Onity GroupFRA:OW0A -2.92%65 EBITDA Margin % is 15.78% as of Mar. 2026, which is 22% below its 10-year median of 20.31. GuruFocus rates FRA:OW0A with a GF Score™ of 65/100 and a GF Value™ of €26.85 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 47 Banks companies, Onity Group ranks worse than 53.19% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Onity Group's EBITDA for the
three
months ended in Mar. 2026 was €46 Mil. Onity Group's Revenue for the
three
months ended in Mar. 2026 was €290 Mil. Therefore, Onity Group's EBITDA margin for the quarter that ended in Mar. 2026 was 15.78%.
Onity Group (FRA:OW0A) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Onity Group EBITDA Margin % Related Terms
Onity Group EBITDA Margin % Historical Data
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The historical data trend for Onity Group's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:OW0A vs BETR, GHI, IOR: EBITDA Margin % Comparison
For the Mortgage Finance subindustry, Onity Group's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Onity Group EBITDA Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Onity Group's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Onity Group's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Onity Group (FRA:OW0A) has a EBITDA Margin % of 15.78% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Onity Group and its competitors. This is 22% below median its historical median of 20.31. According to the industry distribution chart, Onity Group ranks #25 out of 47 companies in the Banks industry, placing it in the top 53.2%.
Is Onity Group's EBITDA Margin % too high?
Onity Group's current EBITDA Margin % of 15.78% is 22% below median its 10-year median of 20.31. The Banks industry median EBITDA Margin % is 19.28. Onity Group's value of 15.78% is 18.2% below this industry median. Based on the distribution chart, Onity Group ranks #25 out of 47 companies in the Banks industry, which is below the industry midpoint. Overall, Onity Group has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Onity Group's EBITDA Margin % compare to BETR and GHI?
According to the Banks industry distribution chart, Onity Group ranks #25 out of 47 companies for EBITDA Margin %. This places Onity Group in the lower half of its industry. The industry median EBITDA Margin % is 19.28. Onity Group's value of 15.78% is 18.2% below this benchmark. While the company's 10-year median is 20.31 vs. the industry median of 19.28, Onity Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Banks company?
The median EBITDA Margin % among Banks companies is 19.28, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Onity Group's current EBITDA Margin % of 15.78% is 18.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Onity Group and its competitors. For the Banks industry, the median EBITDA Margin % is 19.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Onity Group's current EBITDA Margin % is 15.78%, which is 22% below median its own 10-year median of 20.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Onity Group stock overvalued right now?
Based on GuruFocus' analysis, Onity Group (FRA:OW0A) is currently considered Modestly Overvalued. The stock's GF Value™ is €26.85, compared to a current price of €33.20 — trading 23.6% above its estimated fair value. The current EBITDA Margin % is 15.78%, which is 22% below median its 10-year median of 20.31 and 18.2% below the Banks industry median of 19.28. Onity Group's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Onity Group (FRA:OW0A), the current EBITDA Margin % is 15.78% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Onity Group (FRA:OW0A) Overvalued in 2026?
Based on GuruFocus' analysis, Onity Group stock appears to be overvalued.
The current stock price of €33.20 is trading 23.6% above its estimated GF Value™ of €26.85.
GuruFocus considers Onity Group to be Modestly Overvalued.
Key valuation signals for FRA:OW0A:
EBITDA Margin %: 15.78% (22% below median its 10-year median of 20.31)
GF Value™: €26.85 vs. price of €33.20 (23.6% above fair value)
Industry Position: 18.2% below the Banks median (#25 of 47)
No single metric tells the full story. See the FRA:OW0A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Onity Group Inc is a non-bank mortgage servicer and originator providing solutions through its brands, PHH Mortgage and Liberty Reverse Mortgage. PHH Mortgage is one of the servicers in the country that focused on delivering a variety of servicing and lending programs and Liberty is one of the nation's reverse mortgage lenders dedicated to education and providing loans that help customers meet their personal and financial needs.
65GF Score
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