Onity GroupFRA:OW0A -2.92%65 Quick Ratio is 51.50 as of Mar. 2026, which is 51% above its 10-year median of 34.16. GuruFocus rates FRA:OW0A with a GF Score™ of 65/100 and a GF Value™ of €26.85 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 46 Banks companies, Onity Group ranks better than 60.87% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Onity Group's quick ratio for the quarter that ended in Mar. 2026 was 51.50.
Onity Group has a quick ratio of 51.50. It generally indicates good short-term financial strength.
The historical rank and industry rank for Onity Group's Quick Ratio or its related term are showing as below:
FRA:OW0A'
s Quick Ratio Range Over the Past 10 Years
Min: 6.19 Med: 34.16 Max: 61.31
Current: 51.5
During the past 13 years, Onity Group's highest Quick Ratio was 61.31. The lowest was 6.19. And the median was 34.16.
FRA:OW0A's Quick Ratio is ranked better than 60.87% of 46
companies
in the Banks industry
Industry Median: 3.975
vs FRA:OW0A: 51.50
Onity Group (FRA:OW0A) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Onity Group Quick Ratio Related Terms
Onity Group Quick Ratio Historical Data
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The historical data trend for Onity Group's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:OW0A vs BETR, GHI, IOR: Quick Ratio Comparison
For the Mortgage Finance subindustry, Onity Group's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Onity Group Quick Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Onity Group's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Onity Group's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Onity Group's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Onity Group (FRA:OW0A) has a Quick Ratio of 51.50 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Onity Group and its competitors. This is 51% above median its historical median of 34.16. Over the past decade, Onity Group's Quick Ratio has ranged from 6.19 to 61.31. According to the industry distribution chart, Onity Group ranks #18 out of 46 companies in the Banks industry, placing it in the top 39.1%.
Is Onity Group's Quick Ratio too high?
Onity Group's current Quick Ratio of 51.50 is 51% above median its 10-year median of 34.16. Over the past 10 years, this metric has ranged from a low of 6.19 to a high of 61.31. The Banks industry median Quick Ratio is 3.98. Onity Group's value of 51.50 is 1195.6% above this industry median. Based on the distribution chart, Onity Group ranks #18 out of 46 companies in the Banks industry, which is above the industry midpoint. Overall, Onity Group has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Onity Group's Quick Ratio compare to BETR and GHI?
According to the Banks industry distribution chart, Onity Group ranks #18 out of 46 companies for Quick Ratio. This puts Onity Group in the upper half of its industry. The industry median Quick Ratio is 3.98. Onity Group's value of 51.50 is 1195.6% above this benchmark. Historically, Onity Group's own Quick Ratio has ranged from 6.19 to 61.31 over the past decade. While the company's 10-year median is 34.16 vs. the industry median of 3.98, Onity Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Banks company?
The median Quick Ratio among Banks companies is 3.98, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Onity Group's current Quick Ratio of 51.50 is 1195.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Onity Group and its competitors. For the Banks industry, the median Quick Ratio is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Onity Group's current Quick Ratio is 51.50, which is 51% above median its own 10-year median of 34.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Onity Group stock overvalued right now?
Based on GuruFocus' analysis, Onity Group (FRA:OW0A) is currently considered Modestly Overvalued. The stock's GF Value™ is €26.85, compared to a current price of €33.20 — trading 23.6% above its estimated fair value. The current Quick Ratio is 51.50, which is 51% above median its 10-year median of 34.16 and 1195.6% above the Banks industry median of 3.98. Onity Group's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Onity Group (FRA:OW0A), the current Quick Ratio is 51.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Onity Group (FRA:OW0A) Overvalued in 2026?
Based on GuruFocus' analysis, Onity Group stock appears to be overvalued.
The current stock price of €33.20 is trading 23.6% above its estimated GF Value™ of €26.85.
GuruFocus considers Onity Group to be Modestly Overvalued.
Key valuation signals for FRA:OW0A:
Quick Ratio: 51.50 (51% above median its 10-year median of 34.16)
GF Value™: €26.85 vs. price of €33.20 (23.6% above fair value)
Industry Position: 1195.6% above the Banks median (#18 of 46)
No single metric tells the full story. See the FRA:OW0A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Onity Group Inc is a non-bank mortgage servicer and originator providing solutions through its brands, PHH Mortgage and Liberty Reverse Mortgage. PHH Mortgage is one of the servicers in the country that focused on delivering a variety of servicing and lending programs and Liberty is one of the nation's reverse mortgage lenders dedicated to education and providing loans that help customers meet their personal and financial needs.
65GF Score
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