Onity Group (FRA:OW0A) Cyclically Adjusted Book per Share: €60.25 (As of Jun. 2026)

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FRA:OW0A Onity Group Inc FRA:OW0A
70 GF Score
Price €28.60
GF Value €27.66
! 7 Warning Signs
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What is Onity Group Cyclically Adjusted Book per Share?

Onity Group FRA:OW0A +1.42% 70 Cyclically Adjusted Book per Share is €60.25 as of Jun. 2026. GuruFocus rates FRA:OW0A with a GF Score™ of 70/100 and a GF Value™ of €27.66. The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Onity Group's adjusted book value per share for the three months ended in Jun. 2026 was €62.978. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €60.25 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Onity Group's average Cyclically Adjusted Book Growth Rate was -5.40% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was -13.80% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was -11.00% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was -7.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Onity Group was 8.00% per year. The lowest was -13.80% per year. And the median was 0.05% per year.

As of today (2026-09-13), Onity Group's current stock price is €28.60. Onity Group's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was €60.25. Onity Group's Cyclically Adjusted PB Ratio of today is 0.47.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Onity Group was 0.74. The lowest was 0.04. And the median was 0.28.


Onity Group  (FRA:OW0A) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Onity Group's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=28.60/60.25
=0.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Onity Group was 0.74. The lowest was 0.04. And the median was 0.28.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Onity Group Cyclically Adjusted Book per Share Related Terms


Onity Group Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Onity Group's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Onity Group Cyclically Adjusted Book per Share Chart

Onity Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 107.19 105.49 87.50 74.25 58.54

Onity Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 63.17 62.17 58.54 62.17 60.25

FRA:OW0A vs BETR, GHI, IOR: Cyclically Adjusted Book per Share Comparison

For the Mortgage Finance subindustry, Onity Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Onity Group Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Onity Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Onity Group's Cyclically Adjusted PB Ratio falls into.


FRA:OW0A
70GF Score
Onity Group Inc FRA:OW0A
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Onity Group Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Onity Group's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=62.978/333.9520*333.9520
=62.978

Current CPI (Jun. 2026) = 333.9520.

Onity Group Quarterly Data

Book Value per Share CPI Adj_Book
201609 71.258 241.428 98.567
201612 74.886 241.432 103.583
201703 69.915 243.801 95.768
201706 61.810 244.955 84.267
201709 56.434 246.819 76.357
201712 52.539 246.524 71.172
201803 57.487 249.554 76.929
201806 57.529 251.989 76.241
201809 53.712 252.439 71.056
201812 54.613 251.233 72.594
201903 50.701 254.202 66.607
201906 41.710 256.143 54.380
201909 38.573 256.759 50.170
201912 41.242 256.974 53.596
202003 45.031 258.115 58.262
202006 44.340 257.797 57.438
202009 41.556 260.280 53.318
202012 39.300 260.474 50.386
202103 42.474 264.877 53.550
202106 40.384 271.696 49.638
202109 43.464 274.310 52.914
202112 45.817 278.802 54.880
202203 52.465 287.504 60.941
202206 55.996 296.311 63.109
202209 69.511 296.808 78.210
202212 57.285 296.797 64.456
202303 50.900 301.836 56.316
202306 52.155 305.109 57.085
202309 54.326 307.789 58.944
202312 47.950 306.746 52.203
202403 51.070 312.332 54.605
202406 52.839 314.175 56.165
202409 53.604 315.301 56.775
202412 53.736 315.605 56.860
202503 53.337 319.799 55.697
202506 51.869 322.561 53.701
202509 53.008 324.800 54.502
202512 62.933 324.054 64.855
202603 64.718 330.213 65.451
202606 62.978 333.952 62.978

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €60.25 mean?
Onity Group (FRA:OW0A) has a Cyclically Adjusted Book per Share of €60.25 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Onity Group and its competitors.
Is Onity Group's Cyclically Adjusted Book per Share too high?
Onity Group's current Cyclically Adjusted Book per Share is €60.25. Overall, Onity Group has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does Onity Group's Cyclically Adjusted Book per Share compare to BETR and GHI?
Onity Group's Cyclically Adjusted Book per Share of €60.25 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Onity Group and its competitors. Onity Group's current Cyclically Adjusted Book per Share is €60.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Onity Group stock overvalued right now?
Onity Group (FRA:OW0A) has a current Cyclically Adjusted Book per Share of €60.25. The stock's GF Value™ is €27.66, compared to a current price of €28.60 — trading 3.4% above its estimated fair value. The current Cyclically Adjusted Book per Share is €60.25. Onity Group's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Onity Group (FRA:OW0A), the current Cyclically Adjusted Book per Share is €60.25 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Onity Group (FRA:OW0A) Overvalued in 2026?

Based on GuruFocus' analysis, Onity Group stock appears to be overvalued. The current stock price of €28.60 is trading 3.4% above its estimated GF Value™ of €27.66.

Key valuation signals for FRA:OW0A:

  • Cyclically Adjusted Book per Share: €60.25
  • GF Value™: €27.66 vs. price of €28.60 (3.4% above fair value)
  • GF Score™: 70/100 with 7 warning signs

No single metric tells the full story. See the FRA:OW0A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Onity Group Business Description

Other Exchanges ONIT:USA0KAS:UK
Address 1661 Worthington Road, Suite 100, West Palm Beach, FL, USA, 33409
Onity Group Inc is a non-bank mortgage servicer and originator providing solutions through its brands, PHH Mortgage and Liberty Reverse Mortgage. PHH Mortgage is one of the servicers in the country that focused on delivering a variety of servicing and lending programs and Liberty is one of the nation's reverse mortgage lenders dedicated to education and providing loans that help customers meet their personal and financial needs.
70GF Score

Get the complete analysis for FRA:OW0A

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€28.60
Price
€27.66
GF Value