GAG Immobilien AG (HAM:GWK3) Current Ratio: 0.71 (As of Dec. 2025) — 87% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HAM:GWK3 GAG Immobilien AG HAM:GWK3
66 GF Score
Price €47.00
GF Value €54.70
Valuation Modestly Undervalued
! 6 Warning Signs
View Full Analysis

What is GAG Immobilien AG Current Ratio?

GAG Immobilien AG HAM:GWK3 +3.98% 66 Current Ratio is 0.71 as of Dec. 2025, which is 87% above its 10-year median of 0.38. GuruFocus rates HAM:GWK3 with a GF Score™ of 66/100 and a GF Value™ of €54.70 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,794 Real Estate companies, GAG Immobilien AG ranks worse than 84.45% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. GAG Immobilien AG's current ratio for the quarter that ended in Dec. 2025 was 0.71.

GAG Immobilien AG has a current ratio of 0.71. It indicates that the company may have difficulty meeting its current obligations. Low values, however, do not indicate a critical problem. If GAG Immobilien AG has good long-term prospects, it may be able to borrow against those prospects to meet current obligations.

The historical rank and industry rank for GAG Immobilien AG's Current Ratio or its related term are showing as below:

HAM:GWK3' s Current Ratio Range Over the Past 10 Years
Min: 0.05   Med: 0.38   Max: 0.71
Current: 0.71

During the past 13 years, GAG Immobilien AG's highest Current Ratio was 0.71. The lowest was 0.05. And the median was 0.38.

HAM:GWK3's Current Ratio is ranked worse than
84.45% of 1794 companies
in the Real Estate industry
Industry Median: 1.69 vs HAM:GWK3: 0.71

GAG Immobilien AG  (HAM:GWK3) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


GAG Immobilien AG Current Ratio Related Terms


GAG Immobilien AG Current Ratio Historical Data

* Premium members only.

The historical data trend for GAG Immobilien AG's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GAG Immobilien AG Current Ratio Chart

GAG Immobilien AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.27 0.38 0.50 0.37 0.71

GAG Immobilien AG Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.27 0.38 0.50 0.37 0.71

HAM:GWK3 vs CBRE, BEKE, JLL: Current Ratio Comparison

For the Real Estate Services subindustry, GAG Immobilien AG's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GAG Immobilien AG Current Ratio vs Real Estate Industry

For the Real Estate industry and Real Estate sector, GAG Immobilien AG's Current Ratio distribution charts can be found below:

* The bar in red indicates where GAG Immobilien AG's Current Ratio falls into.


HAM:GWK3
66GF Score
GAG Immobilien AG HAM:GWK3
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

GAG Immobilien AG Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

GAG Immobilien AG's Current Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Current Ratio (A: Dec. 2025 )=Total Current Assets (A: Dec. 2025 )/Total Current Liabilities (A: Dec. 2025 )
=265.655/374.721
=0.71

GAG Immobilien AG's Current Ratio for the quarter that ended in Dec. 2025 is calculated as

Current Ratio (Q: Dec. 2025 )=Total Current Assets (Q: Dec. 2025 )/Total Current Liabilities (Q: Dec. 2025 )
=265.655/374.721
=0.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 0.71 mean?
GAG Immobilien AG (HAM:GWK3) has a Current Ratio of 0.71 as of Dec. 2025. This is 87% above median its historical median of 0.38. Over the past decade, GAG Immobilien AG's Current Ratio has ranged from 0.05 to 0.71. According to the industry distribution chart, GAG Immobilien AG ranks #1515 out of 1794 companies in the Real Estate industry, placing it in the top 84.4%.
Is GAG Immobilien AG's Current Ratio too high?
GAG Immobilien AG's current Current Ratio of 0.71 is 87% above median its 10-year median of 0.38. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.71. The Real Estate industry median Current Ratio is 1.69. GAG Immobilien AG's value of 0.71 is 58% below this industry median. Based on the distribution chart, GAG Immobilien AG ranks #1515 out of 1794 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, GAG Immobilien AG has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does GAG Immobilien AG's Current Ratio compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, GAG Immobilien AG ranks #1515 out of 1794 companies for Current Ratio. This places GAG Immobilien AG in the lower half of its industry. The industry median Current Ratio is 1.69. GAG Immobilien AG's value of 0.71 is 58% below this benchmark. Historically, GAG Immobilien AG's own Current Ratio has ranged from 0.05 to 0.71 over the past decade. While the company's 10-year median is 0.38 vs. the industry median of 1.69, GAG Immobilien AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Real Estate company?
The median Current Ratio among Real Estate companies is 1.69, based on 1,794 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GAG Immobilien AG's current Current Ratio of 0.71 is 58% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Real Estate industry, the median Current Ratio is 1.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GAG Immobilien AG's current Current Ratio is 0.71, which is 87% above median its own 10-year median of 0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GAG Immobilien AG stock overvalued right now?
Based on GuruFocus' analysis, GAG Immobilien AG (HAM:GWK3) is currently considered Modestly Undervalued. The stock's GF Value™ is €54.70, compared to a current price of €47.00 — trading 14.1% below its estimated fair value. The current Current Ratio is 0.71, which is 87% above median its 10-year median of 0.38 and 58% below the Real Estate industry median of 1.69. GAG Immobilien AG's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For GAG Immobilien AG (HAM:GWK3), the current Current Ratio is 0.71 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GAG Immobilien AG (HAM:GWK3) Overvalued in 2026?

Based on GuruFocus' analysis, GAG Immobilien AG stock appears to be undervalued. The current stock price of €47.00 is trading 14.1% below its estimated GF Value™ of €54.70. GuruFocus considers GAG Immobilien AG to be Modestly Undervalued.

Key valuation signals for HAM:GWK3:

  • Current Ratio: 0.71 (87% above median its 10-year median of 0.38)
  • GF Value™: €54.70 vs. price of €47.00 (14.1% below fair value)
  • GF Score™: 66/100 with 6 warning signs
  • Industry Position: 58% below the Real Estate median (#1515 of 1794)

No single metric tells the full story. See the HAM:GWK3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GAG Immobilien AG Business Description

Address Josef-Lammerting-Allee 20-22, Cologne, DEU, 50933
GAG Immobilien AG is a Germany based provider of real-estate services and consultation in the city of Cologne. The company operates as a landlord, and is focused on the business of Leasing, Selling and Managing properties. In the leasing business, the company focuses on leasing the properties it owns. The organization apart from being involved in the provision of leasing services, also sells homes, condominiums, flats and buildings. In the Managing business, the entity undertakes the management and administration of third-party apartments for their owners or owner associations.
66GF Score

Get the complete analysis for HAM:GWK3

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€47.00
Price
€54.70
GF Value