GAG Immobilien AG (HAM:GWK3) 3-Year RORE % : 1.99% (As of Dec. 2025)

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HAM:GWK3 GAG Immobilien AG HAM:GWK3
68 GF Score
Price €48.20
GF Value €54.76
Valuation Modestly Undervalued
! 6 Warning Signs
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What is GAG Immobilien AG 3-Year RORE %?

GAG Immobilien AG HAM:GWK3 68 3-Year RORE % is 1.99 as of Dec. 2025. GuruFocus rates HAM:GWK3 with a GF Score™ of 68/100 and a GF Value™ of €54.76 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,691 Real Estate companies, GAG Immobilien AG ranks worse than 53.05% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. GAG Immobilien AG's 3-Year RORE % for the quarter that ended in Dec. 2025 was 1.99%.

The industry rank for GAG Immobilien AG's 3-Year RORE % or its related term are showing as below:

HAM:GWK3's 3-Year RORE % is ranked worse than
53.05% of 1691 companies
in the Real Estate industry
Industry Median: 5.26 vs HAM:GWK3: 1.99

GAG Immobilien AG  (HAM:GWK3) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


GAG Immobilien AG 3-Year RORE % Related Terms


GAG Immobilien AG 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for GAG Immobilien AG's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GAG Immobilien AG 3-Year RORE % Chart

GAG Immobilien AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -9.67 -39.36 -6.39 26.96 1.99

GAG Immobilien AG Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -9.67 -39.36 -6.39 26.96 1.99

HAM:GWK3 vs CBRE, BEKE, JLL: 3-Year RORE % Comparison

For the Real Estate Services subindustry, GAG Immobilien AG's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GAG Immobilien AG 3-Year RORE % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, GAG Immobilien AG's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where GAG Immobilien AG's 3-Year RORE % falls into.


HAM:GWK3
68GF Score
GAG Immobilien AG HAM:GWK3
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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GAG Immobilien AG 3-Year RORE % Calculation

GAG Immobilien AG's 3-Year RORE % for the quarter that ended in Dec. 2025 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 2.167-2.07 )/( 6.377-1.5 )
=0.097/4.877
=1.99 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 1.99 mean?
GAG Immobilien AG (HAM:GWK3) has a 3-Year RORE % of 1.99 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on GAG Immobilien AG and its competitors. According to the industry distribution chart, GAG Immobilien AG ranks #897 out of 1691 companies in the Real Estate industry, placing it in the top 53%.
Is GAG Immobilien AG's 3-Year RORE % too high?
GAG Immobilien AG's current 3-Year RORE % is 1.99. The Real Estate industry median 3-Year RORE % is 5.26. GAG Immobilien AG's value of 1.99 is 62.2% below this industry median. Based on the distribution chart, GAG Immobilien AG ranks #897 out of 1691 companies in the Real Estate industry, which is below the industry midpoint. Overall, GAG Immobilien AG has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does GAG Immobilien AG's 3-Year RORE % compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, GAG Immobilien AG ranks #897 out of 1691 companies for 3-Year RORE %. This places GAG Immobilien AG in the lower half of its industry. The industry median 3-Year RORE % is 5.26. GAG Immobilien AG's value of 1.99 is 62.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Real Estate company?
The median 3-Year RORE % among Real Estate companies is 5.26, based on 1,691 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GAG Immobilien AG's current 3-Year RORE % of 1.99 is 62.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on GAG Immobilien AG and its competitors. For the Real Estate industry, the median 3-Year RORE % is 5.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GAG Immobilien AG's current 3-Year RORE % is 1.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GAG Immobilien AG stock overvalued right now?
Based on GuruFocus' analysis, GAG Immobilien AG (HAM:GWK3) is currently considered Modestly Undervalued. The stock's GF Value™ is €54.76, compared to a current price of €48.20 — trading 12% below its estimated fair value. The current 3-Year RORE % is 1.99 and 62.2% below the Real Estate industry median of 5.26. GAG Immobilien AG's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For GAG Immobilien AG (HAM:GWK3), the current 3-Year RORE % is 1.99 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GAG Immobilien AG (HAM:GWK3) Overvalued in 2026?

Based on GuruFocus' analysis, GAG Immobilien AG stock appears to be undervalued. The current stock price of €48.20 is trading 12% below its estimated GF Value™ of €54.76. GuruFocus considers GAG Immobilien AG to be Modestly Undervalued.

Key valuation signals for HAM:GWK3:

  • 3-Year RORE %: 1.99
  • GF Value™: €54.76 vs. price of €48.20 (12% below fair value)
  • GF Score™: 68/100 with 6 warning signs
  • Industry Position: 62.2% below the Real Estate median (#897 of 1691)

No single metric tells the full story. See the HAM:GWK3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GAG Immobilien AG Business Description

Address Josef-Lammerting-Allee 20-22, Cologne, DEU, 50933
GAG Immobilien AG is a Germany based provider of real-estate services and consultation in the city of Cologne. The company operates as a landlord, and is focused on the business of Leasing, Selling and Managing properties. In the leasing business, the company focuses on leasing the properties it owns. The organization apart from being involved in the provision of leasing services, also sells homes, condominiums, flats and buildings. In the Managing business, the entity undertakes the management and administration of third-party apartments for their owners or owner associations.
68GF Score

Get the complete analysis for HAM:GWK3

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€48.20
Price
€54.76
GF Value