GAG Immobilien AG (HAM:GWK3) Days Payable: 51.84 (As of Dec. 2025) — 11% Below Median

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HAM:GWK3 GAG Immobilien AG HAM:GWK3
66 GF Score
Price €47.00
GF Value €54.70
Valuation Modestly Undervalued
! 6 Warning Signs
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What is GAG Immobilien AG Days Payable?

GAG Immobilien AG HAM:GWK3 +3.98% 66 Days Payable is 51.84 as of Dec. 2025, which is 11% below its 10-year median of 58.15. GuruFocus rates HAM:GWK3 with a GF Score™ of 66/100 and a GF Value™ of €54.70 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,568 Real Estate companies, GAG Immobilien AG ranks worse than 67.79% on this metric.

GAG Immobilien AG's average Accounts Payable for the six months ended in Dec. 2025 was €29.2 Mil. GAG Immobilien AG's Cost of Goods Sold for the six months ended in Dec. 2025 was €205.4 Mil. Hence, GAG Immobilien AG's Days Payable for the six months ended in Dec. 2025 was 25.92.

The historical rank and industry rank for GAG Immobilien AG's Days Payable or its related term are showing as below:

HAM:GWK3' s Days Payable Range Over the Past 10 Years
Min: 51.84   Med: 58.15   Max: 73.64
Current: 51.84

During the past 13 years, GAG Immobilien AG's highest Days Payable was 73.64. The lowest was 51.84. And the median was 58.15.

HAM:GWK3's Days Payable is ranked worse than
67.79% of 1568 companies
in the Real Estate industry
Industry Median: 94.38 vs HAM:GWK3: 51.84

GAG Immobilien AG's Days Payable declined from Dec. 2023 (53.98) to Dec. 2025 (51.84). It may suggest that GAG Immobilien AG accelerated paying its suppliers.


GAG Immobilien AG Days Payable Historical Data

* Premium members only.

The historical data trend for GAG Immobilien AG's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GAG Immobilien AG Days Payable Chart

GAG Immobilien AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 63.32 59.12 53.98 57.29 51.84

GAG Immobilien AG Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 63.32 59.12 53.98 57.29 51.84

HAM:GWK3 vs CBRE, BEKE, JLL: Days Payable Comparison

For the Real Estate Services subindustry, GAG Immobilien AG's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GAG Immobilien AG Days Payable vs Real Estate Industry

For the Real Estate industry and Real Estate sector, GAG Immobilien AG's Days Payable distribution charts can be found below:

* The bar in red indicates where GAG Immobilien AG's Days Payable falls into.


HAM:GWK3
66GF Score
GAG Immobilien AG HAM:GWK3
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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GAG Immobilien AG Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

GAG Immobilien AG's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (29.624 + 28.732) / 2 ) / 205.439*365
=29.178 / 205.439*365
=51.84

GAG Immobilien AG's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2024 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (29.624 + 28.732) / 2 ) / 205.439*365 / 2
=29.178 / 205.439*365 / 2
=25.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 51.84 mean?
GAG Immobilien AG (HAM:GWK3) has a Days Payable of 51.84 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on GAG Immobilien AG and its competitors. This is 11% below median its historical median of 58.15. Over the past decade, GAG Immobilien AG's Days Payable has ranged from 51.84 to 73.64. According to the industry distribution chart, GAG Immobilien AG ranks #1063 out of 1568 companies in the Real Estate industry, placing it in the top 67.8%.
Is GAG Immobilien AG's Days Payable too high?
GAG Immobilien AG's current Days Payable of 51.84 is 11% below median its 10-year median of 58.15. Over the past 10 years, this metric has ranged from a low of 51.84 to a high of 73.64. The Real Estate industry median Days Payable is 94.38. GAG Immobilien AG's value of 51.84 is 45.1% below this industry median. Based on the distribution chart, GAG Immobilien AG ranks #1063 out of 1568 companies in the Real Estate industry, which is below the industry midpoint. Overall, GAG Immobilien AG has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does GAG Immobilien AG's Days Payable compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, GAG Immobilien AG ranks #1063 out of 1568 companies for Days Payable. This places GAG Immobilien AG in the lower half of its industry. The industry median Days Payable is 94.38. GAG Immobilien AG's value of 51.84 is 45.1% below this benchmark. Historically, GAG Immobilien AG's own Days Payable has ranged from 51.84 to 73.64 over the past decade. While the company's 10-year median is 58.15 vs. the industry median of 94.38, GAG Immobilien AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Real Estate company?
The median Days Payable among Real Estate companies is 94.38, based on 1,568 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GAG Immobilien AG's current Days Payable of 51.84 is 45.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on GAG Immobilien AG and its competitors. For the Real Estate industry, the median Days Payable is 94.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GAG Immobilien AG's current Days Payable is 51.84, which is 11% below median its own 10-year median of 58.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GAG Immobilien AG stock overvalued right now?
Based on GuruFocus' analysis, GAG Immobilien AG (HAM:GWK3) is currently considered Modestly Undervalued. The stock's GF Value™ is €54.70, compared to a current price of €47.00 — trading 14.1% below its estimated fair value. The current Days Payable is 51.84, which is 11% below median its 10-year median of 58.15 and 45.1% below the Real Estate industry median of 94.38. GAG Immobilien AG's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For GAG Immobilien AG (HAM:GWK3), the current Days Payable is 51.84 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GAG Immobilien AG (HAM:GWK3) Overvalued in 2026?

Based on GuruFocus' analysis, GAG Immobilien AG stock appears to be undervalued. The current stock price of €47.00 is trading 14.1% below its estimated GF Value™ of €54.70. GuruFocus considers GAG Immobilien AG to be Modestly Undervalued.

Key valuation signals for HAM:GWK3:

  • Days Payable: 51.84 (11% below median its 10-year median of 58.15)
  • GF Value™: €54.70 vs. price of €47.00 (14.1% below fair value)
  • GF Score™: 66/100 with 6 warning signs
  • Industry Position: 45.1% below the Real Estate median (#1063 of 1568)

No single metric tells the full story. See the HAM:GWK3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GAG Immobilien AG Business Description

Address Josef-Lammerting-Allee 20-22, Cologne, DEU, 50933
GAG Immobilien AG is a Germany based provider of real-estate services and consultation in the city of Cologne. The company operates as a landlord, and is focused on the business of Leasing, Selling and Managing properties. In the leasing business, the company focuses on leasing the properties it owns. The organization apart from being involved in the provision of leasing services, also sells homes, condominiums, flats and buildings. In the Managing business, the entity undertakes the management and administration of third-party apartments for their owners or owner associations.
66GF Score

Get the complete analysis for HAM:GWK3

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€47.00
Price
€54.70
GF Value