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GAG Immobilien AGHAM:GWK3 +3.98%66 ROE % is 4.05% as of Dec. 2025, which is 25% below its 10-year median of 5.41. GuruFocus rates HAM:GWK3 with a GF Score™ of 66/100 and a GF Value™ of €54.70 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,730 Real Estate companies, GAG Immobilien AG ranks better than 50.52% on this metric.
The historical rank and industry rank for GAG Immobilien AG's ROE % or its related term are showing as below:
HAM:GWK3'
s ROE % Range Over the Past 10 Years
Min: 2.23 Med: 5.41 Max: 10.69
Current: 4.05
During the past 13 years, GAG Immobilien AG's highest ROE % was 10.69%. The lowest was 2.23%. And the median was 5.41%.
HAM:GWK3's ROE % is ranked better than 50.52% of 1730
companies
in the Real Estate industry
Industry Median: 3.98
vs HAM:GWK3: 4.05
GAG Immobilien AG (HAM:GWK3) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is one times the annual (Dec. 2025) net income data. The Revenue data used here is one times the annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
GAG Immobilien AG ROE % Related Terms
GAG Immobilien AG ROE % Historical Data
* Premium members only.
The historical data trend for GAG Immobilien AG's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate Services subindustry, GAG Immobilien AG's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GAG Immobilien AG ROE % vs Real Estate Industry
For the Real Estate industry and Real Estate sector, GAG Immobilien AG's ROE % distribution charts can be found below:
* The bar in red indicates where GAG Immobilien AG's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is one times the annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
GAG Immobilien AG (HAM:GWK3) has a ROE % of 4.05% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on GAG Immobilien AG and its competitors. This is 25% below median its historical median of 5.41. Over the past decade, GAG Immobilien AG's ROE % has ranged from 2.23 to 10.69. According to the industry distribution chart, GAG Immobilien AG ranks #856 out of 1730 companies in the Real Estate industry, placing it in the top 49.5%.
Is GAG Immobilien AG's ROE % too high?
GAG Immobilien AG's current ROE % of 4.05% is 25% below median its 10-year median of 5.41. Over the past 10 years, this metric has ranged from a low of 2.23 to a high of 10.69. The Real Estate industry median ROE % is 3.98. GAG Immobilien AG's value of 4.05% is 1.8% above this industry median. Based on the distribution chart, GAG Immobilien AG ranks #856 out of 1730 companies in the Real Estate industry, which is above the industry midpoint. Overall, GAG Immobilien AG has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does GAG Immobilien AG's ROE % compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, GAG Immobilien AG ranks #856 out of 1730 companies for ROE %. This puts GAG Immobilien AG in the upper half of its industry. The industry median ROE % is 3.98. GAG Immobilien AG's value of 4.05% is 1.8% above this benchmark. Historically, GAG Immobilien AG's own ROE % has ranged from 2.23 to 10.69 over the past decade. While the company's 10-year median is 5.41 vs. the industry median of 3.98, GAG Immobilien AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Real Estate company?
The median ROE % among Real Estate companies is 3.98, based on 1,730 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GAG Immobilien AG's current ROE % of 4.05% is 1.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on GAG Immobilien AG and its competitors. For the Real Estate industry, the median ROE % is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GAG Immobilien AG's current ROE % is 4.05%, which is 25% below median its own 10-year median of 5.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GAG Immobilien AG stock overvalued right now?
Based on GuruFocus' analysis, GAG Immobilien AG (HAM:GWK3) is currently considered Modestly Undervalued. The stock's GF Value™ is €54.70, compared to a current price of €47.00 — trading 14.1% below its estimated fair value. The current ROE % is 4.05%, which is 25% below median its 10-year median of 5.41 and 1.8% above the Real Estate industry median of 3.98. GAG Immobilien AG's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For GAG Immobilien AG (HAM:GWK3), the current ROE % is 4.05% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GAG Immobilien AG (HAM:GWK3) Overvalued in 2026?
Based on GuruFocus' analysis, GAG Immobilien AG stock appears to be undervalued.
The current stock price of €47.00 is trading 14.1% below its estimated GF Value™ of €54.70.
GuruFocus considers GAG Immobilien AG to be Modestly Undervalued.
Key valuation signals for HAM:GWK3:
ROE %: 4.05% (25% below median its 10-year median of 5.41)
GF Value™: €54.70 vs. price of €47.00 (14.1% below fair value)
Industry Position: 1.8% above the Real Estate median (#856 of 1730)
No single metric tells the full story. See the HAM:GWK3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GAG Immobilien AG is a Germany based provider of real-estate services and consultation in the city of Cologne. The company operates as a landlord, and is focused on the business of Leasing, Selling and Managing properties. In the leasing business, the company focuses on leasing the properties it owns. The organization apart from being involved in the provision of leasing services, also sells homes, condominiums, flats and buildings. In the Managing business, the entity undertakes the management and administration of third-party apartments for their owners or owner associations.
66GF Score
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