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What is Baige Online Digital Technology Co Current Ratio?
Baige Online Digital Technology CoHKSE:02672 +3.88%10 Current Ratio is 0.82 as of Dec. 2025, which is 10% below its 10-year median of 0.91. GuruFocus rates HKSE:02672 with a GF Score™ of 10/100. The stock has 1 warning sign investors should review. Among 63 Insurance companies, Baige Online Digital Technology Co ranks worse than 93.65% on this metric.
Baige Online Digital Technology Co has a current ratio of 0.82. It indicates that the company may have difficulty meeting its current obligations. Low values, however, do not indicate a critical problem. If Baige Online Digital Technology Co has good long-term prospects, it may be able to borrow against those prospects to meet current obligations.
Baige Online Digital Technology Co (HKSE:02672) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Baige Online Digital Technology Co Current Ratio Related Terms
Baige Online Digital Technology Co Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Baige Online Digital Technology Co Current Ratio Chart
Baige Online Digital Technology Co Annual Data
Trend
Dec23
Dec24
Dec25
Current Ratio
1.17
0.91
0.82
Baige Online Digital Technology Co Semi-Annual Data
Dec23
Dec24
Dec25
Current Ratio
1.17
0.91
0.82
HKSE:02672 vs MRSH, AON, AJG: Current Ratio Comparison
For the Insurance Brokers subindustry, Baige Online Digital Technology Co's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Baige Online Digital Technology Co Current Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Baige Online Digital Technology Co's Current Ratio distribution charts can be found below:
* The bar in red indicates where Baige Online Digital Technology Co's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Baige Online Digital Technology Co (HKSE:02672) has a Current Ratio of 0.82 as of Dec. 2025. This is 10% below median its historical median of 0.91. Over the past decade, Baige Online Digital Technology Co's Current Ratio has ranged from 0.82 to 1.17. According to the industry distribution chart, Baige Online Digital Technology Co ranks #59 out of 63 companies in the Insurance industry, placing it in the top 93.7%.
Is Baige Online Digital Technology Co's Current Ratio too high?
Baige Online Digital Technology Co's current Current Ratio of 0.82 is 10% below median its 10-year median of 0.91. Over the past 10 years, this metric has ranged from a low of 0.82 to a high of 1.17. The Insurance industry median Current Ratio is 1.68. Baige Online Digital Technology Co's value of 0.82 is 51.2% below this industry median. Based on the distribution chart, Baige Online Digital Technology Co ranks #59 out of 63 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Baige Online Digital Technology Co has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Baige Online Digital Technology Co's Current Ratio compare to MRSH and AON?
According to the Insurance industry distribution chart, Baige Online Digital Technology Co ranks #59 out of 63 companies for Current Ratio. This places Baige Online Digital Technology Co in the lower half of its industry. The industry median Current Ratio is 1.68. Baige Online Digital Technology Co's value of 0.82 is 51.2% below this benchmark. Historically, Baige Online Digital Technology Co's own Current Ratio has ranged from 0.82 to 1.17 over the past decade. While the company's 10-year median is 0.91 vs. the industry median of 1.68, Baige Online Digital Technology Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Insurance company?
The median Current Ratio among Insurance companies is 1.68, based on 63 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Baige Online Digital Technology Co's current Current Ratio of 0.82 is 51.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Current Ratio is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Baige Online Digital Technology Co's current Current Ratio is 0.82, which is 10% below median its own 10-year median of 0.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Baige Online Digital Technology Co stock overvalued right now?
Baige Online Digital Technology Co (HKSE:02672) has a current Current Ratio of 0.82. The current Current Ratio is 0.82, which is 10% below median its 10-year median of 0.91 and 51.2% below the Insurance industry median of 1.68. Baige Online Digital Technology Co's overall GF Score™ is 10/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Baige Online Digital Technology Co (HKSE:02672), the current Current Ratio is 0.82 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Baige Online Digital Technology Co Ltd is an InsurTech company, principally engaged in utilizing scenario-based insurance to provide technology empowered insurance transaction services, precision marketing, and digitalisation solutions and TPA services in the PRC. The company has three reportable operating segments as follows: i) Insurance transaction services, ii) Precision marketing and digitalisation solutions, and iii) TPA services. The majority of the company's revenue is derived from the Insurance transaction services segment, which includes distributing scenario-based insurance products to end insureds. Geographically, all of the company's revenue is generated from the PRC.
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