Baige Online Digital Technology Co (HKSE:02672) Operating Margin %: -3.10% (As of Dec. 2025)

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HKSE:02672 Baige Online Digital Technology Co Ltd HKSE:02672
10 GF Score
Price HK$34.26
! 1 Warning Sign
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What is Baige Online Digital Technology Co Operating Margin %?

Baige Online Digital Technology Co HKSE:02672 +3.88% 10 Operating Margin % is -3.10% as of Dec. 2025. GuruFocus rates HKSE:02672 with a GF Score™ of 10/100. The stock has 1 warning sign investors should review. Among 64 Insurance companies, Baige Online Digital Technology Co ranks worse than 81.25% on this metric.

Operating Margin % is calculated as Operating Income divided by its Revenue. Baige Online Digital Technology Co's Operating Income for the six months ended in Dec. 2025 was HK$-42 Mil. Baige Online Digital Technology Co's Revenue for the six months ended in Dec. 2025 was HK$1,356 Mil. Therefore, Baige Online Digital Technology Co's Operating Margin % for the quarter that ended in Dec. 2025 was -3.10%.

The historical rank and industry rank for Baige Online Digital Technology Co's Operating Margin % or its related term are showing as below:

HKSE:02672' s Operating Margin % Range Over the Past 10 Years
Min: -3.1   Med: -2.98   Max: -2.28
Current: -3.1


HKSE:02672's Operating Margin % is ranked worse than
81.25% of 64 companies
in the Insurance industry
Industry Median: 8.385 vs HKSE:02672: -3.10

Baige Online Digital Technology Co's 5-Year Average Operating Margin % Growth Rate was 0.00% per year.

Baige Online Digital Technology Co's Operating Income for the six months ended in Dec. 2025 was HK$-42 Mil.


Baige Online Digital Technology Co  (HKSE:02672) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


Baige Online Digital Technology Co Operating Margin % Related Terms


Baige Online Digital Technology Co Operating Margin % Historical Data

* Premium members only.

The historical data trend for Baige Online Digital Technology Co's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Baige Online Digital Technology Co Operating Margin % Chart

Baige Online Digital Technology Co Annual Data
Trend Dec23 Dec24 Dec25
Operating Margin %
-2.98 -2.28 -3.10

Baige Online Digital Technology Co Semi-Annual Data
Dec23 Dec24 Dec25
Operating Margin % -2.98 -2.28 -3.10

HKSE:02672 vs MRSH, AON, AJG: Operating Margin % Comparison

For the Insurance Brokers subindustry, Baige Online Digital Technology Co's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Baige Online Digital Technology Co Operating Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Baige Online Digital Technology Co's Operating Margin % distribution charts can be found below:

* The bar in red indicates where Baige Online Digital Technology Co's Operating Margin % falls into.


HKSE:02672
10GF Score
Baige Online Digital Technology Co Ltd HKSE:02672
Operating Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Baige Online Digital Technology Co Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Baige Online Digital Technology Co's Operating Margin % for the fiscal year that ended in Dec. 2025 is calculated as

Operating Margin %=Operating Income (A: Dec. 2025 ) / Revenue (A: Dec. 2025 )
=-42.06 / 1355.634
=-3.10 %

Baige Online Digital Technology Co's Operating Margin % for the quarter that ended in Dec. 2025 is calculated as

Operating Margin %=Operating Income (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=-42.06 / 1355.634
=-3.10 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Margin % →
What does a Operating Margin % of -3.10% mean?
Baige Online Digital Technology Co (HKSE:02672) has a Operating Margin % of -3.10% as of Dec. 2025. Operating margin is the ratio of total operating income to net sales. View historical data on Baige Online Digital Technology Co and its competitors. According to the industry distribution chart, Baige Online Digital Technology Co ranks #52 out of 64 companies in the Insurance industry, placing it in the top 81.2%.
Is Baige Online Digital Technology Co's Operating Margin % too high?
Baige Online Digital Technology Co's current Operating Margin % is -3.10%. Based on the distribution chart, Baige Online Digital Technology Co ranks #52 out of 64 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Baige Online Digital Technology Co has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Baige Online Digital Technology Co's Operating Margin % compare to MRSH and AON?
According to the Insurance industry distribution chart, Baige Online Digital Technology Co ranks #52 out of 64 companies for Operating Margin %. This places Baige Online Digital Technology Co in the lower half of its industry. The industry median Operating Margin % is 8.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for an Insurance company?
The median Operating Margin % among Insurance companies is 8.39, based on 64 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Baige Online Digital Technology Co and its competitors. For the Insurance industry, the median Operating Margin % is 8.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Baige Online Digital Technology Co's current Operating Margin % is -3.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Baige Online Digital Technology Co stock overvalued right now?
Baige Online Digital Technology Co (HKSE:02672) has a current Operating Margin % of -3.10%. The current Operating Margin % is -3.10%. Baige Online Digital Technology Co's overall GF Score™ is 10/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Baige Online Digital Technology Co (HKSE:02672), the current Operating Margin % is -3.10% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Baige Online Digital Technology Co Business Description

Address No.491 Gaolin Middle Road, 24th Floor, Baige Tiandi Financial (Insurance) Technology Industrial Park, Room 2402, Huli District, Fujian Province, Xiamen, CHN
Baige Online Digital Technology Co Ltd is an InsurTech company, principally engaged in utilizing scenario-based insurance to provide technology empowered insurance transaction services, precision marketing, and digitalisation solutions and TPA services in the PRC. The company has three reportable operating segments as follows: i) Insurance transaction services, ii) Precision marketing and digitalisation solutions, and iii) TPA services. The majority of the company's revenue is derived from the Insurance transaction services segment, which includes distributing scenario-based insurance products to end insureds. Geographically, all of the company's revenue is generated from the PRC.
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Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$34.26
Price