Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
What is Baige Online Digital Technology Co Quick Ratio?
Baige Online Digital Technology CoHKSE:02672 +3.88%10 Quick Ratio is 0.82 as of Dec. 2025, which is 10% below its 10-year median of 0.91. GuruFocus rates HKSE:02672 with a GF Score™ of 10/100. The stock has 1 warning sign investors should review. Among 63 Insurance companies, Baige Online Digital Technology Co ranks worse than 93.65% on this metric.
Baige Online Digital Technology Co (HKSE:02672) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Baige Online Digital Technology Co Quick Ratio Related Terms
Baige Online Digital Technology Co Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Baige Online Digital Technology Co Quick Ratio Chart
Baige Online Digital Technology Co Annual Data
Trend
Dec23
Dec24
Dec25
Quick Ratio
1.17
0.91
0.82
Baige Online Digital Technology Co Semi-Annual Data
Dec23
Dec24
Dec25
Quick Ratio
1.17
0.91
0.82
HKSE:02672 vs MRSH, AON, AJG: Quick Ratio Comparison
For the Insurance Brokers subindustry, Baige Online Digital Technology Co's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Baige Online Digital Technology Co Quick Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Baige Online Digital Technology Co's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Baige Online Digital Technology Co's Quick Ratio falls into.
Baige Online Digital Technology Co Quick Ratio Calculation
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Baige Online Digital Technology Co (HKSE:02672) has a Quick Ratio of 0.82 as of Dec. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Baige Online Digital Technology Co and its competitors. This is 10% below median its historical median of 0.91. Over the past decade, Baige Online Digital Technology Co's Quick Ratio has ranged from 0.82 to 1.17. According to the industry distribution chart, Baige Online Digital Technology Co ranks #59 out of 63 companies in the Insurance industry, placing it in the top 93.7%.
Is Baige Online Digital Technology Co's Quick Ratio too high?
Baige Online Digital Technology Co's current Quick Ratio of 0.82 is 10% below median its 10-year median of 0.91. Over the past 10 years, this metric has ranged from a low of 0.82 to a high of 1.17. The Insurance industry median Quick Ratio is 1.63. Baige Online Digital Technology Co's value of 0.82 is 49.7% below this industry median. Based on the distribution chart, Baige Online Digital Technology Co ranks #59 out of 63 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Baige Online Digital Technology Co has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Baige Online Digital Technology Co's Quick Ratio compare to MRSH and AON?
According to the Insurance industry distribution chart, Baige Online Digital Technology Co ranks #59 out of 63 companies for Quick Ratio. This places Baige Online Digital Technology Co in the lower half of its industry. The industry median Quick Ratio is 1.63. Baige Online Digital Technology Co's value of 0.82 is 49.7% below this benchmark. Historically, Baige Online Digital Technology Co's own Quick Ratio has ranged from 0.82 to 1.17 over the past decade. While the company's 10-year median is 0.91 vs. the industry median of 1.63, Baige Online Digital Technology Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for an Insurance company?
The median Quick Ratio among Insurance companies is 1.63, based on 63 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Baige Online Digital Technology Co's current Quick Ratio of 0.82 is 49.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Baige Online Digital Technology Co and its competitors. For the Insurance industry, the median Quick Ratio is 1.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Baige Online Digital Technology Co's current Quick Ratio is 0.82, which is 10% below median its own 10-year median of 0.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Baige Online Digital Technology Co stock overvalued right now?
Baige Online Digital Technology Co (HKSE:02672) has a current Quick Ratio of 0.82. The current Quick Ratio is 0.82, which is 10% below median its 10-year median of 0.91 and 49.7% below the Insurance industry median of 1.63. Baige Online Digital Technology Co's overall GF Score™ is 10/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Baige Online Digital Technology Co (HKSE:02672), the current Quick Ratio is 0.82 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Baige Online Digital Technology Co Ltd is an InsurTech company, principally engaged in utilizing scenario-based insurance to provide technology empowered insurance transaction services, precision marketing, and digitalisation solutions and TPA services in the PRC. The company has three reportable operating segments as follows: i) Insurance transaction services, ii) Precision marketing and digitalisation solutions, and iii) TPA services. The majority of the company's revenue is derived from the Insurance transaction services segment, which includes distributing scenario-based insurance products to end insureds. Geographically, all of the company's revenue is generated from the PRC.
10GF Score
Get the complete analysis for HKSE:02672
Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HKSE:02672 has been successfully added to your 
