EFT Solutions HoldingsHKSE:08062 60 Current Ratio is 8.97 as of Sep. 2025, which is 63% above its 10-year median of 5.49. GuruFocus rates HKSE:08062 with a GF Score™ of 60/100 and a GF Value™ of HK$0.20 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 2,862 Software companies, EFT Solutions Holdings ranks better than 94.23% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. EFT Solutions Holdings's current ratio for the quarter that ended in Sep. 2025 was 8.97.
EFT Solutions Holdings has a current ratio of 8.97. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for EFT Solutions Holdings's Current Ratio or its related term are showing as below:
HKSE:08062'
s Current Ratio Range Over the Past 10 Years
Min: 1.05 Med: 5.49 Max: 10.94
Current: 8.6
During the past 12 years, EFT Solutions Holdings's highest Current Ratio was 10.94. The lowest was 1.05. And the median was 5.49.
HKSE:08062's Current Ratio is ranked better than 94.23% of 2862
companies
in the Software industry
Industry Median: 1.82
vs HKSE:08062: 8.60
EFT Solutions Holdings (HKSE:08062) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
EFT Solutions Holdings Current Ratio Related Terms
EFT Solutions Holdings Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HKSE:08062 vs MSFT, ORCL, PLTR: Current Ratio Comparison
For the Software - Infrastructure subindustry, EFT Solutions Holdings's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EFT Solutions Holdings Current Ratio vs Software Industry
For the Software industry and Technology sector, EFT Solutions Holdings's Current Ratio distribution charts can be found below:
* The bar in red indicates where EFT Solutions Holdings's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EFT Solutions Holdings (HKSE:08062) has a Current Ratio of 8.97 as of Sep. 2025. This is 63% above median its historical median of 5.49. Over the past decade, EFT Solutions Holdings' Current Ratio has ranged from 1.05 to 10.94. According to the industry distribution chart, EFT Solutions Holdings ranks #165 out of 2862 companies in the Software industry, placing it in the top 5.8%.
Is EFT Solutions Holdings' Current Ratio too high?
EFT Solutions Holdings' current Current Ratio of 8.97 is 63% above median its 10-year median of 5.49. Over the past 10 years, this metric has ranged from a low of 1.05 to a high of 10.94. The Software industry median Current Ratio is 1.82. EFT Solutions Holdings' value of 8.97 is 392.9% above this industry median. Based on the distribution chart, EFT Solutions Holdings ranks #165 out of 2862 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, EFT Solutions Holdings has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does EFT Solutions Holdings' Current Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, EFT Solutions Holdings ranks #165 out of 2862 companies for Current Ratio. This places EFT Solutions Holdings in the top 6% of its industry — outperforming the majority of peers. The industry median Current Ratio is 1.82. EFT Solutions Holdings' value of 8.97 is 392.9% above this benchmark. Historically, EFT Solutions Holdings' own Current Ratio has ranged from 1.05 to 10.94 over the past decade. While the company's 10-year median is 5.49 vs. the industry median of 1.82, EFT Solutions Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.82, based on 2,862 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EFT Solutions Holdings's current Current Ratio of 8.97 is 392.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EFT Solutions Holdings's current Current Ratio is 8.97, which is 63% above median its own 10-year median of 5.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFT Solutions Holdings stock overvalued right now?
Based on GuruFocus' analysis, EFT Solutions Holdings (HKSE:08062) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$0.20, compared to a current price of HK$0.27 — trading 32.5% above its estimated fair value. The current Current Ratio is 8.97, which is 63% above median its 10-year median of 5.49 and 392.9% above the Software industry median of 1.82. EFT Solutions Holdings' overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For EFT Solutions Holdings (HKSE:08062), the current Current Ratio is 8.97 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EFT Solutions Holdings (HKSE:08062) Overvalued in 2026?
Based on GuruFocus' analysis, EFT Solutions Holdings stock appears to be overvalued.
The current stock price of HK$0.27 is trading 32.5% above its estimated GF Value™ of HK$0.20.
GuruFocus considers EFT Solutions Holdings to be Significantly Overvalued.
Key valuation signals for HKSE:08062:
Current Ratio: 8.97 (63% above median its 10-year median of 5.49)
GF Value™: HK$0.20 vs. price of HK$0.27 (32.5% above fair value)
Industry Position: 392.9% above the Software median (#165 of 2862)
No single metric tells the full story. See the HKSE:08062 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EFT Solutions Holdings Ltd is engaged in the sourcing of electronic fund transfer point-of-sale (EFT-POS) solution providers focusing on the sourcing of EFT-POS terminals and peripheral devices and the provision of EFT-POS system support services in Hong Kong. The segments of the company consist of Sales of hardware devices, System support, and software solution services. The majority of the revenue of the company is derived from the provision of system support, software solution services.
60GF Score
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