EFT Solutions HoldingsHKSE:08062 57 ROA % is 2.99% as of Sep. 2025, which is 71% below its 10-year median of 10.22. GuruFocus rates HKSE:08062 with a GF Score™ of 57/100 and a GF Value™ of HK$0.20 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 2,882 Software companies, EFT Solutions Holdings ranks worse than 59.92% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. EFT Solutions Holdings's annualizedNet Income for the quarter that ended in Sep. 2025 was HK$4.38 Mil.
EFT Solutions Holdings's average Total Assets over the quarter that ended in Sep. 2025 was HK$146.48 Mil. Therefore, EFT Solutions Holdings's annualized ROA % for the quarter that ended in Sep. 2025 was 2.99%.
The historical rank and industry rank for EFT Solutions Holdings's ROA % or its related term are showing as below:
HKSE:08062'
s ROA % Range Over the Past 10 Years
Min: -2.89 Med: 10.22 Max: 51.71
Current: -0.84
During the past 11 years, EFT Solutions Holdings's highest ROA % was 51.71%. The lowest was -2.89%. And the median was 10.22%.
HKSE:08062's ROA % is ranked worse than 59.92% of 2882
companies
in the Software industry
Industry Median: 1.66
vs HKSE:08062: -0.84
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Sep. 2025) net income data. The Revenue data used here is two times the semi-annual (Sep. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, EFT Solutions Holdings's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EFT Solutions Holdings ROA % vs Software Industry
For the Software industry and Technology sector, EFT Solutions Holdings's ROA % distribution charts can be found below:
* The bar in red indicates where EFT Solutions Holdings's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Sep. 2025) net income data.
ROA % is displayed in the 30-year financial page.
EFT Solutions Holdings (HKSE:08062) has a ROA % of 2.99% as of Sep. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on EFT Solutions Holdings and its competitors. This is 71% below median its historical median of 10.22. According to the industry distribution chart, EFT Solutions Holdings ranks #1727 out of 2882 companies in the Software industry, placing it in the top 59.9%.
Is EFT Solutions Holdings' ROA % too high?
EFT Solutions Holdings' current ROA % of 2.99% is 71% below median its 10-year median of 10.22. The Software industry median ROA % is 1.66. EFT Solutions Holdings' value of 2.99% is 80.1% above this industry median. Based on the distribution chart, EFT Solutions Holdings ranks #1727 out of 2882 companies in the Software industry, which is below the industry midpoint. Overall, EFT Solutions Holdings has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does EFT Solutions Holdings' ROA % compare to MSFT and ORCL?
According to the Software industry distribution chart, EFT Solutions Holdings ranks #1727 out of 2882 companies for ROA %. This places EFT Solutions Holdings in the lower half of its industry. The industry median ROA % is 1.66. EFT Solutions Holdings' value of 2.99% is 80.1% above this benchmark. While the company's 10-year median is 10.22 vs. the industry median of 1.66, EFT Solutions Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.66, based on 2,882 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EFT Solutions Holdings's current ROA % of 2.99% is 80.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on EFT Solutions Holdings and its competitors. For the Software industry, the median ROA % is 1.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EFT Solutions Holdings's current ROA % is 2.99%, which is 71% below median its own 10-year median of 10.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFT Solutions Holdings stock overvalued right now?
Based on GuruFocus' analysis, EFT Solutions Holdings (HKSE:08062) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$0.20, compared to a current price of HK$0.25 — trading 25% above its estimated fair value. The current ROA % is 2.99%, which is 71% below median its 10-year median of 10.22 and 80.1% above the Software industry median of 1.66. EFT Solutions Holdings' overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For EFT Solutions Holdings (HKSE:08062), the current ROA % is 2.99% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EFT Solutions Holdings (HKSE:08062) Overvalued in 2026?
Based on GuruFocus' analysis, EFT Solutions Holdings stock appears to be overvalued.
The current stock price of HK$0.25 is trading 25% above its estimated GF Value™ of HK$0.20.
GuruFocus considers EFT Solutions Holdings to be Modestly Overvalued.
Key valuation signals for HKSE:08062:
ROA %: 2.99% (71% below median its 10-year median of 10.22)
GF Value™: HK$0.20 vs. price of HK$0.25 (25% above fair value)
Industry Position: 80.1% above the Software median (#1727 of 2882)
No single metric tells the full story. See the HKSE:08062 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EFT Solutions Holdings Ltd is engaged in the sourcing of electronic fund transfer point-of-sale (EFT-POS) solution providers focusing on the sourcing of EFT-POS terminals and peripheral devices and the provision of EFT-POS system support services in Hong Kong. The segments of the company consist of Sales of hardware devices, System support, and software solution services. The majority of the revenue of the company is derived from the provision of system support, software solution services.
57GF Score
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