EFT Solutions HoldingsHKSE:08062 57 ROE % is 3.34% as of Sep. 2025, which is 75% below its 10-year median of 13.29. GuruFocus rates HKSE:08062 with a GF Score™ of 57/100 and a GF Value™ of HK$0.20 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 2,677 Software companies, EFT Solutions Holdings ranks worse than 63.62% on this metric.
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Sep. 2025) net income data. The Revenue data used here is two times the semi-annual (Sep. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, EFT Solutions Holdings's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EFT Solutions Holdings ROE % vs Software Industry
For the Software industry and Technology sector, EFT Solutions Holdings's ROE % distribution charts can be found below:
* The bar in red indicates where EFT Solutions Holdings's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Sep. 2025) net income data.
ROE % is displayed in the 30-year financial page.
EFT Solutions Holdings (HKSE:08062) has a ROE % of 3.34% as of Sep. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on EFT Solutions Holdings and its competitors. This is 75% below median its historical median of 13.29. According to the industry distribution chart, EFT Solutions Holdings ranks #1703 out of 2677 companies in the Software industry, placing it in the top 63.6%.
Is EFT Solutions Holdings' ROE % too high?
EFT Solutions Holdings' current ROE % of 3.34% is 75% below median its 10-year median of 13.29. The Software industry median ROE % is 4.69. EFT Solutions Holdings' value of 3.34% is 28.8% below this industry median. Based on the distribution chart, EFT Solutions Holdings ranks #1703 out of 2677 companies in the Software industry, which is below the industry midpoint. Overall, EFT Solutions Holdings has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does EFT Solutions Holdings' ROE % compare to MSFT and ORCL?
According to the Software industry distribution chart, EFT Solutions Holdings ranks #1703 out of 2677 companies for ROE %. This places EFT Solutions Holdings in the lower half of its industry. The industry median ROE % is 4.69. EFT Solutions Holdings' value of 3.34% is 28.8% below this benchmark. While the company's 10-year median is 13.29 vs. the industry median of 4.69, EFT Solutions Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Software company?
The median ROE % among Software companies is 4.69, based on 2,677 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EFT Solutions Holdings's current ROE % of 3.34% is 28.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on EFT Solutions Holdings and its competitors. For the Software industry, the median ROE % is 4.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EFT Solutions Holdings's current ROE % is 3.34%, which is 75% below median its own 10-year median of 13.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFT Solutions Holdings stock overvalued right now?
Based on GuruFocus' analysis, EFT Solutions Holdings (HKSE:08062) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$0.20, compared to a current price of HK$0.25 — trading 25% above its estimated fair value. The current ROE % is 3.34%, which is 75% below median its 10-year median of 13.29 and 28.8% below the Software industry median of 4.69. EFT Solutions Holdings' overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For EFT Solutions Holdings (HKSE:08062), the current ROE % is 3.34% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EFT Solutions Holdings (HKSE:08062) Overvalued in 2026?
Based on GuruFocus' analysis, EFT Solutions Holdings stock appears to be overvalued.
The current stock price of HK$0.25 is trading 25% above its estimated GF Value™ of HK$0.20.
GuruFocus considers EFT Solutions Holdings to be Modestly Overvalued.
Key valuation signals for HKSE:08062:
ROE %: 3.34% (75% below median its 10-year median of 13.29)
GF Value™: HK$0.20 vs. price of HK$0.25 (25% above fair value)
Industry Position: 28.8% below the Software median (#1703 of 2677)
No single metric tells the full story. See the HKSE:08062 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EFT Solutions Holdings Ltd is engaged in the sourcing of electronic fund transfer point-of-sale (EFT-POS) solution providers focusing on the sourcing of EFT-POS terminals and peripheral devices and the provision of EFT-POS system support services in Hong Kong. The segments of the company consist of Sales of hardware devices, System support, and software solution services. The majority of the revenue of the company is derived from the provision of system support, software solution services.
57GF Score
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