EFT Solutions Holdings (HKSE:08062) Days Payable: 21.09 (As of Sep. 2025) — 11% Below Median


HKSE:08062 EFT Solutions Holdings Ltd HKSE:08062
60 GF Score
Price HK$0.27
GF Value HK$0.20
Valuation Significantly Overvalued
! 4 Warning Signs
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What is EFT Solutions Holdings Days Payable?

EFT Solutions Holdings HKSE:08062 60 Days Payable is 21.09 as of Sep. 2025, which is 11% below its 10-year median of 23.78. GuruFocus rates HKSE:08062 with a GF Score™ of 60/100 and a GF Value™ of HK$0.20 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 2,598 Software companies, EFT Solutions Holdings ranks worse than 77.79% on this metric.

EFT Solutions Holdings's average Accounts Payable for the six months ended in Sep. 2025 was HK$3.20 Mil. EFT Solutions Holdings's Cost of Goods Sold for the six months ended in Sep. 2025 was HK$27.70 Mil. Hence, EFT Solutions Holdings's Days Payable for the six months ended in Sep. 2025 was 21.09.

The historical rank and industry rank for EFT Solutions Holdings's Days Payable or its related term are showing as below:

HKSE:08062' s Days Payable Range Over the Past 10 Years
Min: 8.63   Med: 23.78   Max: 35.03
Current: 22.21

During the past 12 years, EFT Solutions Holdings's highest Days Payable was 35.03. The lowest was 8.63. And the median was 23.78.

HKSE:08062's Days Payable is ranked worse than
77.79% of 2598 companies
in the Software industry
Industry Median: 53.515 vs HKSE:08062: 22.21

EFT Solutions Holdings's Days Payable declined from Sep. 2024 (39.65) to Sep. 2025 (21.09). It may suggest that EFT Solutions Holdings accelerated paying its suppliers.


EFT Solutions Holdings Days Payable Historical Data

* Premium members only.

The historical data trend for EFT Solutions Holdings's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EFT Solutions Holdings Days Payable Chart

EFT Solutions Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.85 27.79 20.79 27.74 22.62

EFT Solutions Holdings Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 40.55 39.65 29.87 21.09 22.90

HKSE:08062 vs MSFT, ORCL, PLTR: Days Payable Comparison

For the Software - Infrastructure subindustry, EFT Solutions Holdings's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


EFT Solutions Holdings Days Payable vs Software Industry

For the Software industry and Technology sector, EFT Solutions Holdings's Days Payable distribution charts can be found below:

* The bar in red indicates where EFT Solutions Holdings's Days Payable falls into.


HKSE:08062
60GF Score
EFT Solutions Holdings Ltd HKSE:08062
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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EFT Solutions Holdings Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

EFT Solutions Holdings's Days Payable for the fiscal year that ended in Mar. 2025 is calculated as

Days Payable (A: Mar. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Mar. 2024 ) + Accounts Payable (A: Mar. 2025 )) / count ) / Cost of Goods Sold (A: Mar. 2025 )*Days in Period
=( (5.367 + 3.124) / 2 ) / 55.862*365
=4.2455 / 55.862*365
=27.74

EFT Solutions Holdings's Days Payable for the quarter that ended in Sep. 2025 is calculated as:

Days Payable (Q: Sep. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Mar. 2025 ) + Accounts Payable (Q: Sep. 2025 )) / count ) / Cost of Goods Sold (Q: Sep. 2025 )*Days in Period
=( (3.124 + 3.278) / 2 ) / 27.697*365 / 2
=3.201 / 27.697*365 / 2
=21.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 21.09 mean?
EFT Solutions Holdings (HKSE:08062) has a Days Payable of 21.09 as of Sep. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on EFT Solutions Holdings and its competitors. This is 11% below median its historical median of 23.78. Over the past decade, EFT Solutions Holdings' Days Payable has ranged from 8.63 to 35.03. According to the industry distribution chart, EFT Solutions Holdings ranks #2021 out of 2598 companies in the Software industry, placing it in the top 77.8%.
Is EFT Solutions Holdings' Days Payable too high?
EFT Solutions Holdings' current Days Payable of 21.09 is 11% below median its 10-year median of 23.78. Over the past 10 years, this metric has ranged from a low of 8.63 to a high of 35.03. The Software industry median Days Payable is 53.52. EFT Solutions Holdings' value of 21.09 is 60.6% below this industry median. Based on the distribution chart, EFT Solutions Holdings ranks #2021 out of 2598 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, EFT Solutions Holdings has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does EFT Solutions Holdings' Days Payable compare to MSFT and ORCL?
According to the Software industry distribution chart, EFT Solutions Holdings ranks #2021 out of 2598 companies for Days Payable. This places EFT Solutions Holdings in the lower half of its industry. The industry median Days Payable is 53.52. EFT Solutions Holdings' value of 21.09 is 60.6% below this benchmark. Historically, EFT Solutions Holdings' own Days Payable has ranged from 8.63 to 35.03 over the past decade. While the company's 10-year median is 23.78 vs. the industry median of 53.52, EFT Solutions Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.52, based on 2,598 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EFT Solutions Holdings's current Days Payable of 21.09 is 60.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on EFT Solutions Holdings and its competitors. For the Software industry, the median Days Payable is 53.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EFT Solutions Holdings's current Days Payable is 21.09, which is 11% below median its own 10-year median of 23.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFT Solutions Holdings stock overvalued right now?
Based on GuruFocus' analysis, EFT Solutions Holdings (HKSE:08062) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$0.20, compared to a current price of HK$0.27 — trading 35% above its estimated fair value. The current Days Payable is 21.09, which is 11% below median its 10-year median of 23.78 and 60.6% below the Software industry median of 53.52. EFT Solutions Holdings' overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For EFT Solutions Holdings (HKSE:08062), the current Days Payable is 21.09 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EFT Solutions Holdings (HKSE:08062) Overvalued in 2026?

Based on GuruFocus' analysis, EFT Solutions Holdings stock appears to be overvalued. The current stock price of HK$0.27 is trading 35% above its estimated GF Value™ of HK$0.20. GuruFocus considers EFT Solutions Holdings to be Significantly Overvalued.

Key valuation signals for HKSE:08062:

  • Days Payable: 21.09 (11% below median its 10-year median of 23.78)
  • GF Value™: HK$0.20 vs. price of HK$0.27 (35% above fair value)
  • GF Score™: 60/100 with 4 warning signs
  • Industry Position: 60.6% below the Software median (#2021 of 2598)

No single metric tells the full story. See the HKSE:08062 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


EFT Solutions Holdings Business Description

Address 28-36 Kwai Fung Crescent, Workshops B1 & B3, 11th Floor, Yip Fung Industrial Building, Kwai Chung, New Territories, Hong Kong, HKG
EFT Solutions Holdings Ltd is engaged in the sourcing of electronic fund transfer point-of-sale (EFT-POS) solution providers focusing on the sourcing of EFT-POS terminals and peripheral devices and the provision of EFT-POS system support services in Hong Kong. The segments of the company consist of Sales of hardware devices, System support, and software solution services. The majority of the revenue of the company is derived from the provision of system support, software solution services.
60GF Score

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Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.27
Price
HK$0.20
GF Value