EFT Solutions HoldingsHKSE:08062 62 Interest Coverage is 322.71 as of Sep. 2025, which is 57% below its 10-year median of 758.10. GuruFocus rates HKSE:08062 with a GF Score™ of 62/100 and a GF Value™ of HK$0.20 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,704 Software companies, EFT Solutions Holdings ranks better than 76.76% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. EFT Solutions Holdings's
Operating Income
for the
six
months ended in Sep. 2025 was HK$2.26 Mil. EFT Solutions Holdings's Interest Expense for the
six
months ended in Sep. 2025 was HK$-0.01 Mil.
EFT Solutions Holdings's interest coverage for the quarter that ended in Sep. 2025 was 322.71.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. EFT Solutions Holdings Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for EFT Solutions Holdings's Interest Coverage or its related term are showing as below:
HKSE:08062'
s Interest Coverage Range Over the Past 10 Years
Min: 3.38 Med: 758.1 Max: No Debt
Current: 198.41
HKSE:08062's Interest Coverage is ranked better than 76.76% of 1704
companies
in the Software industry
Industry Median: 24.75
vs HKSE:08062: 198.41
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
EFT Solutions Holdings Interest Coverage Related Terms
EFT Solutions Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for EFT Solutions Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
HKSE:08062 vs MSFT, ORCL, PLTR: Interest Coverage Comparison
For the Software - Infrastructure subindustry, EFT Solutions Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EFT Solutions Holdings Interest Coverage vs Software Industry
For the Software industry and Technology sector, EFT Solutions Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where EFT Solutions Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EFT Solutions Holdings (HKSE:08062) has a Interest Coverage of 322.71 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on EFT Solutions Holdings and its competitors. This is 57% below median its historical median of 758.10. Over the past decade, EFT Solutions Holdings' Interest Coverage has ranged from 3.38 to 10,000.00. According to the industry distribution chart, EFT Solutions Holdings ranks #396 out of 1704 companies in the Software industry, placing it in the top 23.2%.
Is EFT Solutions Holdings' Interest Coverage too high?
EFT Solutions Holdings' current Interest Coverage of 322.71 is 57% below median its 10-year median of 758.10. Over the past 10 years, this metric has ranged from a low of 3.38 to a high of 10,000.00. The Software industry median Interest Coverage is 24.75. EFT Solutions Holdings' value of 322.71 is 1203.9% above this industry median. Based on the distribution chart, EFT Solutions Holdings ranks #396 out of 1704 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, EFT Solutions Holdings has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does EFT Solutions Holdings' Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, EFT Solutions Holdings ranks #396 out of 1704 companies for Interest Coverage. This places EFT Solutions Holdings in the top 23% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 24.75. EFT Solutions Holdings' value of 322.71 is 1203.9% above this benchmark. Historically, EFT Solutions Holdings' own Interest Coverage has ranged from 3.38 to 10,000.00 over the past decade. While the company's 10-year median is 758.10 vs. the industry median of 24.75, EFT Solutions Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,704 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EFT Solutions Holdings's current Interest Coverage of 322.71 is 1203.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on EFT Solutions Holdings and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EFT Solutions Holdings's current Interest Coverage is 322.71, which is 57% below median its own 10-year median of 758.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFT Solutions Holdings stock overvalued right now?
Based on GuruFocus' analysis, EFT Solutions Holdings (HKSE:08062) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$0.20, compared to a current price of HK$0.25 — trading 25% above its estimated fair value. The current Interest Coverage is 322.71, which is 57% below median its 10-year median of 758.10 and 1203.9% above the Software industry median of 24.75. EFT Solutions Holdings' overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For EFT Solutions Holdings (HKSE:08062), the current Interest Coverage is 322.71 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EFT Solutions Holdings (HKSE:08062) Overvalued in 2026?
Based on GuruFocus' analysis, EFT Solutions Holdings stock appears to be overvalued.
The current stock price of HK$0.25 is trading 25% above its estimated GF Value™ of HK$0.20.
GuruFocus considers EFT Solutions Holdings to be Modestly Overvalued.
Key valuation signals for HKSE:08062:
Interest Coverage: 322.71 (57% below median its 10-year median of 758.10)
GF Value™: HK$0.20 vs. price of HK$0.25 (25% above fair value)
Industry Position: 1203.9% above the Software median (#396 of 1704)
No single metric tells the full story. See the HKSE:08062 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EFT Solutions Holdings Ltd is engaged in the sourcing of electronic fund transfer point-of-sale (EFT-POS) solution providers focusing on the sourcing of EFT-POS terminals and peripheral devices and the provision of EFT-POS system support services in Hong Kong. The segments of the company consist of Sales of hardware devices, System support, and software solution services. The majority of the revenue of the company is derived from the provision of system support, software solution services.
62GF Score
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