MABHF (Mortgage Advice Bureau (Holdings)) Current Ratio: 0.56 (As of Dec. 2025) — 54% Below Median


MABHF Mortgage Advice Bureau (Holdings) PLC MABHF
82 GF Score
Price $8.98
GF Value $16.36
! 2 Warning Signs
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What is Mortgage Advice Bureau (Holdings) Current Ratio?

Mortgage Advice Bureau (Holdings) MABHF 82 Current Ratio is 0.56 as of Dec. 2025, which is 54% below its 10-year median of 1.21. GuruFocus rates MABHF with a GF Score™ of 82/100 and a GF Value™ of $16.36. The stock has 2 warning signs investors should review. Among 47 Banks companies, Mortgage Advice Bureau (Holdings) ranks worse than 89.36% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Mortgage Advice Bureau (Holdings)'s current ratio for the quarter that ended in Dec. 2025 was 0.56.

Mortgage Advice Bureau (Holdings) has a current ratio of 0.56. It indicates that the company may have difficulty meeting its current obligations. Low values, however, do not indicate a critical problem. If Mortgage Advice Bureau (Holdings) has good long-term prospects, it may be able to borrow against those prospects to meet current obligations.

The historical rank and industry rank for Mortgage Advice Bureau (Holdings)'s Current Ratio or its related term are showing as below:

MABHF' s Current Ratio Range Over the Past 10 Years
Min: 0.56   Med: 1.21   Max: 1.64
Current: 0.56

During the past 13 years, Mortgage Advice Bureau (Holdings)'s highest Current Ratio was 1.64. The lowest was 0.56. And the median was 1.21.

MABHF's Current Ratio is ranked worse than
89.36% of 47 companies
in the Banks industry
Industry Median: 4.82 vs MABHF: 0.56

Mortgage Advice Bureau (Holdings)  (OTCPK:MABHF) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


Mortgage Advice Bureau (Holdings) Current Ratio Related Terms


Mortgage Advice Bureau (Holdings) Current Ratio Historical Data

* Premium members only.

The historical data trend for Mortgage Advice Bureau (Holdings)'s Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mortgage Advice Bureau (Holdings) Current Ratio Chart

Mortgage Advice Bureau (Holdings) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.36 0.71 0.59 0.61 0.56

Mortgage Advice Bureau (Holdings) Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.59 0.62 0.61 0.59 0.56

MABHF vs RKT, FNMA, PFSI: Current Ratio Comparison

For the Mortgage Finance subindustry, Mortgage Advice Bureau (Holdings)'s Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mortgage Advice Bureau (Holdings) Current Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Mortgage Advice Bureau (Holdings)'s Current Ratio distribution charts can be found below:

* The bar in red indicates where Mortgage Advice Bureau (Holdings)'s Current Ratio falls into.


MABHF
82GF Score
Mortgage Advice Bureau (Holdings) PLC MABHF
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Mortgage Advice Bureau (Holdings) Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

Mortgage Advice Bureau (Holdings)'s Current Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Current Ratio (A: Dec. 2025 )=Total Current Assets (A: Dec. 2025 )/Total Current Liabilities (A: Dec. 2025 )
=53.383/95.628
=0.56

Mortgage Advice Bureau (Holdings)'s Current Ratio for the quarter that ended in Dec. 2025 is calculated as

Current Ratio (Q: Dec. 2025 )=Total Current Assets (Q: Dec. 2025 )/Total Current Liabilities (Q: Dec. 2025 )
=53.383/95.628
=0.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 0.56 mean?
Mortgage Advice Bureau (Holdings) (MABHF) has a Current Ratio of 0.56 as of Dec. 2025. This is 54% below median its historical median of 1.21. Over the past decade, Mortgage Advice Bureau (Holdings)'s Current Ratio has ranged from 0.56 to 1.64. According to the industry distribution chart, Mortgage Advice Bureau (Holdings) ranks #42 out of 47 companies in the Banks industry, placing it in the top 89.4%.
Is Mortgage Advice Bureau (Holdings)'s Current Ratio too high?
Mortgage Advice Bureau (Holdings)'s current Current Ratio of 0.56 is 54% below median its 10-year median of 1.21. Over the past 10 years, this metric has ranged from a low of 0.56 to a high of 1.64. The Banks industry median Current Ratio is 4.82. Mortgage Advice Bureau (Holdings)'s value of 0.56 is 88.4% below this industry median. Based on the distribution chart, Mortgage Advice Bureau (Holdings) ranks #42 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mortgage Advice Bureau (Holdings) has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Mortgage Advice Bureau (Holdings)'s Current Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Mortgage Advice Bureau (Holdings) ranks #42 out of 47 companies for Current Ratio. This places Mortgage Advice Bureau (Holdings) in the lower half of its industry. The industry median Current Ratio is 4.82. Mortgage Advice Bureau (Holdings)'s value of 0.56 is 88.4% below this benchmark. Historically, Mortgage Advice Bureau (Holdings)'s own Current Ratio has ranged from 0.56 to 1.64 over the past decade. While the company's 10-year median is 1.21 vs. the industry median of 4.82, Mortgage Advice Bureau (Holdings) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Banks company?
The median Current Ratio among Banks companies is 4.82, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mortgage Advice Bureau (Holdings)'s current Current Ratio of 0.56 is 88.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Current Ratio is 4.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mortgage Advice Bureau (Holdings)'s current Current Ratio is 0.56, which is 54% below median its own 10-year median of 1.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mortgage Advice Bureau (Holdings) stock overvalued right now?
Mortgage Advice Bureau (Holdings) (MABHF) has a current Current Ratio of 0.56. The stock's GF Value™ is $16.36, compared to a current price of $8.98 — trading 45.1% below its estimated fair value. The current Current Ratio is 0.56, which is 54% below median its 10-year median of 1.21 and 88.4% below the Banks industry median of 4.82. Mortgage Advice Bureau (Holdings)'s overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Mortgage Advice Bureau (Holdings) (MABHF), the current Current Ratio is 0.56 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mortgage Advice Bureau (Holdings) (MABHF) Overvalued in 2026?

Based on GuruFocus' analysis, Mortgage Advice Bureau (Holdings) stock appears to be undervalued. The current stock price of $8.98 is trading 45.1% below its estimated GF Value™ of $16.36.

Key valuation signals for MABHF:

  • Current Ratio: 0.56 (54% below median its 10-year median of 1.21)
  • GF Value™: $16.36 vs. price of $8.98 (45.1% below fair value)
  • GF Score™: 82/100 with 2 warning signs
  • Industry Position: 88.4% below the Banks median (#42 of 47)

No single metric tells the full story. See the MABHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mortgage Advice Bureau (Holdings) Business Description

Other Exchanges MAB1l:UKMAB1:UK
Address Capital House, Pride Place, Pride Park, Derby, GBR, DE24 8QR
Mortgage Advice Bureau (Holdings) PLC provides mortgage advice and also advice on protection and general insurance products. The group offers advice on residential and buy-to-let mortgage products. The company has developed customized support services for intermediary firms that operate in estate agencies, new build, buy-to-let, mortgage shops and telephone-based mortgage services. The company derives its revenues from mortgage procuration fees, insurance commissions, and client fees. Mortgage procuration fees generate the majority of the revenues.
82GF Score

Get the complete analysis for MABHF

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.98
Price
$16.36
GF Value