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Mortgage Advice Bureau (Holdings)MABHF 81 Cyclically Adjusted PB Ratio is 7.68 as of Jul. 25, 2026, which is 40% below its 10-year median of 12.77. GuruFocus rates MABHF with a GF Score™ of 81/100 and a GF Value™ of $15.74. The stock has 2 warning signs investors should review. Among 1,290 Banks companies, Mortgage Advice Bureau (Holdings) ranks worse than 98.29% on this metric.
The historical rank and industry rank for Mortgage Advice Bureau (Holdings)'s Cyclically Adjusted PB Ratio or its related term are showing as below:
MABHF'
s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 5.62 Med: 12.77 Max: 48.39
Current: 6.09
During the past 13 years, Mortgage Advice Bureau (Holdings)'s highest Cyclically Adjusted PB Ratio was 48.39. The lowest was 5.62. And the median was 12.77.
MABHF's Cyclically Adjusted PB Ratio is ranked worse than 98.29% of 1290
companies
in the Banks industry
Industry Median: 1.255
vs MABHF: 6.09
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.
Mortgage Advice Bureau (Holdings)'s adjusted book value per share data of for the fiscal year that ended in Dec25 was $1.711. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $1.17 for the trailing ten years ended in Dec25.
Shiller PE for Stocks: The True Measure of Stock Valuation
Mortgage Advice Bureau (Holdings) (OTCPK:MABHF) Cyclically Adjusted PB Ratio Explanation
Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.
Mortgage Advice Bureau (Holdings) Cyclically Adjusted PB Ratio Related Terms
Mortgage Advice Bureau (Holdings) Cyclically Adjusted PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mortgage Advice Bureau (Holdings) Cyclically Adjusted PB Ratio Chart
MABHF vs RKT, FNMA, PFSI: Cyclically Adjusted PB Ratio Comparison
For the Mortgage Finance subindustry, Mortgage Advice Bureau (Holdings)'s Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mortgage Advice Bureau (Holdings) Cyclically Adjusted PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Mortgage Advice Bureau (Holdings)'s Cyclically Adjusted PB Ratio distribution charts can be found below:
* The bar in red indicates where Mortgage Advice Bureau (Holdings)'s Cyclically Adjusted PB Ratio falls into.
Mortgage Advice Bureau (Holdings) Cyclically Adjusted PB Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PB Ratio of 7.68 mean?
Mortgage Advice Bureau (Holdings) (MABHF) has a Cyclically Adjusted PB Ratio of 7.68 as of Jul. 25, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Mortgage Advice Bureau (Holdings) and its competitors. This is 40% below median its historical median of 12.77. Over the past decade, Mortgage Advice Bureau (Holdings)'s Cyclically Adjusted PB Ratio has ranged from 5.62 to 48.39. According to the industry distribution chart, Mortgage Advice Bureau (Holdings) ranks #1268 out of 1290 companies in the Banks industry, placing it in the top 98.3%.
Is Mortgage Advice Bureau (Holdings)'s Cyclically Adjusted PB Ratio too high?
Mortgage Advice Bureau (Holdings)'s current Cyclically Adjusted PB Ratio of 7.68 is 40% below median its 10-year median of 12.77. Over the past 10 years, this metric has ranged from a low of 5.62 to a high of 48.39. The Banks industry median Cyclically Adjusted PB Ratio is 1.26. Mortgage Advice Bureau (Holdings)'s value of 7.68 is 512% above this industry median. Based on the distribution chart, Mortgage Advice Bureau (Holdings) ranks #1268 out of 1290 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mortgage Advice Bureau (Holdings) has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does Mortgage Advice Bureau (Holdings)'s Cyclically Adjusted PB Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Mortgage Advice Bureau (Holdings) ranks #1268 out of 1290 companies for Cyclically Adjusted PB Ratio. This places Mortgage Advice Bureau (Holdings) in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.26. Mortgage Advice Bureau (Holdings)'s value of 7.68 is 512% above this benchmark. Historically, Mortgage Advice Bureau (Holdings)'s own Cyclically Adjusted PB Ratio has ranged from 5.62 to 48.39 over the past decade. While the company's 10-year median is 12.77 vs. the industry median of 1.26, Mortgage Advice Bureau (Holdings) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.26, based on 1,290 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mortgage Advice Bureau (Holdings)'s current Cyclically Adjusted PB Ratio of 7.68 is 512% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Mortgage Advice Bureau (Holdings) and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mortgage Advice Bureau (Holdings)'s current Cyclically Adjusted PB Ratio is 7.68, which is 40% below median its own 10-year median of 12.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mortgage Advice Bureau (Holdings) stock overvalued right now?
Mortgage Advice Bureau (Holdings) (MABHF) has a current Cyclically Adjusted PB Ratio of 7.68. The stock's GF Value™ is $15.74, compared to a current price of $8.98 — trading 42.9% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 7.68, which is 40% below median its 10-year median of 12.77 and 512% above the Banks industry median of 1.26. Mortgage Advice Bureau (Holdings)'s overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Mortgage Advice Bureau (Holdings) (MABHF), the current Cyclically Adjusted PB Ratio is 7.68 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mortgage Advice Bureau (Holdings) (MABHF) Overvalued in 2026?
Based on GuruFocus' analysis, Mortgage Advice Bureau (Holdings) stock appears to be undervalued.
The current stock price of $8.98 is trading 42.9% below its estimated GF Value™ of $15.74.
Key valuation signals for MABHF:
Cyclically Adjusted PB Ratio: 7.68 (40% below median its 10-year median of 12.77)
GF Value™: $15.74 vs. price of $8.98 (42.9% below fair value)
Industry Position: 512% above the Banks median (#1268 of 1290)
No single metric tells the full story. See the MABHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mortgage Advice Bureau (Holdings) Business Description
Mortgage Advice Bureau (Holdings) PLC provides mortgage advice and also advice on protection and general insurance products. The group offers advice on residential and buy-to-let mortgage products. The company has developed customized support services for intermediary firms that operate in estate agencies, new build, buy-to-let, mortgage shops and telephone-based mortgage services. The company derives its revenues from mortgage procuration fees, insurance commissions, and client fees. Mortgage procuration fees generate the majority of the revenues.
81GF Score
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