MABHF (Mortgage Advice Bureau (Holdings)) Pretax Margin %: 7.30% (As of Dec. 2025) — 35% Below Median


MABHF Mortgage Advice Bureau (Holdings) PLC MABHF
82 GF Score
Price $8.98
GF Value $16.36
! 2 Warning Signs
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What is Mortgage Advice Bureau (Holdings) Pretax Margin %?

Mortgage Advice Bureau (Holdings) MABHF 82 Pretax Margin % is 7.30% as of Dec. 2025, which is 35% below its 10-year median of 11.16. GuruFocus rates MABHF with a GF Score™ of 82/100 and a GF Value™ of $16.36. The stock has 2 warning signs investors should review. Among 1,528 Banks companies, Mortgage Advice Bureau (Holdings) ranks worse than 92.74% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Mortgage Advice Bureau (Holdings)'s Pre-Tax Income for the six months ended in Dec. 2025 was $16.7 Mil. Mortgage Advice Bureau (Holdings)'s Revenue for the six months ended in Dec. 2025 was $228.3 Mil. Therefore, Mortgage Advice Bureau (Holdings)'s pretax margin for the quarter that ended in Dec. 2025 was 7.30%.

The historical rank and industry rank for Mortgage Advice Bureau (Holdings)'s Pretax Margin % or its related term are showing as below:

MABHF' s Pretax Margin % Range Over the Past 10 Years
Min: 6.75   Med: 11.16   Max: 16.4
Current: 6.93


MABHF's Pretax Margin % is ranked worse than
92.74% of 1528 companies
in the Banks industry
Industry Median: 34.715 vs MABHF: 6.93

Mortgage Advice Bureau (Holdings)  (OTCPK:MABHF) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Mortgage Advice Bureau (Holdings) Pretax Margin % Related Terms


Mortgage Advice Bureau (Holdings) Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Mortgage Advice Bureau (Holdings)'s Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mortgage Advice Bureau (Holdings) Pretax Margin % Chart

Mortgage Advice Bureau (Holdings) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.29 7.52 6.75 8.59 6.93

Mortgage Advice Bureau (Holdings) Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.05 5.02 11.68 6.50 7.30

MABHF vs RKT, FNMA, PFSI: Pretax Margin % Comparison

For the Mortgage Finance subindustry, Mortgage Advice Bureau (Holdings)'s Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mortgage Advice Bureau (Holdings) Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Mortgage Advice Bureau (Holdings)'s Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Mortgage Advice Bureau (Holdings)'s Pretax Margin % falls into.


MABHF
82GF Score
Mortgage Advice Bureau (Holdings) PLC MABHF
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mortgage Advice Bureau (Holdings) Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Mortgage Advice Bureau (Holdings)'s Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=29.584/426.727
=6.93 %

Mortgage Advice Bureau (Holdings)'s Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=16.68/228.34
=7.30 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 7.30% mean?
Mortgage Advice Bureau (Holdings) (MABHF) has a Pretax Margin % of 7.30% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Mortgage Advice Bureau (Holdings) and its competitors. This is 35% below median its historical median of 11.16. Over the past decade, Mortgage Advice Bureau (Holdings)'s Pretax Margin % has ranged from 6.75 to 16.40. According to the industry distribution chart, Mortgage Advice Bureau (Holdings) ranks #1417 out of 1528 companies in the Banks industry, placing it in the top 92.7%.
Is Mortgage Advice Bureau (Holdings)'s Pretax Margin % too high?
Mortgage Advice Bureau (Holdings)'s current Pretax Margin % of 7.30% is 35% below median its 10-year median of 11.16. Over the past 10 years, this metric has ranged from a low of 6.75 to a high of 16.40. The Banks industry median Pretax Margin % is 34.72. Mortgage Advice Bureau (Holdings)'s value of 7.30% is 79% below this industry median. Based on the distribution chart, Mortgage Advice Bureau (Holdings) ranks #1417 out of 1528 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mortgage Advice Bureau (Holdings) has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Mortgage Advice Bureau (Holdings)'s Pretax Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, Mortgage Advice Bureau (Holdings) ranks #1417 out of 1528 companies for Pretax Margin %. This places Mortgage Advice Bureau (Holdings) in the lower half of its industry. The industry median Pretax Margin % is 34.72. Mortgage Advice Bureau (Holdings)'s value of 7.30% is 79% below this benchmark. Historically, Mortgage Advice Bureau (Holdings)'s own Pretax Margin % has ranged from 6.75 to 16.40 over the past decade. While the company's 10-year median is 11.16 vs. the industry median of 34.72, Mortgage Advice Bureau (Holdings) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mortgage Advice Bureau (Holdings)'s current Pretax Margin % of 7.30% is 79% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Mortgage Advice Bureau (Holdings) and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mortgage Advice Bureau (Holdings)'s current Pretax Margin % is 7.30%, which is 35% below median its own 10-year median of 11.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mortgage Advice Bureau (Holdings) stock overvalued right now?
Mortgage Advice Bureau (Holdings) (MABHF) has a current Pretax Margin % of 7.30%. The stock's GF Value™ is $16.36, compared to a current price of $8.98 — trading 45.1% below its estimated fair value. The current Pretax Margin % is 7.30%, which is 35% below median its 10-year median of 11.16 and 79% below the Banks industry median of 34.72. Mortgage Advice Bureau (Holdings)'s overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Mortgage Advice Bureau (Holdings) (MABHF), the current Pretax Margin % is 7.30% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mortgage Advice Bureau (Holdings) (MABHF) Overvalued in 2026?

Based on GuruFocus' analysis, Mortgage Advice Bureau (Holdings) stock appears to be undervalued. The current stock price of $8.98 is trading 45.1% below its estimated GF Value™ of $16.36.

Key valuation signals for MABHF:

  • Pretax Margin %: 7.30% (35% below median its 10-year median of 11.16)
  • GF Value™: $16.36 vs. price of $8.98 (45.1% below fair value)
  • GF Score™: 82/100 with 2 warning signs
  • Industry Position: 79% below the Banks median (#1417 of 1528)

No single metric tells the full story. See the MABHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mortgage Advice Bureau (Holdings) Business Description

Other Exchanges MAB1l:UKMAB1:UK
Address Capital House, Pride Place, Pride Park, Derby, GBR, DE24 8QR
Mortgage Advice Bureau (Holdings) PLC provides mortgage advice and also advice on protection and general insurance products. The group offers advice on residential and buy-to-let mortgage products. The company has developed customized support services for intermediary firms that operate in estate agencies, new build, buy-to-let, mortgage shops and telephone-based mortgage services. The company derives its revenues from mortgage procuration fees, insurance commissions, and client fees. Mortgage procuration fees generate the majority of the revenues.
82GF Score

Get the complete analysis for MABHF

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.98
Price
$16.36
GF Value