MABHF (Mortgage Advice Bureau (Holdings)) Equity-to-Asset: 0.41 (As of Dec. 2025) — 11% Below Median

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MABHF Mortgage Advice Bureau (Holdings) PLC MABHF
79 GF Score
Price $8.98
GF Value $22.10
! 2 Warning Signs
View Full Analysis

What is Mortgage Advice Bureau (Holdings) Equity-to-Asset?

Mortgage Advice Bureau (Holdings) MABHF 79 Equity-to-Asset is 0.41 as of Dec. 2025, which is 11% below its 10-year median of 0.46. GuruFocus rates MABHF with a GF Score™ of 79/100 and a GF Value™ of $22.10. The stock has 2 warning signs investors should review. Among 1,518 Banks companies, Mortgage Advice Bureau (Holdings) ranks better than 97.89% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Mortgage Advice Bureau (Holdings)'s Total Stockholders Equity for the quarter that ended in Dec. 2025 was $99.3 Mil. Mortgage Advice Bureau (Holdings)'s Total Assets for the quarter that ended in Dec. 2025 was $242.9 Mil. Therefore, Mortgage Advice Bureau (Holdings)'s Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.41.

The historical rank and industry rank for Mortgage Advice Bureau (Holdings)'s Equity-to-Asset or its related term are showing as below:

MABHF' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.4   Med: 0.46   Max: 0.52
Current: 0.41

During the past 13 years, the highest Equity to Asset Ratio of Mortgage Advice Bureau (Holdings) was 0.52. The lowest was 0.40. And the median was 0.46.

MABHF's Equity-to-Asset is ranked better than
97.89% of 1518 companies
in the Banks industry
Industry Median: 0.1 vs MABHF: 0.41

Mortgage Advice Bureau (Holdings)  (OTCPK:MABHF) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Mortgage Advice Bureau (Holdings) Equity-to-Asset Related Terms


Mortgage Advice Bureau (Holdings) Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Mortgage Advice Bureau (Holdings)'s Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mortgage Advice Bureau (Holdings) Equity-to-Asset Chart

Mortgage Advice Bureau (Holdings) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.47 0.40 0.44 0.46 0.41

Mortgage Advice Bureau (Holdings) Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.44 0.43 0.46 0.43 0.41

MABHF vs RKT, FNMA, PFSI: Equity-to-Asset Comparison

For the Mortgage Finance subindustry, Mortgage Advice Bureau (Holdings)'s Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mortgage Advice Bureau (Holdings) Equity-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Mortgage Advice Bureau (Holdings)'s Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Mortgage Advice Bureau (Holdings)'s Equity-to-Asset falls into.


MABHF
79GF Score
Mortgage Advice Bureau (Holdings) PLC MABHF
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mortgage Advice Bureau (Holdings) Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Mortgage Advice Bureau (Holdings)'s Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=99.252/242.884
=0.41

Mortgage Advice Bureau (Holdings)'s Equity to Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

Equity to Asset (Q: Dec. 2025 )=Total Stockholders Equity/Total Assets
=99.252/242.884
=0.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.41 mean?
Mortgage Advice Bureau (Holdings) (MABHF) has a Equity-to-Asset of 0.41 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Mortgage Advice Bureau (Holdings) and its competitors. This is 11% below median its historical median of 0.46. Over the past decade, Mortgage Advice Bureau (Holdings)'s Equity-to-Asset has ranged from 0.40 to 0.52. According to the industry distribution chart, Mortgage Advice Bureau (Holdings) ranks #32 out of 1518 companies in the Banks industry, placing it in the top 2.1%.
Is Mortgage Advice Bureau (Holdings)'s Equity-to-Asset too high?
Mortgage Advice Bureau (Holdings)'s current Equity-to-Asset of 0.41 is 11% below median its 10-year median of 0.46. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 0.52. The Banks industry median Equity-to-Asset is 0.10. Mortgage Advice Bureau (Holdings)'s value of 0.41 is 310% above this industry median. Based on the distribution chart, Mortgage Advice Bureau (Holdings) ranks #32 out of 1518 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Mortgage Advice Bureau (Holdings) has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does Mortgage Advice Bureau (Holdings)'s Equity-to-Asset compare to RKT and FNMA?
According to the Banks industry distribution chart, Mortgage Advice Bureau (Holdings) ranks #32 out of 1518 companies for Equity-to-Asset. This places Mortgage Advice Bureau (Holdings) in the top 2% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Mortgage Advice Bureau (Holdings)'s value of 0.41 is 310% above this benchmark. Historically, Mortgage Advice Bureau (Holdings)'s own Equity-to-Asset has ranged from 0.40 to 0.52 over the past decade. While the company's 10-year median is 0.46 vs. the industry median of 0.10, Mortgage Advice Bureau (Holdings) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mortgage Advice Bureau (Holdings)'s current Equity-to-Asset of 0.41 is 310% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Mortgage Advice Bureau (Holdings) and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mortgage Advice Bureau (Holdings)'s current Equity-to-Asset is 0.41, which is 11% below median its own 10-year median of 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mortgage Advice Bureau (Holdings) stock overvalued right now?
Mortgage Advice Bureau (Holdings) (MABHF) has a current Equity-to-Asset of 0.41. The stock's GF Value™ is $22.10, compared to a current price of $8.98 — trading 59.4% below its estimated fair value. The current Equity-to-Asset is 0.41, which is 11% below median its 10-year median of 0.46 and 310% above the Banks industry median of 0.10. Mortgage Advice Bureau (Holdings)'s overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Mortgage Advice Bureau (Holdings) (MABHF), the current Equity-to-Asset is 0.41 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mortgage Advice Bureau (Holdings) (MABHF) Overvalued in 2026?

Based on GuruFocus' analysis, Mortgage Advice Bureau (Holdings) stock appears to be undervalued. The current stock price of $8.98 is trading 59.4% below its estimated GF Value™ of $22.10.

Key valuation signals for MABHF:

  • Equity-to-Asset: 0.41 (11% below median its 10-year median of 0.46)
  • GF Value™: $22.10 vs. price of $8.98 (59.4% below fair value)
  • GF Score™: 79/100 with 2 warning signs
  • Industry Position: 310% above the Banks median (#32 of 1518)

No single metric tells the full story. See the MABHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mortgage Advice Bureau (Holdings) Business Description

Other Exchanges MAB1l:UKMAB1:UK
Address Capital House, Pride Place, Pride Park, Derby, GBR, DE24 8QR
Mortgage Advice Bureau (Holdings) PLC provides mortgage advice and also advice on protection and general insurance products. The group offers advice on residential and buy-to-let mortgage products. The company has developed customized support services for intermediary firms that operate in estate agencies, new build, buy-to-let, mortgage shops and telephone-based mortgage services. The company derives its revenues from mortgage procuration fees, insurance commissions, and client fees. Mortgage procuration fees generate the majority of the revenues.
79GF Score

Get the complete analysis for MABHF

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.98
Price
$22.10
GF Value