Mortgage Advice Bureau (Holdings) (OTCPK:MABHF) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Mortgage Advice Bureau (Holdings) had a gross margin of 28.38% for the quarter that ended in Dec. 2025 => Competition eroding margins
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Mortgage Advice Bureau (Holdings) Gross Margin % Related Terms
Mortgage Advice Bureau (Holdings) Gross Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mortgage Advice Bureau (Holdings) Gross Margin % Chart
MABHF vs RKT, FNMA, PFSI: Gross Margin % Comparison
For the Mortgage Finance subindustry, Mortgage Advice Bureau (Holdings)'s Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mortgage Advice Bureau (Holdings) Gross Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Mortgage Advice Bureau (Holdings)'s Gross Margin % distribution charts can be found below:
* The bar in red indicates where Mortgage Advice Bureau (Holdings)'s Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Mortgage Advice Bureau (Holdings) (MABHF) has a Gross Margin % of 28.38% as of Dec. 2025. Gross margin is the ratio of total gross profit to net sales. View historical data on Mortgage Advice Bureau (Holdings) and its competitors. This is near median its historical median of 26.94. Over the past decade, Mortgage Advice Bureau (Holdings)'s Gross Margin % has ranged from 23.07 to 30.73. According to the industry distribution chart, Mortgage Advice Bureau (Holdings) ranks #33 out of 44 companies in the Banks industry, placing it in the top 75%.
Is Mortgage Advice Bureau (Holdings)'s Gross Margin % too high?
Mortgage Advice Bureau (Holdings)'s current Gross Margin % of 28.38% is near median its 10-year median of 26.94. Over the past 10 years, this metric has ranged from a low of 23.07 to a high of 30.73. The Banks industry median Gross Margin % is 41.02. Mortgage Advice Bureau (Holdings)'s value of 28.38% is 30.8% below this industry median. Based on the distribution chart, Mortgage Advice Bureau (Holdings) ranks #33 out of 44 companies in the Banks industry, which is below the industry midpoint. Overall, Mortgage Advice Bureau (Holdings) has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Mortgage Advice Bureau (Holdings)'s Gross Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, Mortgage Advice Bureau (Holdings) ranks #33 out of 44 companies for Gross Margin %. This places Mortgage Advice Bureau (Holdings) in the lower half of its industry. The industry median Gross Margin % is 41.02. Mortgage Advice Bureau (Holdings)'s value of 28.38% is 30.8% below this benchmark. Historically, Mortgage Advice Bureau (Holdings)'s own Gross Margin % has ranged from 23.07 to 30.73 over the past decade. While the company's 10-year median is 26.94 vs. the industry median of 41.02, Mortgage Advice Bureau (Holdings) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Banks company?
The median Gross Margin % among Banks companies is 41.02, based on 44 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mortgage Advice Bureau (Holdings)'s current Gross Margin % of 28.38% is 30.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Mortgage Advice Bureau (Holdings) and its competitors. For the Banks industry, the median Gross Margin % is 41.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mortgage Advice Bureau (Holdings)'s current Gross Margin % is 28.38%, which is near median its own 10-year median of 26.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mortgage Advice Bureau (Holdings) stock overvalued right now?
Mortgage Advice Bureau (Holdings) (MABHF) has a current Gross Margin % of 28.38%. The stock's GF Value™ is $16.36, compared to a current price of $8.98 — trading 45.1% below its estimated fair value. The current Gross Margin % is 28.38%, which is near median its 10-year median of 26.94 and 30.8% below the Banks industry median of 41.02. Mortgage Advice Bureau (Holdings)'s overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Mortgage Advice Bureau (Holdings) (MABHF), the current Gross Margin % is 28.38% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mortgage Advice Bureau (Holdings) (MABHF) Overvalued in 2026?
Based on GuruFocus' analysis, Mortgage Advice Bureau (Holdings) stock appears to be undervalued.
The current stock price of $8.98 is trading 45.1% below its estimated GF Value™ of $16.36.
Key valuation signals for MABHF:
Gross Margin %: 28.38% (near median its 10-year median of 26.94)
GF Value™: $16.36 vs. price of $8.98 (45.1% below fair value)
Industry Position: 30.8% below the Banks median (#33 of 44)
No single metric tells the full story. See the MABHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mortgage Advice Bureau (Holdings) Business Description
Mortgage Advice Bureau (Holdings) PLC provides mortgage advice and also advice on protection and general insurance products. The group offers advice on residential and buy-to-let mortgage products. The company has developed customized support services for intermediary firms that operate in estate agencies, new build, buy-to-let, mortgage shops and telephone-based mortgage services. The company derives its revenues from mortgage procuration fees, insurance commissions, and client fees. Mortgage procuration fees generate the majority of the revenues.
82GF Score
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