Reply SpA (MIL:REY) Current Ratio: 21.20 (As of Mar. 2026) — 1185% Above Median


MIL:REY Reply SpA MIL:REY
78 GF Score
Price €90.00
GF Value €146.12
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Reply SpA Current Ratio?

Reply SpA MIL:REY +1.87% 78 Current Ratio is 21.20 as of Mar. 2026, which is 1185% above its 10-year median of 1.65. GuruFocus rates MIL:REY with a GF Score™ of 78/100 and a GF Value™ of €146.12 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 2,862 Software companies, Reply SpA ranks better than 98.67% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Reply SpA's current ratio for the quarter that ended in Mar. 2026 was 21.20.

Reply SpA has a current ratio of 21.20. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.

The historical rank and industry rank for Reply SpA's Current Ratio or its related term are showing as below:

MIL:REY' s Current Ratio Range Over the Past 10 Years
Min: 1.33   Med: 1.65   Max: 21.2
Current: 21.2

During the past 13 years, Reply SpA's highest Current Ratio was 21.20. The lowest was 1.33. And the median was 1.65.

MIL:REY's Current Ratio is ranked better than
98.67% of 2862 companies
in the Software industry
Industry Median: 1.81 vs MIL:REY: 21.20

Reply SpA  (MIL:REY) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


Reply SpA Current Ratio Related Terms


Reply SpA Current Ratio Historical Data

* Premium members only.

The historical data trend for Reply SpA's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Reply SpA Current Ratio Chart

Reply SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.39 1.33 1.49 1.55 1.76

Reply SpA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.22 1.69 14.98 1.76 21.20

MIL:REY vs IBM, ACN, FISV: Current Ratio Comparison

For the Information Technology Services subindustry, Reply SpA's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Reply SpA Current Ratio vs Software Industry

For the Software industry and Technology sector, Reply SpA's Current Ratio distribution charts can be found below:

* The bar in red indicates where Reply SpA's Current Ratio falls into.


MIL:REY
78GF Score
Reply SpA MIL:REY
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Reply SpA Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

Reply SpA's Current Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Current Ratio (A: Dec. 2025 )=Total Current Assets (A: Dec. 2025 )/Total Current Liabilities (A: Dec. 2025 )
=1652.784/938.066
=1.76

Reply SpA's Current Ratio for the quarter that ended in Mar. 2026 is calculated as

Current Ratio (Q: Mar. 2026 )=Total Current Assets (Q: Mar. 2026 )/Total Current Liabilities (Q: Mar. 2026 )
=742.682/35.025
=21.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 21.20 mean?
Reply SpA (MIL:REY) has a Current Ratio of 21.20 as of Mar. 2026. This is 1185% above median its historical median of 1.65. Over the past decade, Reply SpA's Current Ratio has ranged from 1.33 to 21.20. According to the industry distribution chart, Reply SpA ranks #38 out of 2862 companies in the Software industry, placing it in the top 1.3%.
Is Reply SpA's Current Ratio too high?
Reply SpA's current Current Ratio of 21.20 is 1185% above median its 10-year median of 1.65. Over the past 10 years, this metric has ranged from a low of 1.33 to a high of 21.20. The Software industry median Current Ratio is 1.81. Reply SpA's value of 21.20 is 1071.3% above this industry median. Based on the distribution chart, Reply SpA ranks #38 out of 2862 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Reply SpA has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Reply SpA's Current Ratio compare to IBM and ACN?
According to the Software industry distribution chart, Reply SpA ranks #38 out of 2862 companies for Current Ratio. This places Reply SpA in the top 1% of its industry — outperforming the majority of peers. The industry median Current Ratio is 1.81. Reply SpA's value of 21.20 is 1071.3% above this benchmark. Historically, Reply SpA's own Current Ratio has ranged from 1.33 to 21.20 over the past decade. While the company's 10-year median is 1.65 vs. the industry median of 1.81, Reply SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.81, based on 2,862 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Reply SpA's current Current Ratio of 21.20 is 1071.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Reply SpA's current Current Ratio is 21.20, which is 1185% above median its own 10-year median of 1.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Reply SpA stock overvalued right now?
Based on GuruFocus' analysis, Reply SpA (MIL:REY) is currently considered Significantly Undervalued. The stock's GF Value™ is €146.12, compared to a current price of €90.00 — trading 38.4% below its estimated fair value. The current Current Ratio is 21.20, which is 1185% above median its 10-year median of 1.65 and 1071.3% above the Software industry median of 1.81. Reply SpA's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Reply SpA (MIL:REY), the current Current Ratio is 21.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Reply SpA (MIL:REY) Overvalued in 2026?

Based on GuruFocus' analysis, Reply SpA stock appears to be undervalued. The current stock price of €90.00 is trading 38.4% below its estimated GF Value™ of €146.12. GuruFocus considers Reply SpA to be Significantly Undervalued.

Key valuation signals for MIL:REY:

  • Current Ratio: 21.20 (1185% above median its 10-year median of 1.65)
  • GF Value™: €146.12 vs. price of €90.00 (38.4% below fair value)
  • GF Score™: 78/100 with 3 warning signs
  • Industry Position: 1071.3% above the Software median (#38 of 2862)

No single metric tells the full story. See the MIL:REY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Reply SpA Business Description

Address Corso Francia, 110, Turin, ITA, 10143
Reply SpA specialises in consulting, digital services, and the integration of processes, applications, and devices. Reply serves clients in the telecommunication and media, banking, insurance, financial, industry and services, energy and utilities, and public administration industries. The company provides its services mainly through platforms such as X-Rais Reply, Discovery Reply, Brick Reply, TamTamy, and SideUp Reply. Reply researches, selects, and markets solutions through channels such as data analysis, digital communication, e-commerce, mobile, and social media. Its business segments are defined based on geographical areas of operation and include Region 1 (including Italy, USA, Brazil, Poland, Romania, and Nanjing), which derives key revenue, Region 2, Region 3, and IoT Incubator.
78GF Score

Get the complete analysis for MIL:REY

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€90.00
Price
€146.12
GF Value