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Reply SpAMIL:REY +0.98%94 Equity-to-Asset is 0.56 as of Jun. 2026, which is 17% above its 10-year median of 0.48. GuruFocus rates MIL:REY with a GF Score™ of 94/100 and a GF Value™ of €150.57 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 2,894 Software companies, Reply SpA ranks better than 51.24% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Reply SpA's Total Stockholders Equity for the quarter that ended in Jun. 2026 was €1,513 Mil. Reply SpA's Total Assets for the quarter that ended in Jun. 2026 was €2,693 Mil.
Therefore, Reply SpA's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.56.
The historical rank and industry rank for Reply SpA's Equity-to-Asset or its related term are showing as below:
MIL:REY'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.44 Med: 0.48 Max: 0.56
Current: 0.56
During the past 13 years, the highest Equity to Asset Ratio of Reply SpA was 0.56. The lowest was 0.44. And the median was 0.48.
MIL:REY's Equity-to-Asset is ranked better than 51.24% of 2894
companies
in the Software industry
Industry Median: 0.555
vs MIL:REY: 0.56
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Reply SpA Equity-to-Asset Related Terms
Reply SpA Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Reply SpA's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MIL:REY vs IBM, ACN, FISV: Equity-to-Asset Comparison
For the Information Technology Services subindustry, Reply SpA's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Reply SpA Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, Reply SpA's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Reply SpA's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Reply SpA's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Reply SpA (MIL:REY) has a Equity-to-Asset of 0.56 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Reply SpA and its competitors. This is 17% above median its historical median of 0.48. Over the past decade, Reply SpA's Equity-to-Asset has ranged from 0.44 to 0.56. According to the industry distribution chart, Reply SpA ranks #1411 out of 2894 companies in the Software industry, placing it in the top 48.8%.
Is Reply SpA's Equity-to-Asset too high?
Reply SpA's current Equity-to-Asset of 0.56 is 17% above median its 10-year median of 0.48. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 0.56. The Software industry median Equity-to-Asset is 0.56. Reply SpA's value of 0.56 is 0.9% above this industry median. Based on the distribution chart, Reply SpA ranks #1411 out of 2894 companies in the Software industry, which is above the industry midpoint. Overall, Reply SpA has a GF Score™ of 94/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Reply SpA's Equity-to-Asset compare to IBM and ACN?
According to the Software industry distribution chart, Reply SpA ranks #1411 out of 2894 companies for Equity-to-Asset. This puts Reply SpA in the upper half of its industry. The industry median Equity-to-Asset is 0.56. Reply SpA's value of 0.56 is 0.9% above this benchmark. Historically, Reply SpA's own Equity-to-Asset has ranged from 0.44 to 0.56 over the past decade. While the company's 10-year median is 0.48 vs. the industry median of 0.56, Reply SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,894 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Reply SpA's current Equity-to-Asset of 0.56 is 0.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Reply SpA and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Reply SpA's current Equity-to-Asset is 0.56, which is 17% above median its own 10-year median of 0.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Reply SpA stock overvalued right now?
Based on GuruFocus' analysis, Reply SpA (MIL:REY) is currently considered Modestly Undervalued. The stock's GF Value™ is €150.57, compared to a current price of €124.20 — trading 17.5% below its estimated fair value. The current Equity-to-Asset is 0.56, which is 17% above median its 10-year median of 0.48 and 0.9% above the Software industry median of 0.56. Reply SpA's overall GF Score™ is 94/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Reply SpA (MIL:REY), the current Equity-to-Asset is 0.56 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Reply SpA (MIL:REY) Overvalued in 2026?
Based on GuruFocus' analysis, Reply SpA stock appears to be undervalued.
The current stock price of €124.20 is trading 17.5% below its estimated GF Value™ of €150.57.
GuruFocus considers Reply SpA to be Modestly Undervalued.
Key valuation signals for MIL:REY:
Equity-to-Asset: 0.56 (17% above median its 10-year median of 0.48)
GF Value™: €150.57 vs. price of €124.20 (17.5% below fair value)
Industry Position: 0.9% above the Software median (#1411 of 2894)
No single metric tells the full story. See the MIL:REY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Reply SpA specialises in consulting, digital services, and the integration of processes, applications, and devices. Reply serves clients in the telecommunication and media, banking, insurance, financial, industry and services, energy and utilities, and public administration industries. The company provides its services mainly through platforms such as X-Rais Reply, Discovery Reply, Brick Reply, TamTamy, and SideUp Reply. Reply researches, selects, and markets solutions through channels such as data analysis, digital communication, e-commerce, mobile, and social media. Its business segments are defined based on geographical areas of operation and include Region 1 (including Italy, USA, Brazil, Poland, Romania, and Nanjing), which derives key revenue, Region 2, Region 3, and IoT Incubator.
94GF Score
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