Chailease Holding CoTPE:5871 +2.17%65 Current Ratio is 1.12 as of Dec. 2025, which is 3% below its 10-year median of 1.16. GuruFocus rates TPE:5871 with a GF Score™ of 65/100 and a GF Value™ of NT$363.22 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 394 Credit Services companies, Chailease Holding Co ranks worse than 84.52% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Chailease Holding Co's current ratio for the quarter that ended in Dec. 2025 was 1.12.
Chailease Holding Co has a current ratio of 1.12. It generally indicates good short-term financial strength.
The historical rank and industry rank for Chailease Holding Co's Current Ratio or its related term are showing as below:
TPE:5871'
s Current Ratio Range Over the Past 10 Years
Min: 1.11 Med: 1.16 Max: 1.27
Current: 1.12
During the past 13 years, Chailease Holding Co's highest Current Ratio was 1.27. The lowest was 1.11. And the median was 1.16.
TPE:5871's Current Ratio is ranked worse than 84.52% of 394
companies
in the Credit Services industry
Industry Median: 4.985
vs TPE:5871: 1.12
Chailease Holding Co (TPE:5871) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Chailease Holding Co Current Ratio Related Terms
Chailease Holding Co Current Ratio Historical Data
* Premium members only.
The historical data trend for Chailease Holding Co's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Chailease Holding Co's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chailease Holding Co Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Chailease Holding Co's Current Ratio distribution charts can be found below:
* The bar in red indicates where Chailease Holding Co's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chailease Holding Co (TPE:5871) has a Current Ratio of 1.12 as of Dec. 2025. This is near median its historical median of 1.16. Over the past decade, Chailease Holding Co's Current Ratio has ranged from 1.11 to 1.27. According to the industry distribution chart, Chailease Holding Co ranks #333 out of 394 companies in the Credit Services industry, placing it in the top 84.5%.
Is Chailease Holding Co's Current Ratio too high?
Chailease Holding Co's current Current Ratio of 1.12 is near median its 10-year median of 1.16. Over the past 10 years, this metric has ranged from a low of 1.11 to a high of 1.27. The Credit Services industry median Current Ratio is 4.99. Chailease Holding Co's value of 1.12 is 77.5% below this industry median. Based on the distribution chart, Chailease Holding Co ranks #333 out of 394 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Chailease Holding Co has a GF Score™ of 65/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Chailease Holding Co's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Chailease Holding Co ranks #333 out of 394 companies for Current Ratio. This places Chailease Holding Co in the lower half of its industry. The industry median Current Ratio is 4.99. Chailease Holding Co's value of 1.12 is 77.5% below this benchmark. Historically, Chailease Holding Co's own Current Ratio has ranged from 1.11 to 1.27 over the past decade. While the company's 10-year median is 1.16 vs. the industry median of 4.99, Chailease Holding Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.99, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chailease Holding Co's current Current Ratio of 1.12 is 77.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chailease Holding Co's current Current Ratio is 1.12, which is near median its own 10-year median of 1.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chailease Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Chailease Holding Co (TPE:5871) is currently considered Possible Value Trap. The stock's GF Value™ is NT$363.22, compared to a current price of NT$117.50 — trading 67.7% below its estimated fair value. The current Current Ratio is 1.12, which is near median its 10-year median of 1.16 and 77.5% below the Credit Services industry median of 4.99. Chailease Holding Co's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Chailease Holding Co (TPE:5871), the current Current Ratio is 1.12 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chailease Holding Co (TPE:5871) Overvalued in 2026?
Based on GuruFocus' analysis, Chailease Holding Co stock appears to be undervalued.
The current stock price of NT$117.50 is trading 67.7% below its estimated GF Value™ of NT$363.22.
GuruFocus considers Chailease Holding Co to be Possible Value Trap.
Key valuation signals for TPE:5871:
Current Ratio: 1.12 (near median its 10-year median of 1.16)
GF Value™: NT$363.22 vs. price of NT$117.50 (67.7% below fair value)
Industry Position: 77.5% below the Credit Services median (#333 of 394)
No single metric tells the full story. See the TPE:5871 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chailease Holding Co Ltd is engaged in providing various services of leasing and financing. Its main products and services include leasing, installment sales, accounts receivable transfer management, import/export financing, and direct financing to corporations and small and medium-sized enterprises. The majority of the company's revenue is derived in the form of interest income. The company's reportable segments include operations in Taiwan, China, ASEAN, and Other areas. The majority of the revenue is derived from Taiwan.
65GF Score
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