Chailease Holding CoTPE:5871 -1.73%65 ROE % is 10.76% as of Dec. 2025, which is 48% below its 10-year median of 20.59. GuruFocus rates TPE:5871 with a GF Score™ of 65/100 and a GF Value™ of NT$363.22 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 529 Credit Services companies, Chailease Holding Co ranks better than 68.43% on this metric.
The historical rank and industry rank for Chailease Holding Co's ROE % or its related term are showing as below:
TPE:5871'
s ROE % Range Over the Past 10 Years
Min: 11.14 Med: 20.59 Max: 23.62
Current: 11.34
During the past 13 years, Chailease Holding Co's highest ROE % was 23.62%. The lowest was 11.14%. And the median was 20.59%.
TPE:5871's ROE % is ranked better than 68.43% of 529
companies
in the Credit Services industry
Industry Median: 6.61
vs TPE:5871: 11.34
Chailease Holding Co (TPE:5871) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Chailease Holding Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chailease Holding Co ROE % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Chailease Holding Co's ROE % distribution charts can be found below:
* The bar in red indicates where Chailease Holding Co's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Chailease Holding Co (TPE:5871) has a ROE % of 10.76% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Chailease Holding Co and its competitors. This is 48% below median its historical median of 20.59. Over the past decade, Chailease Holding Co's ROE % has ranged from 11.14 to 23.62. According to the industry distribution chart, Chailease Holding Co ranks #167 out of 529 companies in the Credit Services industry, placing it in the top 31.6%.
Is Chailease Holding Co's ROE % too high?
Chailease Holding Co's current ROE % of 10.76% is 48% below median its 10-year median of 20.59. Over the past 10 years, this metric has ranged from a low of 11.14 to a high of 23.62. The Credit Services industry median ROE % is 6.61. Chailease Holding Co's value of 10.76% is 62.8% above this industry median. Based on the distribution chart, Chailease Holding Co ranks #167 out of 529 companies in the Credit Services industry, which is above the industry midpoint. Overall, Chailease Holding Co has a GF Score™ of 65/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Chailease Holding Co's ROE % compare to V and MA?
According to the Credit Services industry distribution chart, Chailease Holding Co ranks #167 out of 529 companies for ROE %. This puts Chailease Holding Co in the upper half of its industry. The industry median ROE % is 6.61. Chailease Holding Co's value of 10.76% is 62.8% above this benchmark. Historically, Chailease Holding Co's own ROE % has ranged from 11.14 to 23.62 over the past decade. While the company's 10-year median is 20.59 vs. the industry median of 6.61, Chailease Holding Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Credit Services company?
The median ROE % among Credit Services companies is 6.61, based on 529 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chailease Holding Co's current ROE % of 10.76% is 62.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Chailease Holding Co and its competitors. For the Credit Services industry, the median ROE % is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chailease Holding Co's current ROE % is 10.76%, which is 48% below median its own 10-year median of 20.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chailease Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Chailease Holding Co (TPE:5871) is currently considered Possible Value Trap. The stock's GF Value™ is NT$363.22, compared to a current price of NT$113.50 — trading 68.8% below its estimated fair value. The current ROE % is 10.76%, which is 48% below median its 10-year median of 20.59 and 62.8% above the Credit Services industry median of 6.61. Chailease Holding Co's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Chailease Holding Co (TPE:5871), the current ROE % is 10.76% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chailease Holding Co (TPE:5871) Overvalued in 2026?
Based on GuruFocus' analysis, Chailease Holding Co stock appears to be undervalued.
The current stock price of NT$113.50 is trading 68.8% below its estimated GF Value™ of NT$363.22.
GuruFocus considers Chailease Holding Co to be Possible Value Trap.
Key valuation signals for TPE:5871:
ROE %: 10.76% (48% below median its 10-year median of 20.59)
GF Value™: NT$363.22 vs. price of NT$113.50 (68.8% below fair value)
Industry Position: 62.8% above the Credit Services median (#167 of 529)
No single metric tells the full story. See the TPE:5871 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chailease Holding Co Ltd is engaged in providing various services of leasing and financing. Its main products and services include leasing, installment sales, accounts receivable transfer management, import/export financing, and direct financing to corporations and small and medium-sized enterprises. The majority of the company's revenue is derived in the form of interest income. The company's reportable segments include operations in Taiwan, China, ASEAN, and Other areas. The majority of the revenue is derived from Taiwan.
65GF Score
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