Citizen Investment Trust (XNEP:CIT) Current Ratio: 1.08 (As of Jan. 2026) — 50% Below Median


XNEP:CIT Citizen Investment Trust XNEP:CIT
81 GF Score
Price NPR1,684.00
GF Value NPR2,558.83
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Citizen Investment Trust Current Ratio?

Citizen Investment Trust XNEP:CIT +0.06% 81 Current Ratio is 1.08 as of Jan. 2026, which is 50% below its 10-year median of 2.16. GuruFocus rates XNEP:CIT with a GF Score™ of 81/100 and a GF Value™ of NPR2,558.83 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 709 Asset Management companies, Citizen Investment Trust ranks worse than 80.54% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Citizen Investment Trust's current ratio for the quarter that ended in Jan. 2026 was 1.08.

Citizen Investment Trust has a current ratio of 1.08. It generally indicates good short-term financial strength.

The historical rank and industry rank for Citizen Investment Trust's Current Ratio or its related term are showing as below:

XNEP:CIT' s Current Ratio Range Over the Past 10 Years
Min: 0.85   Med: 2.16   Max: 5091.74
Current: 1.08

During the past 9 years, Citizen Investment Trust's highest Current Ratio was 5091.74. The lowest was 0.85. And the median was 2.16.

XNEP:CIT's Current Ratio is ranked worse than
80.54% of 709 companies
in the Asset Management industry
Industry Median: 3.02 vs XNEP:CIT: 1.08

Citizen Investment Trust  (XNEP:CIT) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


Citizen Investment Trust Current Ratio Related Terms


Citizen Investment Trust Current Ratio Historical Data

* Premium members only.

The historical data trend for Citizen Investment Trust's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizen Investment Trust Current Ratio Chart

Citizen Investment Trust Annual Data
Trend Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Current Ratio
Get a 7-Day Free Trial Premium Member Only 5,091.74 0.00 0.00 7.47 15.48

Citizen Investment Trust Quarterly Data
Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Jul24 Oct24 Jan25 Jul25 Oct25 Jan26
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.56 1.65 15.48 1.46 1.08

XNEP:CIT vs BLK, BX, KKR: Current Ratio Comparison

For the Asset Management subindustry, Citizen Investment Trust's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizen Investment Trust Current Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Citizen Investment Trust's Current Ratio distribution charts can be found below:

* The bar in red indicates where Citizen Investment Trust's Current Ratio falls into.


XNEP:CIT
81GF Score
Citizen Investment Trust XNEP:CIT
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Citizen Investment Trust Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

Citizen Investment Trust's Current Ratio for the fiscal year that ended in Jul. 2025 is calculated as

Current Ratio (A: Jul. 2025 )=Total Current Assets (A: Jul. 2025 )/Total Current Liabilities (A: Jul. 2025 )
=16706.356/1079.147
=15.48

Citizen Investment Trust's Current Ratio for the quarter that ended in Jan. 2026 is calculated as

Current Ratio (Q: Jan. 2026 )=Total Current Assets (Q: Jan. 2026 )/Total Current Liabilities (Q: Jan. 2026 )
=11971.776/11077.547
=1.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 1.08 mean?
Citizen Investment Trust (XNEP:CIT) has a Current Ratio of 1.08 as of Jan. 2026. This is 50% below median its historical median of 2.16. Over the past decade, Citizen Investment Trust's Current Ratio has ranged from 0.85 to 5,091.74. According to the industry distribution chart, Citizen Investment Trust ranks #571 out of 709 companies in the Asset Management industry, placing it in the top 80.5%.
Is Citizen Investment Trust's Current Ratio too high?
Citizen Investment Trust's current Current Ratio of 1.08 is 50% below median its 10-year median of 2.16. Over the past 10 years, this metric has ranged from a low of 0.85 to a high of 5,091.74. The Asset Management industry median Current Ratio is 3.02. Citizen Investment Trust's value of 1.08 is 64.2% below this industry median. Based on the distribution chart, Citizen Investment Trust ranks #571 out of 709 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Citizen Investment Trust has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Citizen Investment Trust's Current Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, Citizen Investment Trust ranks #571 out of 709 companies for Current Ratio. This places Citizen Investment Trust in the lower half of its industry. The industry median Current Ratio is 3.02. Citizen Investment Trust's value of 1.08 is 64.2% below this benchmark. Historically, Citizen Investment Trust's own Current Ratio has ranged from 0.85 to 5,091.74 over the past decade. While the company's 10-year median is 2.16 vs. the industry median of 3.02, Citizen Investment Trust has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Asset Management company?
The median Current Ratio among Asset Management companies is 3.02, based on 709 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Citizen Investment Trust's current Current Ratio of 1.08 is 64.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Asset Management industry, the median Current Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Citizen Investment Trust's current Current Ratio is 1.08, which is 50% below median its own 10-year median of 2.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizen Investment Trust stock overvalued right now?
Based on GuruFocus' analysis, Citizen Investment Trust (XNEP:CIT) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR2,558.83, compared to a current price of NPR1,684.00 — trading 34.2% below its estimated fair value. The current Current Ratio is 1.08, which is 50% below median its 10-year median of 2.16 and 64.2% below the Asset Management industry median of 3.02. Citizen Investment Trust's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Citizen Investment Trust (XNEP:CIT), the current Current Ratio is 1.08 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizen Investment Trust (XNEP:CIT) Overvalued in 2026?

Based on GuruFocus' analysis, Citizen Investment Trust stock appears to be undervalued. The current stock price of NPR1,684.00 is trading 34.2% below its estimated GF Value™ of NPR2,558.83. GuruFocus considers Citizen Investment Trust to be Significantly Undervalued.

Key valuation signals for XNEP:CIT:

  • Current Ratio: 1.08 (50% below median its 10-year median of 2.16)
  • GF Value™: NPR2,558.83 vs. price of NPR1,684.00 (34.2% below fair value)
  • GF Score™: 81/100 with 2 warning signs
  • Industry Position: 64.2% below the Asset Management median (#571 of 709)

No single metric tells the full story. See the XNEP:CIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citizen Investment Trust Business Description

Address New Baneshwor, P.O.Box 5823, Kathmandu, NPL
Citizen Investment Trust is an investment trust. It operates and manages various types of retirement schemes / programs, unit schemes and mutual fund program for both domestic and foreign investors.
81GF Score

Get the complete analysis for XNEP:CIT

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR1,684.00
Price
NPR2,558.83
GF Value