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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Citizen Investment Trust's Debt-to-EBITDA or its related term are showing as below:
XNEP:CIT'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.03 Med: 0.08 Max: 1.05
Current: 1.05
During the past 9 years, the highest Debt-to-EBITDA Ratio of Citizen Investment Trust was 1.05. The lowest was 0.03. And the median was 0.08.
XNEP:CIT's Debt-to-EBITDA is ranked better than 53.56% of 379
companies
in the Asset Management industry
Industry Median: 1.33
vs XNEP:CIT: 1.05
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Citizen Investment Trust Debt-to-EBITDA Related Terms
Citizen Investment Trust Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XNEP:CIT vs BLK, BX, KKR: Debt-to-EBITDA Comparison
For the Asset Management subindustry, Citizen Investment Trust's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Citizen Investment Trust Debt-to-EBITDA vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Citizen Investment Trust's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Citizen Investment Trust's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jan. 2026) EBITDA data.
Citizen Investment Trust (XNEP:CIT) has a Debt-to-EBITDA of 0.00 as of Jan. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Citizen Investment Trust. Over the past decade, Citizen Investment Trust's Debt-to-EBITDA has ranged from 0.03 to 1.05. According to the industry distribution chart, Citizen Investment Trust ranks #176 out of 379 companies in the Asset Management industry, placing it in the top 46.4%.
Is Citizen Investment Trust's Debt-to-EBITDA too high?
Citizen Investment Trust's current Debt-to-EBITDA is 0.00. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 1.05. Based on the distribution chart, Citizen Investment Trust ranks #176 out of 379 companies in the Asset Management industry, which is above the industry midpoint. Overall, Citizen Investment Trust has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Citizen Investment Trust's Debt-to-EBITDA compare to BLK and BX?
According to the Asset Management industry distribution chart, Citizen Investment Trust ranks #176 out of 379 companies for Debt-to-EBITDA. This puts Citizen Investment Trust in the upper half of its industry. The industry median Debt-to-EBITDA is 1.33. Historically, Citizen Investment Trust's own Debt-to-EBITDA has ranged from 0.03 to 1.05 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Asset Management company?
The median Debt-to-EBITDA among Asset Management companies is 1.33, based on 379 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Citizen Investment Trust. For the Asset Management industry, the median Debt-to-EBITDA is 1.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Citizen Investment Trust's current Debt-to-EBITDA is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizen Investment Trust stock overvalued right now?
Based on GuruFocus' analysis, Citizen Investment Trust (XNEP:CIT) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR2,625.30, compared to a current price of NPR1,719.90 — trading 34.5% below its estimated fair value. The current Debt-to-EBITDA is 0.00. Citizen Investment Trust's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Citizen Investment Trust (XNEP:CIT), the current Debt-to-EBITDA is 0.00 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Citizen Investment Trust (XNEP:CIT) Overvalued in 2026?
Based on GuruFocus' analysis, Citizen Investment Trust stock appears to be undervalued.
The current stock price of NPR1,719.90 is trading 34.5% below its estimated GF Value™ of NPR2,625.30.
GuruFocus considers Citizen Investment Trust to be Significantly Undervalued.
Key valuation signals for XNEP:CIT:
Debt-to-EBITDA: 0.00
GF Value™: NPR2,625.30 vs. price of NPR1,719.90 (34.5% below fair value)
No single metric tells the full story. See the XNEP:CIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Citizen Investment Trust is an investment trust. It operates and manages various types of retirement schemes / programs, unit schemes and mutual fund program for both domestic and foreign investors.
81GF Score
Get the complete analysis for XNEP:CIT
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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