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Citizen Investment TrustXNEP:CIT -0.79%79 Return-on-Tangible-Asset is 0.44% as of Jan. 2026, which is 93% below its 10-year median of 6.40. GuruFocus rates XNEP:CIT with a GF Score™ of 79/100 and a GF Value™ of NPR2,597.78 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,633 Asset Management companies, Citizen Investment Trust ranks worse than 72.5% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Citizen Investment Trust's annualizedNet Income for the quarter that ended in Jan. 2026 was NPR1,404 Mil. Citizen Investment Trust's average total tangible assets for the quarter that ended in Jan. 2026 was NPR319,330 Mil. Therefore, Citizen Investment Trust's annualized Return-on-Tangible-Asset for the quarter that ended in Jan. 2026 was 0.44%.
The historical rank and industry rank for Citizen Investment Trust's Return-on-Tangible-Asset or its related term are showing as below:
XNEP:CIT'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.28 Med: 6.4 Max: 8.42
Current: 0.28
During the past 9 years, Citizen Investment Trust's highest Return-on-Tangible-Asset was 8.42%. The lowest was 0.28%. And the median was 6.40%.
XNEP:CIT's Return-on-Tangible-Asset is ranked worse than 72.5% of 1633
companies
in the Asset Management industry
Industry Median: 4.58
vs XNEP:CIT: 0.28
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Citizen Investment Trust Return-on-Tangible-Asset Related Terms
Citizen Investment Trust Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Citizen Investment Trust's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XNEP:CIT vs BLK, BX, KKR: Return-on-Tangible-Asset Comparison
For the Asset Management subindustry, Citizen Investment Trust's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Citizen Investment Trust Return-on-Tangible-Asset vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Citizen Investment Trust's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Citizen Investment Trust's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jan. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.44% mean?
Citizen Investment Trust (XNEP:CIT) has a Return-on-Tangible-Asset of 0.44% as of Jan. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Citizen Investment Trust and its competitors. This is 93% below median its historical median of 6.40. Over the past decade, Citizen Investment Trust's Return-on-Tangible-Asset has ranged from 0.28 to 8.42. According to the industry distribution chart, Citizen Investment Trust ranks #1184 out of 1633 companies in the Asset Management industry, placing it in the top 72.5%.
Is Citizen Investment Trust's Return-on-Tangible-Asset too high?
Citizen Investment Trust's current Return-on-Tangible-Asset of 0.44% is 93% below median its 10-year median of 6.40. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 8.42. The Asset Management industry median Return-on-Tangible-Asset is 4.58. Citizen Investment Trust's value of 0.44% is 90.4% below this industry median. Based on the distribution chart, Citizen Investment Trust ranks #1184 out of 1633 companies in the Asset Management industry, which is below the industry midpoint. Overall, Citizen Investment Trust has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Citizen Investment Trust's Return-on-Tangible-Asset compare to BLK and BX?
According to the Asset Management industry distribution chart, Citizen Investment Trust ranks #1184 out of 1633 companies for Return-on-Tangible-Asset. This places Citizen Investment Trust in the lower half of its industry. The industry median Return-on-Tangible-Asset is 4.58. Citizen Investment Trust's value of 0.44% is 90.4% below this benchmark. Historically, Citizen Investment Trust's own Return-on-Tangible-Asset has ranged from 0.28 to 8.42 over the past decade. While the company's 10-year median is 6.40 vs. the industry median of 4.58, Citizen Investment Trust has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Asset Management company?
The median Return-on-Tangible-Asset among Asset Management companies is 4.58, based on 1,633 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Citizen Investment Trust's current Return-on-Tangible-Asset of 0.44% is 90.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Citizen Investment Trust and its competitors. For the Asset Management industry, the median Return-on-Tangible-Asset is 4.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Citizen Investment Trust's current Return-on-Tangible-Asset is 0.44%, which is 93% below median its own 10-year median of 6.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizen Investment Trust stock overvalued right now?
Based on GuruFocus' analysis, Citizen Investment Trust (XNEP:CIT) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR2,597.78, compared to a current price of NPR1,700.00 — trading 34.6% below its estimated fair value. The current Return-on-Tangible-Asset is 0.44%, which is 93% below median its 10-year median of 6.40 and 90.4% below the Asset Management industry median of 4.58. Citizen Investment Trust's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Citizen Investment Trust (XNEP:CIT), the current Return-on-Tangible-Asset is 0.44% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Citizen Investment Trust (XNEP:CIT) Overvalued in 2026?
Based on GuruFocus' analysis, Citizen Investment Trust stock appears to be undervalued.
The current stock price of NPR1,700.00 is trading 34.6% below its estimated GF Value™ of NPR2,597.78.
GuruFocus considers Citizen Investment Trust to be Significantly Undervalued.
Key valuation signals for XNEP:CIT:
Return-on-Tangible-Asset: 0.44% (93% below median its 10-year median of 6.40)
GF Value™: NPR2,597.78 vs. price of NPR1,700.00 (34.6% below fair value)
Industry Position: 90.4% below the Asset Management median (#1184 of 1633)
No single metric tells the full story. See the XNEP:CIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Citizen Investment Trust is an investment trust. It operates and manages various types of retirement schemes / programs, unit schemes and mutual fund program for both domestic and foreign investors.
79GF Score
Get the complete analysis for XNEP:CIT
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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