Citizen Investment Trust (XNEP:CIT) ROE % Adjusted to Book Value: 1.18% (As of Jan. 2026)


XNEP:CIT Citizen Investment Trust XNEP:CIT
81 GF Score
Price NPR1,684.00
GF Value NPR2,558.83
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Citizen Investment Trust ROE % Adjusted to Book Value?

Citizen Investment Trust XNEP:CIT +0.06% 81 ROE % Adjusted to Book Value is 1.18% as of Jan. 2026. GuruFocus rates XNEP:CIT with a GF Score™ of 81/100 and a GF Value™ of NPR2,558.83 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Citizen Investment Trust's ROE % for the quarter that ended in Jan. 2026 was 0.46%. Citizen Investment Trust's PB Ratio for the quarter that ended in Jan. 2026 was 0.39. Citizen Investment Trust's ROE % Adjusted to Book Value for the quarter that ended in Jan. 2026 was 1.18%.


Citizen Investment Trust ROE % Adjusted to Book Value Related Terms


Citizen Investment Trust ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Citizen Investment Trust's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizen Investment Trust ROE % Adjusted to Book Value Chart

Citizen Investment Trust Annual Data
Trend Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only 0.91 0.37 1.04 1.06 1.22

Citizen Investment Trust Quarterly Data
Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Jul24 Oct24 Jan25 Jul25 Oct25 Jan26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.78 1.02 0.00 2.00 1.18

XNEP:CIT vs BLK, BX, KKR: ROE % Adjusted to Book Value Comparison

For the Asset Management subindustry, Citizen Investment Trust's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizen Investment Trust ROE % Adjusted to Book Value vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Citizen Investment Trust's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Citizen Investment Trust's ROE % Adjusted to Book Value falls into.


XNEP:CIT
81GF Score
Citizen Investment Trust XNEP:CIT
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Citizen Investment Trust ROE % Adjusted to Book Value Calculation

Citizen Investment Trust's ROE % Adjusted to Book Value for the fiscal year that ended in Jul. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.91% / 12.25
=1.22%

Citizen Investment Trust's ROE % Adjusted to Book Value for the quarter that ended in Jan. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=0.46% / 0.39
=1.18%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 1.18% mean?
Citizen Investment Trust (XNEP:CIT) has a ROE % Adjusted to Book Value of 1.18% as of Jan. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Citizen Investment Trust and its competitors.
Is Citizen Investment Trust's ROE % Adjusted to Book Value too high?
Citizen Investment Trust's current ROE % Adjusted to Book Value is 1.18%. Overall, Citizen Investment Trust has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Citizen Investment Trust's ROE % Adjusted to Book Value compare to BLK and BX?
Citizen Investment Trust's ROE % Adjusted to Book Value of 1.18% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Asset Management company?
A good ROE % Adjusted to Book Value depends on the Asset Management industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Citizen Investment Trust and its competitors. Citizen Investment Trust's current ROE % Adjusted to Book Value is 1.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizen Investment Trust stock overvalued right now?
Based on GuruFocus' analysis, Citizen Investment Trust (XNEP:CIT) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR2,558.83, compared to a current price of NPR1,684.00 — trading 34.2% below its estimated fair value. The current ROE % Adjusted to Book Value is 1.18%. Citizen Investment Trust's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Citizen Investment Trust (XNEP:CIT), the current ROE % Adjusted to Book Value is 1.18% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizen Investment Trust (XNEP:CIT) Overvalued in 2026?

Based on GuruFocus' analysis, Citizen Investment Trust stock appears to be undervalued. The current stock price of NPR1,684.00 is trading 34.2% below its estimated GF Value™ of NPR2,558.83. GuruFocus considers Citizen Investment Trust to be Significantly Undervalued.

Key valuation signals for XNEP:CIT:

  • ROE % Adjusted to Book Value: 1.18%
  • GF Value™: NPR2,558.83 vs. price of NPR1,684.00 (34.2% below fair value)
  • GF Score™: 81/100 with 2 warning signs

No single metric tells the full story. See the XNEP:CIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citizen Investment Trust Business Description

Address New Baneshwor, P.O.Box 5823, Kathmandu, NPL
Citizen Investment Trust is an investment trust. It operates and manages various types of retirement schemes / programs, unit schemes and mutual fund program for both domestic and foreign investors.
81GF Score

Get the complete analysis for XNEP:CIT

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR1,684.00
Price
NPR2,558.83
GF Value