Citizen Investment Trust (XNEP:CIT) Long-Term Debt: NPR0 Mil (As of Jan. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:CIT Citizen Investment Trust XNEP:CIT
81 GF Score
Price NPR1,710.00
GF Value NPR2,586.53
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Citizen Investment Trust Long-Term Debt?

Citizen Investment Trust XNEP:CIT -0.01% 81 Long-Term Debt is NPR0 Mil as of Jan. 2026. GuruFocus rates XNEP:CIT with a GF Score™ of 81/100 and a GF Value™ of NPR2,586.53 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Citizen Investment Trust's Long-Term Debt for the quarter that ended in Jan. 2026 was NPR0 Mil.

Citizen Investment Trust's quarterly Long-Term Debt declined from Jul. 2025 (NPR630 Mil) to Oct. 2025 (NPR0 Mil) but then stayed the same from Oct. 2025 (NPR0 Mil) to Jan. 2026 (NPR0 Mil).

Citizen Investment Trust's annual Long-Term Debt stayed the same from Jul. 2023 (NPR0 Mil) to Jul. 2024 (NPR0 Mil) but then increased from Jul. 2024 (NPR0 Mil) to Jul. 2025 (NPR630 Mil).


Citizen Investment Trust  (XNEP:CIT) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.


Citizen Investment Trust Long-Term Debt Related Terms


Citizen Investment Trust Long-Term Debt Historical Data

* Premium members only.

The historical data trend for Citizen Investment Trust's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizen Investment Trust Long-Term Debt Chart

Citizen Investment Trust Annual Data
Trend Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only 0.00 20.00 0.00 0.00 630.00

Citizen Investment Trust Quarterly Data
Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Jul24 Oct24 Jan25 Jul25 Oct25 Jan26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 630.00 0.00 0.00
XNEP:CIT
81GF Score
Citizen Investment Trust XNEP:CIT
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of NPR0 Mil mean?
Citizen Investment Trust (XNEP:CIT) has a Long-Term Debt of NPR0 Mil as of Jan. 2026.
Is Citizen Investment Trust's Long-Term Debt too high?
Citizen Investment Trust's current Long-Term Debt is NPR0 Mil. Overall, Citizen Investment Trust has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Citizen Investment Trust's Long-Term Debt compare to BLK and BX?
Citizen Investment Trust's Long-Term Debt of NPR0 Mil can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Asset Management company?
A good Long-Term Debt depends on the Asset Management industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Citizen Investment Trust's current Long-Term Debt is NPR0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizen Investment Trust stock overvalued right now?
Based on GuruFocus' analysis, Citizen Investment Trust (XNEP:CIT) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR2,586.53, compared to a current price of NPR1,710.00 — trading 33.9% below its estimated fair value. The current Long-Term Debt is NPR0 Mil. Citizen Investment Trust's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Citizen Investment Trust (XNEP:CIT), the current Long-Term Debt is NPR0 Mil as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizen Investment Trust (XNEP:CIT) Overvalued in 2026?

Based on GuruFocus' analysis, Citizen Investment Trust stock appears to be undervalued. The current stock price of NPR1,710.00 is trading 33.9% below its estimated GF Value™ of NPR2,586.53. GuruFocus considers Citizen Investment Trust to be Significantly Undervalued.

Key valuation signals for XNEP:CIT:

  • Long-Term Debt: NPR0 Mil
  • GF Value™: NPR2,586.53 vs. price of NPR1,710.00 (33.9% below fair value)
  • GF Score™: 81/100 with 2 warning signs

No single metric tells the full story. See the XNEP:CIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citizen Investment Trust Business Description

Address New Baneshwor, P.O.Box 5823, Kathmandu, NPL
Citizen Investment Trust is an investment trust. It operates and manages various types of retirement schemes / programs, unit schemes and mutual fund program for both domestic and foreign investors.
81GF Score

Get the complete analysis for XNEP:CIT

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR1,710.00
Price
NPR2,586.53
GF Value