Charan Insurance PCL (BKK:CHARAN) Cyclically Adjusted Book per Share: ฿56.38 (As of Jun. 2026)

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BKK:CHARAN Charan Insurance PCL BKK:CHARAN
57 GF Score
Price ฿20.60
GF Value ฿20.01
Valuation Fairly Valued
! 6 Warning Signs
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What is Charan Insurance PCL Cyclically Adjusted Book per Share?

Charan Insurance PCL BKK:CHARAN 57 Cyclically Adjusted Book per Share is ฿56.38 as of Jun. 2026. GuruFocus rates BKK:CHARAN with a GF Score™ of 57/100 and a GF Value™ of ฿20.01 (Fairly Valued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Charan Insurance PCL's adjusted book value per share for the three months ended in Jun. 2026 was ฿53.005. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ฿56.38 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Charan Insurance PCL's average Cyclically Adjusted Book Growth Rate was 0.60% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 1.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Charan Insurance PCL was 2.70% per year. The lowest was -0.70% per year. And the median was 0.95% per year.

As of today (2026-09-12), Charan Insurance PCL's current stock price is ฿20.60. Charan Insurance PCL's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was ฿56.38. Charan Insurance PCL's Cyclically Adjusted PB Ratio of today is 0.37.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Charan Insurance PCL was 0.88. The lowest was 0.22. And the median was 0.48.


Charan Insurance PCL  (BKK:CHARAN) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Charan Insurance PCL's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=20.60/56.38
=0.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Charan Insurance PCL was 0.88. The lowest was 0.22. And the median was 0.48.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Charan Insurance PCL Cyclically Adjusted Book per Share Related Terms


Charan Insurance PCL Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Charan Insurance PCL's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Charan Insurance PCL Cyclically Adjusted Book per Share Chart

Charan Insurance PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 53.42 55.46 55.92 55.70 55.50

Charan Insurance PCL Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 56.05 56.08 55.50 56.10 56.38

BKK:CHARAN vs CB, PGR, TRV: Cyclically Adjusted Book per Share Comparison

For the Insurance - Property & Casualty subindustry, Charan Insurance PCL's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Charan Insurance PCL Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Charan Insurance PCL's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Charan Insurance PCL's Cyclically Adjusted PB Ratio falls into.


BKK:CHARAN
57GF Score
Charan Insurance PCL BKK:CHARAN
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Charan Insurance PCL Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Charan Insurance PCL's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=53.005/333.9520*333.9520
=53.005

Current CPI (Jun. 2026) = 333.9520.

Charan Insurance PCL Quarterly Data

Book Value per Share CPI Adj_Book
201609 49.230 241.428 68.097
201612 49.492 241.432 68.458
201703 49.860 243.801 68.297
201706 48.522 244.955 66.151
201709 49.695 246.819 67.239
201712 50.171 246.524 67.964
201803 50.124 249.554 67.076
201806 48.090 251.989 63.732
201809 48.881 252.439 64.665
201812 48.042 251.233 63.860
201903 46.318 254.202 60.849
201906 46.295 256.143 60.358
201909 44.857 256.759 58.343
201912 44.047 256.974 57.242
202003 41.013 258.115 53.063
202006 43.526 257.797 56.384
202009 43.662 260.280 56.020
202012 46.438 260.474 59.538
202103 47.356 264.877 59.706
202106 43.998 271.696 54.080
202109 43.018 274.310 52.371
202112 43.003 278.802 51.509
202203 41.393 287.504 48.080
202206 41.795 296.311 47.104
202209 44.423 296.808 49.982
202212 48.596 296.797 54.680
202303 49.099 301.836 54.323
202306 47.308 305.109 51.780
202309 46.828 307.789 50.809
202312 47.368 306.746 51.569
202403 46.464 312.332 49.680
202406 44.851 314.175 47.674
202409 44.007 315.301 46.610
202412 44.821 315.605 47.427
202503 49.793 319.799 51.997
202506 48.131 322.561 49.831
202509 51.860 324.800 53.321
202512 48.847 324.054 50.339
202603 51.516 330.213 52.099
202606 53.005 333.952 53.005

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ฿56.38 mean?
Charan Insurance PCL (BKK:CHARAN) has a Cyclically Adjusted Book per Share of ฿56.38 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Charan Insurance PCL and its competitors.
Is Charan Insurance PCL's Cyclically Adjusted Book per Share too high?
Charan Insurance PCL's current Cyclically Adjusted Book per Share is ฿56.38. Overall, Charan Insurance PCL has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Charan Insurance PCL's Cyclically Adjusted Book per Share compare to CB and PGR?
Charan Insurance PCL's Cyclically Adjusted Book per Share of ฿56.38 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Charan Insurance PCL and its competitors. Charan Insurance PCL's current Cyclically Adjusted Book per Share is ฿56.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Charan Insurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Charan Insurance PCL (BKK:CHARAN) is currently considered Fairly Valued. The stock's GF Value™ is ฿20.01, compared to a current price of ฿20.60 — trading 2.9% above its estimated fair value. The current Cyclically Adjusted Book per Share is ฿56.38. Charan Insurance PCL's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Charan Insurance PCL (BKK:CHARAN), the current Cyclically Adjusted Book per Share is ฿56.38 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Charan Insurance PCL (BKK:CHARAN) Overvalued in 2026?

Based on GuruFocus' analysis, Charan Insurance PCL stock appears to be overvalued. The current stock price of ฿20.60 is trading 2.9% above its estimated GF Value™ of ฿20.01. GuruFocus considers Charan Insurance PCL to be Fairly Valued.

Key valuation signals for BKK:CHARAN:

  • Cyclically Adjusted Book per Share: ฿56.38
  • GF Value™: ฿20.01 vs. price of ฿20.60 (2.9% above fair value)
  • GF Score™: 57/100 with 6 warning signs

No single metric tells the full story. See the BKK:CHARAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Charan Insurance PCL Business Description

Address 408/1 Ratchadapisak Road, Samsennok, Huaykwang, Bangkok, THA, 10310
Charan Insurance PCL is a Thailand-based company in the insurance sector. Its primary activity is providing non-life insurance services. Its non-life insurance products include Fire insurance, Motor insurance, Personal accident insurance, Marine and transportation insurance, and Miscellaneous insurance. The company operates principally in Thailand and generates the majority of its revenue from Motor insurance services.
57GF Score

Get the complete analysis for BKK:CHARAN

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿20.60
Price
฿20.01
GF Value