Charan Insurance PCL (BKK:CHARAN) Moat Score: 0/10 (As of Jul. 29, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BKK:CHARAN Charan Insurance PCL BKK:CHARAN
64 GF Score
Price ฿17.20
GF Value ฿22.70
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Charan Insurance PCL Moat Score?

Charan Insurance PCL has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Charan Insurance PCL has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Charan Insurance PCL might have No Moat - No discernible moat.

Charan Insurance PCL  (BKK:CHARAN) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Charan Insurance PCL Moat Score Related Terms

BKK:CHARAN
64GF Score
Charan Insurance PCL BKK:CHARAN
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Charan Insurance PCL (BKK:CHARAN) Overvalued in 2026?

Based on GuruFocus' analysis, Charan Insurance PCL stock appears to be undervalued. The current stock price of ฿17.20 is trading 24.2% below its estimated GF Value™ of ฿22.70. GuruFocus considers Charan Insurance PCL to be Modestly Undervalued.

Key valuation signals for BKK:CHARAN:

  • Moat Score: 0
  • GF Value™: ฿22.70 vs. price of ฿17.20 (24.2% below fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the BKK:CHARAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Charan Insurance PCL Business Description

Address 408/1 Ratchadapisak Road, Samsennok, Huaykwang, Bangkok, THA, 10310
Charan Insurance PCL is a Thailand-based company in the insurance sector. Its primary activity is providing non-life insurance services. Its non-life insurance products include Fire insurance, Motor insurance, Personal accident insurance, Marine and transportation insurance, and Miscellaneous insurance. The company operates principally in Thailand and generates the majority of its revenue from Motor insurance services.
64GF Score

Get the complete analysis for BKK:CHARAN

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿17.20
Price
฿22.70
GF Value