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Charan Insurance PCLBKK:CHARAN 58 5-Year Yield-on-Cost % is 4.35 as of Sep. 06, 2026, which is 2% below its 10-year median of 4.44. GuruFocus rates BKK:CHARAN with a GF Score™ of 58/100 and a GF Value™ of ฿20.03 (Fairly Valued). The stock has 6 warning signs investors should review. Among 422 Insurance companies, Charan Insurance PCL ranks better than 55.21% on this metric.
Charan Insurance PCL's yield on cost for the quarter that ended in Jun. 2026 was 4.35.
The historical rank and industry rank for Charan Insurance PCL's 5-Year Yield-on-Cost % or its related term are showing as below:
BKK:CHARAN'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.39 Med: 4.44 Max: 10.3
Current: 4.35
During the past 13 years, Charan Insurance PCL's highest Yield on Cost was 10.30. The lowest was 1.39. And the median was 4.44.
BKK:CHARAN's 5-Year Yield-on-Cost % is ranked better than 55.21% of 422
companies
in the Insurance industry
Industry Median: 3.81
vs BKK:CHARAN: 4.35
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Charan Insurance PCL 5-Year Yield-on-Cost % Related Terms
BKK:CHARAN vs CB, PGR, TRV: 5-Year Yield-on-Cost % Comparison
For the Insurance - Property & Casualty subindustry, Charan Insurance PCL's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Charan Insurance PCL 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Charan Insurance PCL's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Charan Insurance PCL's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Charan Insurance PCL (BKK:CHARAN) has a 5-Year Yield-on-Cost % of 4.35 as of Sep. 06, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Charan Insurance PCL and its competitors. This is near median its historical median of 4.44. Over the past decade, Charan Insurance PCL's 5-Year Yield-on-Cost % has ranged from 1.39 to 10.30. According to the industry distribution chart, Charan Insurance PCL ranks #189 out of 422 companies in the Insurance industry, placing it in the top 44.8%.
Is Charan Insurance PCL's 5-Year Yield-on-Cost % too high?
Charan Insurance PCL's current 5-Year Yield-on-Cost % of 4.35 is near median its 10-year median of 4.44. Over the past 10 years, this metric has ranged from a low of 1.39 to a high of 10.30. The Insurance industry median 5-Year Yield-on-Cost % is 3.81. Charan Insurance PCL's value of 4.35 is 14.2% above this industry median. Based on the distribution chart, Charan Insurance PCL ranks #189 out of 422 companies in the Insurance industry, which is above the industry midpoint. Overall, Charan Insurance PCL has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Charan Insurance PCL's 5-Year Yield-on-Cost % compare to CB and PGR?
According to the Insurance industry distribution chart, Charan Insurance PCL ranks #189 out of 422 companies for 5-Year Yield-on-Cost %. This puts Charan Insurance PCL in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.81. Charan Insurance PCL's value of 4.35 is 14.2% above this benchmark. Historically, Charan Insurance PCL's own 5-Year Yield-on-Cost % has ranged from 1.39 to 10.30 over the past decade. While the company's 10-year median is 4.44 vs. the industry median of 3.81, Charan Insurance PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.81, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Charan Insurance PCL's current 5-Year Yield-on-Cost % of 4.35 is 14.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Charan Insurance PCL and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Charan Insurance PCL's current 5-Year Yield-on-Cost % is 4.35, which is near median its own 10-year median of 4.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Charan Insurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Charan Insurance PCL (BKK:CHARAN) is currently considered Fairly Valued. The stock's GF Value™ is ฿20.03, compared to a current price of ฿20.70 — trading 3.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.35, which is near median its 10-year median of 4.44 and 14.2% above the Insurance industry median of 3.81. Charan Insurance PCL's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Charan Insurance PCL (BKK:CHARAN), the current 5-Year Yield-on-Cost % is 4.35 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Charan Insurance PCL (BKK:CHARAN) Overvalued in 2026?
Based on GuruFocus' analysis, Charan Insurance PCL stock appears to be overvalued.
The current stock price of ฿20.70 is trading 3.3% above its estimated GF Value™ of ฿20.03.
GuruFocus considers Charan Insurance PCL to be Fairly Valued.
Key valuation signals for BKK:CHARAN:
5-Year Yield-on-Cost %: 4.35 (near median its 10-year median of 4.44)
GF Value™: ฿20.03 vs. price of ฿20.70 (3.3% above fair value)
Industry Position: 14.2% above the Insurance median (#189 of 422)
No single metric tells the full story. See the BKK:CHARAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Charan Insurance PCL is a Thailand-based company in the insurance sector. Its primary activity is providing non-life insurance services. Its non-life insurance products include Fire insurance, Motor insurance, Personal accident insurance, Marine and transportation insurance, and Miscellaneous insurance. The company operates principally in Thailand and generates the majority of its revenue from Motor insurance services.
58GF Score
Get the complete analysis for BKK:CHARAN
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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