Charan Insurance PCL (BKK:CHARAN) GF Score: 64/100 (As of Jul. 29, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BKK:CHARAN Charan Insurance PCL BKK:CHARAN
64 GF Score
Price ฿17.20
GF Value ฿22.70
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Charan Insurance PCL GF Score?

Charan Insurance PCL BKK:CHARAN +1.18% 64 GF Score is 64 as of Jul. 29, 2026, which is 9% below its 10-year median of 70.00. GuruFocus rates BKK:CHARAN with a GF Score™ of 64/100 and a GF Value™ of ฿22.70 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Charan Insurance PCL has the GF Score of 64, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 6/10
2. Profitability Rank : 4/10
3. Growth Rank : 1/10
4. GF Value Rank : 10/10
5. Momentum Rank : 6/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Charan Insurance PCL might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Charan Insurance PCL  (BKK:CHARAN) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Charan Insurance PCL GF Score Related Terms


BKK:CHARAN vs CB, PGR, TRV: GF Score Comparison

For the Insurance - Property & Casualty subindustry, Charan Insurance PCL's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Charan Insurance PCL GF Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Charan Insurance PCL's GF Score distribution charts can be found below:

* The bar in red indicates where Charan Insurance PCL's GF Score falls into.


BKK:CHARAN
64GF Score
Charan Insurance PCL BKK:CHARAN
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 64 mean?
Charan Insurance PCL (BKK:CHARAN) has a GF Score of 64 as of Jul. 29, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Charan Insurance PCL and its competitors. This is near median its historical median of 70.00. Over the past decade, Charan Insurance PCL's GF Score has ranged from 20.00 to 85.00.
Is Charan Insurance PCL's GF Score too high?
Charan Insurance PCL's current GF Score of 64 is near median its 10-year median of 70.00. Over the past 10 years, this metric has ranged from a low of 20.00 to a high of 85.00. Overall, Charan Insurance PCL has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Charan Insurance PCL's GF Score compare to CB and PGR?
Charan Insurance PCL's GF Score of 64 can be compared against companies in the Insurance industry. Historically, Charan Insurance PCL's own GF Score has ranged from 20.00 to 85.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for an Insurance company?
A good GF Score depends on the Insurance industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Charan Insurance PCL and its competitors. Charan Insurance PCL's current GF Score is 64, which is near median its own 10-year median of 70.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Charan Insurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Charan Insurance PCL (BKK:CHARAN) is currently considered Modestly Undervalued. The stock's GF Value™ is ฿22.70, compared to a current price of ฿17.20 — trading 24.2% below its estimated fair value. The current GF Score is 64, which is near median its 10-year median of 70.00. Charan Insurance PCL's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Charan Insurance PCL (BKK:CHARAN), the current GF Score is 64 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Charan Insurance PCL (BKK:CHARAN) Overvalued in 2026?

Based on GuruFocus' analysis, Charan Insurance PCL stock appears to be undervalued. The current stock price of ฿17.20 is trading 24.2% below its estimated GF Value™ of ฿22.70. GuruFocus considers Charan Insurance PCL to be Modestly Undervalued.

Key valuation signals for BKK:CHARAN:

  • GF Score: 64 (near median its 10-year median of 70.00)
  • GF Value™: ฿22.70 vs. price of ฿17.20 (24.2% below fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the BKK:CHARAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Charan Insurance PCL Business Description

Address 408/1 Ratchadapisak Road, Samsennok, Huaykwang, Bangkok, THA, 10310
Charan Insurance PCL is a Thailand-based company in the insurance sector. Its primary activity is providing non-life insurance services. Its non-life insurance products include Fire insurance, Motor insurance, Personal accident insurance, Marine and transportation insurance, and Miscellaneous insurance. The company operates principally in Thailand and generates the majority of its revenue from Motor insurance services.
64GF Score

Get the complete analysis for BKK:CHARAN

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿17.20
Price
฿22.70
GF Value