Kapil Raj Finance (BOM:539679) Cyclically Adjusted Book per Share: ₹1.50 (As of Mar. 2026)

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BOM:539679 Kapil Raj Finance Ltd BOM:539679
42 GF Score
Price ₹1.64
GF Value ₹6.03
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Kapil Raj Finance Cyclically Adjusted Book per Share?

Kapil Raj Finance BOM:539679 -0.61% 42 Cyclically Adjusted Book per Share is ₹1.50 as of Mar. 2026. GuruFocus rates BOM:539679 with a GF Score™ of 42/100 and a GF Value™ of ₹6.03 (Significantly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Kapil Raj Finance's adjusted book value per share for the three months ended in Mar. 2026 was ₹1.283. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₹1.50 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Kapil Raj Finance's average Cyclically Adjusted Book Growth Rate was 2.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-30), Kapil Raj Finance's current stock price is ₹1.64. Kapil Raj Finance's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ₹1.50. Kapil Raj Finance's Cyclically Adjusted PB Ratio of today is 1.09.

During the past 12 years, the highest Cyclically Adjusted PB Ratio of Kapil Raj Finance was 2.73. The lowest was 0.81. And the median was 2.01.


Kapil Raj Finance  (BOM:539679) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Kapil Raj Finance's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=1.64/1.50
=1.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 12 years, the highest Cyclically Adjusted PB Ratio of Kapil Raj Finance was 2.73. The lowest was 0.81. And the median was 2.01.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Kapil Raj Finance Cyclically Adjusted Book per Share Related Terms


Kapil Raj Finance Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Kapil Raj Finance's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kapil Raj Finance Cyclically Adjusted Book per Share Chart

Kapil Raj Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 1.47 1.50

Kapil Raj Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.47 0.00 1.50 0.00 1.50

BOM:539679 vs V, MA, AXP: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, Kapil Raj Finance's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kapil Raj Finance Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Kapil Raj Finance's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Kapil Raj Finance's Cyclically Adjusted PB Ratio falls into.


BOM:539679
42GF Score
Kapil Raj Finance Ltd BOM:539679
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kapil Raj Finance Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Kapil Raj Finance's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.283/164.2724*164.2724
=1.283

Current CPI (Mar. 2026) = 164.2724.

Kapil Raj Finance Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.000 105.961 0.000
201609 1.075 105.961 1.667
201612 0.000 105.196 0.000
201703 1.076 105.196 1.680
201706 0.000 107.109 0.000
201709 1.149 109.021 1.731
201712 0.000 109.404 0.000
201803 1.123 109.786 1.680
201806 0.000 111.317 0.000
201809 1.141 115.142 1.628
201812 0.000 115.142 0.000
201903 1.134 118.202 1.576
201906 0.000 120.880 0.000
201909 1.139 123.175 1.519
201912 0.000 126.235 0.000
202003 1.142 124.705 1.504
202006 0.000 127.000 0.000
202009 1.196 130.118 1.510
202012 0.000 130.889 0.000
202103 1.224 131.771 1.526
202106 1.207 134.084 1.479
202109 1.209 135.847 1.462
202112 1.209 138.161 1.437
202203 1.213 138.822 1.435
202206 1.207 142.347 1.393
202209 1.206 144.661 1.369
202212 0.000 145.763 0.000
202303 1.858 146.865 2.078
202306 0.000 150.280 0.000
202309 1.286 151.492 1.394
202312 0.000 152.924 0.000
202403 1.232 153.035 1.322
202406 0.000 155.789 0.000
202409 1.241 157.882 1.291
202412 0.000 158.323 0.000
202503 1.241 157.552 1.294
202506 0.000 159.755 0.000
202509 1.272 162.289 1.288
202512 0.000 163.281 0.000
202603 1.283 164.272 1.283

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ₹1.50 mean?
Kapil Raj Finance (BOM:539679) has a Cyclically Adjusted Book per Share of ₹1.50 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Kapil Raj Finance and its competitors.
Is Kapil Raj Finance's Cyclically Adjusted Book per Share too high?
Kapil Raj Finance's current Cyclically Adjusted Book per Share is ₹1.50. Overall, Kapil Raj Finance has a GF Score™ of 42/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kapil Raj Finance's Cyclically Adjusted Book per Share compare to V and MA?
Kapil Raj Finance's Cyclically Adjusted Book per Share of ₹1.50 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Kapil Raj Finance and its competitors. Kapil Raj Finance's current Cyclically Adjusted Book per Share is ₹1.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kapil Raj Finance stock overvalued right now?
Based on GuruFocus' analysis, Kapil Raj Finance (BOM:539679) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹6.03, compared to a current price of ₹1.64 — trading 72.8% below its estimated fair value. The current Cyclically Adjusted Book per Share is ₹1.50. Kapil Raj Finance's overall GF Score™ is 42/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Kapil Raj Finance (BOM:539679), the current Cyclically Adjusted Book per Share is ₹1.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kapil Raj Finance (BOM:539679) Overvalued in 2026?

Based on GuruFocus' analysis, Kapil Raj Finance stock appears to be undervalued. The current stock price of ₹1.64 is trading 72.8% below its estimated GF Value™ of ₹6.03. GuruFocus considers Kapil Raj Finance to be Significantly Undervalued.

Key valuation signals for BOM:539679:

  • Cyclically Adjusted Book per Share: ₹1.50
  • GF Value™: ₹6.03 vs. price of ₹1.64 (72.8% below fair value)
  • GF Score™: 42/100 with 2 warning signs

No single metric tells the full story. See the BOM:539679 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kapil Raj Finance Business Description

Address Carter Road 3, 501/502, Triveni kripa building, Opp Mota Amba Mata Mandir, Borivali (East), Mumbai, MH, IND, 400066
Kapil Raj Finance Ltd is involved in the business of financing to the industrial company and commercial enterprise. It operates within India.
42GF Score

Get the complete analysis for BOM:539679

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1.64
Price
₹6.03
GF Value