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The historical rank and industry rank for Kapil Raj Finance's ROE % or its related term are showing as below:
BOM:539679'
s ROE % Range Over the Past 10 Years
Min: -1.76 Med: 1.9 Max: 6.94
Current: 4
During the past 12 years, Kapil Raj Finance's highest ROE % was 6.94%. The lowest was -1.76%. And the median was 1.90%.
BOM:539679's ROE % is ranked worse than 58.76% of 531
companies
in the Credit Services industry
Industry Median: 6.67
vs BOM:539679: 4.00
Kapil Raj Finance (BOM:539679) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Kapil Raj Finance ROE % Related Terms
Kapil Raj Finance ROE % Historical Data
* Premium members only.
The historical data trend for Kapil Raj Finance's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Kapil Raj Finance's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kapil Raj Finance ROE % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Kapil Raj Finance's ROE % distribution charts can be found below:
* The bar in red indicates where Kapil Raj Finance's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Kapil Raj Finance (BOM:539679) has a ROE % of -2.07% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Kapil Raj Finance and its competitors. According to the industry distribution chart, Kapil Raj Finance ranks #312 out of 531 companies in the Credit Services industry, placing it in the top 58.8%.
Is Kapil Raj Finance's ROE % too high?
Kapil Raj Finance's current ROE % is -2.07%. Based on the distribution chart, Kapil Raj Finance ranks #312 out of 531 companies in the Credit Services industry, which is below the industry midpoint. Overall, Kapil Raj Finance has a GF Score™ of 42/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kapil Raj Finance's ROE % compare to V and MA?
According to the Credit Services industry distribution chart, Kapil Raj Finance ranks #312 out of 531 companies for ROE %. This places Kapil Raj Finance in the lower half of its industry. The industry median ROE % is 6.67. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Credit Services company?
The median ROE % among Credit Services companies is 6.67, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Kapil Raj Finance and its competitors. For the Credit Services industry, the median ROE % is 6.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kapil Raj Finance's current ROE % is -2.07%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kapil Raj Finance stock overvalued right now?
Based on GuruFocus' analysis, Kapil Raj Finance (BOM:539679) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹6.03, compared to a current price of ₹1.64 — trading 72.8% below its estimated fair value. The current ROE % is -2.07%. Kapil Raj Finance's overall GF Score™ is 42/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Kapil Raj Finance (BOM:539679), the current ROE % is -2.07% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kapil Raj Finance (BOM:539679) Overvalued in 2026?
Based on GuruFocus' analysis, Kapil Raj Finance stock appears to be undervalued.
The current stock price of ₹1.64 is trading 72.8% below its estimated GF Value™ of ₹6.03.
GuruFocus considers Kapil Raj Finance to be Significantly Undervalued.
Key valuation signals for BOM:539679:
ROE %: -2.07%
GF Value™: ₹6.03 vs. price of ₹1.64 (72.8% below fair value)
No single metric tells the full story. See the BOM:539679 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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