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Kapil Raj FinanceBOM:539679 -0.61%42 Days Payable is 985.50 as of Mar. 2026, which is 133% above its 10-year median of 423.14. GuruFocus rates BOM:539679 with a GF Score™ of 42/100 and a GF Value™ of ₹6.03 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 302 Credit Services companies, Kapil Raj Finance ranks better than 92.72% on this metric.
The historical rank and industry rank for Kapil Raj Finance's Days Payable or its related term are showing as below:
BOM:539679'
s Days Payable Range Over the Past 10 Years
Min: 78.44 Med: 423.14 Max: 798.18
Current: 798.18
During the past 12 years, Kapil Raj Finance's highest Days Payable was 798.18. The lowest was 78.44. And the median was 423.14.
BOM:539679's Days Payable is ranked better than 92.72% of 302
companies
in the Credit Services industry
Industry Median: 33.455
vs BOM:539679: 798.18
Kapil Raj Finance's Days Payable
increased
from Mar. 2025 (338.79) to Mar. 2026 (985.50).
It may suggest that Kapil Raj Financedelayed paying its suppliers.
Kapil Raj Finance Days Payable Related Terms
Kapil Raj Finance Days Payable Historical Data
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The historical data trend for Kapil Raj Finance's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Kapil Raj Finance's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kapil Raj Finance Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Kapil Raj Finance's Days Payable distribution charts can be found below:
* The bar in red indicates where Kapil Raj Finance's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Kapil Raj Finance's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kapil Raj Finance (BOM:539679) has a Days Payable of 985.50 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Kapil Raj Finance and its competitors. This is 133% above median its historical median of 423.14. Over the past decade, Kapil Raj Finance's Days Payable has ranged from 78.44 to 798.18. According to the industry distribution chart, Kapil Raj Finance ranks #22 out of 302 companies in the Credit Services industry, placing it in the top 7.3%.
Is Kapil Raj Finance's Days Payable too high?
Kapil Raj Finance's current Days Payable of 985.50 is 133% above median its 10-year median of 423.14. Over the past 10 years, this metric has ranged from a low of 78.44 to a high of 798.18. The Credit Services industry median Days Payable is 33.46. Kapil Raj Finance's value of 985.50 is 2845.7% above this industry median. Based on the distribution chart, Kapil Raj Finance ranks #22 out of 302 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Kapil Raj Finance has a GF Score™ of 42/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kapil Raj Finance's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Kapil Raj Finance ranks #22 out of 302 companies for Days Payable. This places Kapil Raj Finance in the top 7% of its industry — outperforming the majority of peers. The industry median Days Payable is 33.46. Kapil Raj Finance's value of 985.50 is 2845.7% above this benchmark. Historically, Kapil Raj Finance's own Days Payable has ranged from 78.44 to 798.18 over the past decade. While the company's 10-year median is 423.14 vs. the industry median of 33.46, Kapil Raj Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.46, based on 302 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kapil Raj Finance's current Days Payable of 985.50 is 2845.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Kapil Raj Finance and its competitors. For the Credit Services industry, the median Days Payable is 33.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kapil Raj Finance's current Days Payable is 985.50, which is 133% above median its own 10-year median of 423.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kapil Raj Finance stock overvalued right now?
Based on GuruFocus' analysis, Kapil Raj Finance (BOM:539679) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹6.03, compared to a current price of ₹1.64 — trading 72.8% below its estimated fair value. The current Days Payable is 985.50, which is 133% above median its 10-year median of 423.14 and 2845.7% above the Credit Services industry median of 33.46. Kapil Raj Finance's overall GF Score™ is 42/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Kapil Raj Finance (BOM:539679), the current Days Payable is 985.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kapil Raj Finance (BOM:539679) Overvalued in 2026?
Based on GuruFocus' analysis, Kapil Raj Finance stock appears to be undervalued.
The current stock price of ₹1.64 is trading 72.8% below its estimated GF Value™ of ₹6.03.
GuruFocus considers Kapil Raj Finance to be Significantly Undervalued.
Key valuation signals for BOM:539679:
Days Payable: 985.50 (133% above median its 10-year median of 423.14)
GF Value™: ₹6.03 vs. price of ₹1.64 (72.8% below fair value)
Industry Position: 2845.7% above the Credit Services median (#22 of 302)
No single metric tells the full story. See the BOM:539679 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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