Ringkjoebing Landbobank AS (CHIX:RILBAC) Cyclically Adjusted Book per Share: kr321.47 (As of Mar. 2026)


CHIX:RILBAC Ringkjoebing Landbobank AS CHIX:RILBAC
82 GF Score
Price kr1,569.50
GF Value kr1,398.65
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Ringkjoebing Landbobank AS Cyclically Adjusted Book per Share?

Ringkjoebing Landbobank AS CHIX:RILBAC +2.08% 82 Cyclically Adjusted Book per Share is kr321.47 as of Mar. 2026. GuruFocus rates CHIX:RILBAC with a GF Score™ of 82/100 and a GF Value™ of kr1,398.65 (Modestly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Ringkjoebing Landbobank AS's adjusted book value per share for the three months ended in Mar. 2026 was kr473.994. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is kr321.47 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Ringkjoebing Landbobank AS's average Cyclically Adjusted Book Growth Rate was 10.80% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 11.70% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 13.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Ringkjoebing Landbobank AS was 14.90% per year. The lowest was 11.70% per year. And the median was 13.60% per year.

As of today (2026-07-02), Ringkjoebing Landbobank AS's current stock price is kr1569.50. Ringkjoebing Landbobank AS's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was kr321.47. Ringkjoebing Landbobank AS's Cyclically Adjusted PB Ratio of today is 4.88.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Ringkjoebing Landbobank AS was 5.28. The lowest was 2.20. And the median was 3.93.


Ringkjoebing Landbobank AS  (CHIX:RILBAc) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Ringkjoebing Landbobank AS's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=1569.50/321.47
=4.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Ringkjoebing Landbobank AS was 5.28. The lowest was 2.20. And the median was 3.93.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Ringkjoebing Landbobank AS Cyclically Adjusted Book per Share Related Terms


Ringkjoebing Landbobank AS Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Ringkjoebing Landbobank AS's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ringkjoebing Landbobank AS Cyclically Adjusted Book per Share Chart

Ringkjoebing Landbobank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.55 0.60 235.01 282.55 316.13

Ringkjoebing Landbobank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 285.27 295.13 310.23 316.13 321.47

Ringkjoebing Landbobank AS Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Ringkjoebing Landbobank AS's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ringkjoebing Landbobank AS Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Ringkjoebing Landbobank AS's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Ringkjoebing Landbobank AS's Cyclically Adjusted PB Ratio falls into.


CHIX:RILBAC
82GF Score
Ringkjoebing Landbobank AS CHIX:RILBAC
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ringkjoebing Landbobank AS Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Ringkjoebing Landbobank AS's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=473.994/121.6800*121.6800
=473.994

Current CPI (Mar. 2026) = 121.6800.

Ringkjoebing Landbobank AS Quarterly Data

Book Value per Share CPI Adj_Book
201606 148.648 100.600 179.796
201609 153.947 100.200 186.949
201612 159.159 100.300 193.085
201703 157.941 101.200 189.904
201706 164.113 101.200 197.325
201709 170.023 101.800 203.226
201712 175.000 101.300 210.207
201803 173.860 101.700 208.017
201806 231.798 102.300 275.710
201809 236.955 102.400 281.569
201812 240.674 102.100 286.829
201903 238.551 102.900 282.088
201906 245.105 102.900 289.838
201909 253.370 102.900 299.612
201912 260.363 102.900 307.881
202003 253.881 103.300 299.054
202006 261.908 103.200 308.808
202009 271.271 103.500 318.920
202012 280.283 103.400 329.834
202103 281.254 104.300 328.121
202106 289.677 105.000 335.694
202109 298.733 105.800 343.571
202112 306.791 106.600 350.191
202203 307.680 109.900 340.660
202206 316.747 113.600 339.276
202209 324.565 116.400 339.288
202212 337.341 115.900 354.164
202303 340.924 117.300 353.654
202306 355.919 116.400 372.064
202309 372.751 117.400 386.340
202312 390.948 116.700 407.631
202403 395.581 118.400 406.540
202406 406.357 118.500 417.262
202409 420.220 118.900 430.045
202412 433.124 118.900 443.251
202503 437.371 120.200 442.756
202506 450.618 120.700 454.277
202509 462.869 121.600 463.174
202512 475.187 121.200 477.069
202603 473.994 121.680 473.994

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of kr321.47 mean?
Ringkjoebing Landbobank AS (CHIX:RILBAC) has a Cyclically Adjusted Book per Share of kr321.47 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Ringkjoebing Landbobank AS and its competitors.
Is Ringkjoebing Landbobank AS's Cyclically Adjusted Book per Share too high?
Ringkjoebing Landbobank AS's current Cyclically Adjusted Book per Share is kr321.47. Overall, Ringkjoebing Landbobank AS has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ringkjoebing Landbobank AS's Cyclically Adjusted Book per Share compare to competitors?
Ringkjoebing Landbobank AS's Cyclically Adjusted Book per Share of kr321.47 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Ringkjoebing Landbobank AS and its competitors. Ringkjoebing Landbobank AS's current Cyclically Adjusted Book per Share is kr321.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ringkjoebing Landbobank AS stock overvalued right now?
Based on GuruFocus' analysis, Ringkjoebing Landbobank AS (CHIX:RILBAC) is currently considered Modestly Overvalued. The stock's GF Value™ is kr1,398.65, compared to a current price of kr1,569.50 — trading 12.2% above its estimated fair value. The current Cyclically Adjusted Book per Share is kr321.47. Ringkjoebing Landbobank AS's overall GF Score™ is 82/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Ringkjoebing Landbobank AS (CHIX:RILBAC), the current Cyclically Adjusted Book per Share is kr321.47 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ringkjoebing Landbobank AS (CHIX:RILBAC) Overvalued in 2026?

Based on GuruFocus' analysis, Ringkjoebing Landbobank AS stock appears to be overvalued. The current stock price of kr1,569.50 is trading 12.2% above its estimated GF Value™ of kr1,398.65. GuruFocus considers Ringkjoebing Landbobank AS to be Modestly Overvalued.

Key valuation signals for CHIX:RILBAC:

  • Cyclically Adjusted Book per Share: kr321.47
  • GF Value™: kr1,398.65 vs. price of kr1,569.50 (12.2% above fair value)
  • GF Score™: 82/100 with 7 warning signs

No single metric tells the full story. See the CHIX:RILBAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ringkjoebing Landbobank AS Business Description

Address Torvet 1, Ringkobing, DNK, 6950
Ringkjoebing Landbobank AS operates as a universal bank serving retail, private, corporate, and SME clients mainly in Jutland, with online banking nationwide. It offers deposits, loans, mortgages, pensions, investments, insurance, and leasing in Denmark. The majority of the bank's income is derived from net interest income. Maximum of the bank's net fees, commissions, and foreign exchange income are derived from asset management, followed by guarantee commissions, securities trading, and custody accounts. The services offered are Online banking, Mobile banking, MasterCard, MobilePay, Currency calculator, Block card, MitID etc.
82GF Score

Get the complete analysis for CHIX:RILBAC

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr1,569.50
Price
kr1,398.65
GF Value