Ringkjoebing Landbobank AS (CHIX:RILBAC) E10: kr54.21 (As of Mar. 2026)


CHIX:RILBAC Ringkjoebing Landbobank AS CHIX:RILBAC
83 GF Score
Price kr1,537.50
GF Value kr1,397.05
Valuation Fairly Valued
! 7 Warning Signs
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What is Ringkjoebing Landbobank AS E10?

Ringkjoebing Landbobank AS CHIX:RILBAC 83 E10 is kr54.21 as of Mar. 2026. GuruFocus rates CHIX:RILBAC with a GF Score™ of 83/100 and a GF Value™ of kr1,397.05 (Fairly Valued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Ringkjoebing Landbobank AS's adjusted earnings per share data for the three months ended in Mar. 2026 was kr23.630. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is kr54.21 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Ringkjoebing Landbobank AS's average E10 Growth Rate was 16.20% per year. During the past 3 years, the average E10 Growth Rate was 20.50% per year. During the past 5 years, the average E10 Growth Rate was 21.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Ringkjoebing Landbobank AS was 23.30% per year. The lowest was 14.30% per year. And the median was 20.50% per year.

As of today (2026-06-27), Ringkjoebing Landbobank AS's current stock price is kr1537.50. Ringkjoebing Landbobank AS's E10 for the quarter that ended in Mar. 2026 was kr54.21. Ringkjoebing Landbobank AS's Shiller PE Ratio of today is 28.36.

During the past 13 years, the highest Shiller PE Ratio of Ringkjoebing Landbobank AS was 39.90. The lowest was 18.50. And the median was 28.24.


Ringkjoebing Landbobank AS  (CHIX:RILBAc) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Ringkjoebing Landbobank AS's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=1537.50/54.21
=28.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Ringkjoebing Landbobank AS was 39.90. The lowest was 18.50. And the median was 28.24.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Ringkjoebing Landbobank AS E10 Related Terms


Ringkjoebing Landbobank AS E10 Historical Data

* Premium members only.

The historical data trend for Ringkjoebing Landbobank AS's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ringkjoebing Landbobank AS E10 Chart

Ringkjoebing Landbobank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.07 0.08 34.10 44.29 52.36

Ringkjoebing Landbobank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 45.88 47.91 50.93 52.36 54.21

Ringkjoebing Landbobank AS E10 Competitor Comparison

For the Banks - Regional subindustry, Ringkjoebing Landbobank AS's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ringkjoebing Landbobank AS Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Ringkjoebing Landbobank AS's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Ringkjoebing Landbobank AS's Shiller PE Ratio falls into.


CHIX:RILBAC
83GF Score
Ringkjoebing Landbobank AS CHIX:RILBAC
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ringkjoebing Landbobank AS E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Ringkjoebing Landbobank AS's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=23.63/121.2000*121.2000
=23.630

Current CPI (Mar. 2026) = 121.2000.

Ringkjoebing Landbobank AS Quarterly Data

per share eps CPI Adj_EPS
201606 6.100 100.600 7.349
201609 6.102 100.200 7.381
201612 5.992 100.300 7.241
201703 6.909 101.200 8.274
201706 6.911 101.200 8.277
201709 6.687 101.800 7.961
201712 5.539 101.300 6.627
201803 10.300 101.700 12.275
201806 3.399 102.300 4.027
201809 5.962 102.400 7.057
201812 4.364 102.100 5.180
201903 8.704 102.900 10.252
201906 7.482 102.900 8.813
201909 9.343 102.900 11.005
201912 7.578 102.900 8.926
202003 5.400 103.300 6.336
202006 7.841 103.200 9.209
202009 9.357 103.500 10.957
202012 9.007 103.400 10.558
202103 9.745 104.300 11.324
202106 10.078 105.000 11.633
202109 10.490 105.800 12.017
202112 12.448 106.600 14.153
202203 12.679 109.900 13.983
202206 12.383 113.600 13.211
202209 11.862 116.400 12.351
202212 16.643 115.900 17.404
202303 16.320 117.300 16.863
202306 18.980 116.400 19.763
202309 20.360 117.400 21.019
202312 22.480 116.700 23.347
202403 23.170 118.400 23.718
202406 21.540 118.500 22.031
202409 22.720 118.900 23.159
202412 20.710 118.900 21.111
202503 24.310 120.200 24.512
202506 21.850 120.700 21.941
202509 22.811 121.600 22.736
202512 22.880 121.200 22.880
202603 23.630 121.200 23.630

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of kr54.21 mean?
Ringkjoebing Landbobank AS (CHIX:RILBAC) has a E10 of kr54.21 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Ringkjoebing Landbobank AS and its competitors.
Is Ringkjoebing Landbobank AS's E10 too high?
Ringkjoebing Landbobank AS's current E10 is kr54.21. Overall, Ringkjoebing Landbobank AS has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ringkjoebing Landbobank AS's E10 compare to competitors?
Ringkjoebing Landbobank AS's E10 of kr54.21 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Ringkjoebing Landbobank AS and its competitors. Ringkjoebing Landbobank AS's current E10 is kr54.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ringkjoebing Landbobank AS stock overvalued right now?
Based on GuruFocus' analysis, Ringkjoebing Landbobank AS (CHIX:RILBAC) is currently considered Fairly Valued. The stock's GF Value™ is kr1,397.05, compared to a current price of kr1,537.50 — trading 10.1% above its estimated fair value. The current E10 is kr54.21. Ringkjoebing Landbobank AS's overall GF Score™ is 83/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Ringkjoebing Landbobank AS (CHIX:RILBAC), the current E10 is kr54.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ringkjoebing Landbobank AS (CHIX:RILBAC) Overvalued in 2026?

Based on GuruFocus' analysis, Ringkjoebing Landbobank AS stock appears to be overvalued. The current stock price of kr1,537.50 is trading 10.1% above its estimated GF Value™ of kr1,397.05. GuruFocus considers Ringkjoebing Landbobank AS to be Fairly Valued.

Key valuation signals for CHIX:RILBAC:

  • E10: kr54.21
  • GF Value™: kr1,397.05 vs. price of kr1,537.50 (10.1% above fair value)
  • GF Score™: 83/100 with 7 warning signs

No single metric tells the full story. See the CHIX:RILBAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ringkjoebing Landbobank AS Business Description

Address Torvet 1, Ringkobing, DNK, 6950
Ringkjoebing Landbobank AS operates as a universal bank serving retail, private, corporate, and SME clients mainly in Jutland, with online banking nationwide. It offers deposits, loans, mortgages, pensions, investments, insurance, and leasing in Denmark. The majority of the bank's income is derived from net interest income. Maximum of the bank's net fees, commissions, and foreign exchange income are derived from asset management, followed by guarantee commissions, securities trading, and custody accounts. The services offered are Online banking, Mobile banking, MasterCard, MobilePay, Currency calculator, Block card, MitID etc.
83GF Score

Get the complete analysis for CHIX:RILBAC

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr1,537.50
Price
kr1,397.05
GF Value