Ringkjoebing Landbobank AS (CHIX:RILBAC) Margin of Safety % (DCF Earnings Based): 55.64% (As of Jun. 25, 2026)


CHIX:RILBAC Ringkjoebing Landbobank AS CHIX:RILBAC
83 GF Score
Price kr1,537.50
GF Value kr1,420.76
Valuation Fairly Valued
! 7 Warning Signs
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What is Ringkjoebing Landbobank AS Margin of Safety % (DCF Earnings Based)?

Ringkjoebing Landbobank AS CHIX:RILBAC +2.84% 83 Margin of Safety % (DCF Earnings Based) is 55.64% as of Jun. 25, 2026. GuruFocus rates CHIX:RILBAC with a GF Score™ of 83/100 and a GF Value™ of kr1,420.76 (Fairly Valued). The stock has 7 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-25), Ringkjoebing Landbobank AS's Predictability Rank is 5-Stars. Ringkjoebing Landbobank AS's intrinsic value calculated from the Discounted Earnings model is kr3466.00 and current share price is kr1537.50. Consequently,

Ringkjoebing Landbobank AS's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 55.64%.

Ringkjoebing Landbobank AS Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, Ringkjoebing Landbobank AS's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ringkjoebing Landbobank AS Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Ringkjoebing Landbobank AS's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Ringkjoebing Landbobank AS's Margin of Safety % (DCF Earnings Based) falls into.


CHIX:RILBAC
83GF Score
Ringkjoebing Landbobank AS CHIX:RILBAC
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Ringkjoebing Landbobank AS Margin of Safety % (DCF Earnings Based) Calculation

Ringkjoebing Landbobank AS's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(3466.00-1537.50)/3466.00
=55.64 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 55.64% mean?
Ringkjoebing Landbobank AS (CHIX:RILBAC) has a Margin of Safety % (DCF Earnings Based) of 55.64% as of Jun. 25, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Ringkjoebing Landbobank AS.
Is Ringkjoebing Landbobank AS's Margin of Safety % (DCF Earnings Based) too high?
Ringkjoebing Landbobank AS's current Margin of Safety % (DCF Earnings Based) is 55.64%. Overall, Ringkjoebing Landbobank AS has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ringkjoebing Landbobank AS's Margin of Safety % (DCF Earnings Based) compare to competitors?
Ringkjoebing Landbobank AS's Margin of Safety % (DCF Earnings Based) of 55.64% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Ringkjoebing Landbobank AS. Ringkjoebing Landbobank AS's current Margin of Safety % (DCF Earnings Based) is 55.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ringkjoebing Landbobank AS stock overvalued right now?
Based on GuruFocus' analysis, Ringkjoebing Landbobank AS (CHIX:RILBAC) is currently considered Fairly Valued. The stock's GF Value™ is kr1,420.76, compared to a current price of kr1,537.50 — trading 8.2% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 55.64%. Ringkjoebing Landbobank AS's overall GF Score™ is 83/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Ringkjoebing Landbobank AS (CHIX:RILBAC), the current Margin of Safety % (DCF Earnings Based) is 55.64% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ringkjoebing Landbobank AS (CHIX:RILBAC) Overvalued in 2026?

Based on GuruFocus' analysis, Ringkjoebing Landbobank AS stock appears to be overvalued. The current stock price of kr1,537.50 is trading 8.2% above its estimated GF Value™ of kr1,420.76. GuruFocus considers Ringkjoebing Landbobank AS to be Fairly Valued.

Key valuation signals for CHIX:RILBAC:

  • Margin of Safety % (DCF Earnings Based): 55.64%
  • GF Value™: kr1,420.76 vs. price of kr1,537.50 (8.2% above fair value)
  • GF Score™: 83/100 with 7 warning signs

No single metric tells the full story. See the CHIX:RILBAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ringkjoebing Landbobank AS Business Description

Address Torvet 1, Ringkobing, DNK, 6950
Ringkjoebing Landbobank AS operates as a universal bank serving retail, private, corporate, and SME clients mainly in Jutland, with online banking nationwide. It offers deposits, loans, mortgages, pensions, investments, insurance, and leasing in Denmark. The majority of the bank's income is derived from net interest income. Maximum of the bank's net fees, commissions, and foreign exchange income are derived from asset management, followed by guarantee commissions, securities trading, and custody accounts. The services offered are Online banking, Mobile banking, MasterCard, MobilePay, Currency calculator, Block card, MitID etc.
83GF Score

Get the complete analysis for CHIX:RILBAC

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr1,537.50
Price
kr1,420.76
GF Value