The historical rank and industry rank for Ringkjoebing Landbobank AS's Net Margin % or its related term are showing as below:
CHIX:RILBAc'
s Net Margin % Range Over the Past 10 Years
Min: 40.68 Med: 53 Max: 56.35
Current: 55.72
CHIX:RILBAc's Net Margin % is ranked better than 96.33% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs CHIX:RILBAc: 55.72
Ringkjoebing Landbobank AS (CHIX:RILBAc) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Ringkjoebing Landbobank AS Net Margin % Related Terms
Ringkjoebing Landbobank AS Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ringkjoebing Landbobank AS Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Ringkjoebing Landbobank AS's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ringkjoebing Landbobank AS Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Ringkjoebing Landbobank AS's Net Margin % distribution charts can be found below:
* The bar in red indicates where Ringkjoebing Landbobank AS's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ringkjoebing Landbobank AS (CHIX:RILBAC) has a Net Margin % of 56.71% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Ringkjoebing Landbobank AS and its competitors. This is near median its historical median of 53.00. Over the past decade, Ringkjoebing Landbobank AS's Net Margin % has ranged from 40.68 to 56.35. According to the industry distribution chart, Ringkjoebing Landbobank AS ranks #56 out of 1526 companies in the Banks industry, placing it in the top 3.7%.
Is Ringkjoebing Landbobank AS's Net Margin % too high?
Ringkjoebing Landbobank AS's current Net Margin % of 56.71% is near median its 10-year median of 53.00. Over the past 10 years, this metric has ranged from a low of 40.68 to a high of 56.35. The Banks industry median Net Margin % is 26.97. Ringkjoebing Landbobank AS's value of 56.71% is 110.3% above this industry median. Based on the distribution chart, Ringkjoebing Landbobank AS ranks #56 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Ringkjoebing Landbobank AS has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ringkjoebing Landbobank AS's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Ringkjoebing Landbobank AS ranks #56 out of 1526 companies for Net Margin %. This places Ringkjoebing Landbobank AS in the top 4% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.97. Ringkjoebing Landbobank AS's value of 56.71% is 110.3% above this benchmark. Historically, Ringkjoebing Landbobank AS's own Net Margin % has ranged from 40.68 to 56.35 over the past decade. While the company's 10-year median is 53.00 vs. the industry median of 26.97, Ringkjoebing Landbobank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ringkjoebing Landbobank AS's current Net Margin % of 56.71% is 110.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Ringkjoebing Landbobank AS and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ringkjoebing Landbobank AS's current Net Margin % is 56.71%, which is near median its own 10-year median of 53.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ringkjoebing Landbobank AS stock overvalued right now?
Based on GuruFocus' analysis, Ringkjoebing Landbobank AS (CHIX:RILBAC) is currently considered Fairly Valued. The stock's GF Value™ is kr1,420.76, compared to a current price of kr1,537.50 — trading 8.2% above its estimated fair value. The current Net Margin % is 56.71%, which is near median its 10-year median of 53.00 and 110.3% above the Banks industry median of 26.97. Ringkjoebing Landbobank AS's overall GF Score™ is 83/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Ringkjoebing Landbobank AS (CHIX:RILBAC), the current Net Margin % is 56.71% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ringkjoebing Landbobank AS (CHIX:RILBAC) Overvalued in 2026?
Based on GuruFocus' analysis, Ringkjoebing Landbobank AS stock appears to be overvalued.
The current stock price of kr1,537.50 is trading 8.2% above its estimated GF Value™ of kr1,420.76.
GuruFocus considers Ringkjoebing Landbobank AS to be Fairly Valued.
Key valuation signals for CHIX:RILBAC:
Net Margin %: 56.71% (near median its 10-year median of 53.00)
GF Value™: kr1,420.76 vs. price of kr1,537.50 (8.2% above fair value)
Industry Position: 110.3% above the Banks median (#56 of 1526)
No single metric tells the full story. See the CHIX:RILBAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ringkjoebing Landbobank AS operates as a universal bank serving retail, private, corporate, and SME clients mainly in Jutland, with online banking nationwide. It offers deposits, loans, mortgages, pensions, investments, insurance, and leasing in Denmark. The majority of the bank's income is derived from net interest income. Maximum of the bank's net fees, commissions, and foreign exchange income are derived from asset management, followed by guarantee commissions, securities trading, and custody accounts. The services offered are Online banking, Mobile banking, MasterCard, MobilePay, Currency calculator, Block card, MitID etc.
83GF Score
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