CIBH (CIB Marine Bancshares) Cyclically Adjusted Book per Share: $65.53 (As of Mar. 2026)

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CIBH CIB Marine Bancshares Inc CIBH
53 GF Score
Price $44.25
GF Value $29.55
Valuation Significantly Overvalued
! 7 Warning Signs
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What is CIB Marine Bancshares Cyclically Adjusted Book per Share?

CIB Marine Bancshares CIBH 53 Cyclically Adjusted Book per Share is $65.53 as of Mar. 2026. GuruFocus rates CIBH with a GF Score™ of 53/100 and a GF Value™ of $29.55 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

CIB Marine Bancshares's adjusted book value per share for the three months ended in Mar. 2026 was $61.101. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $65.53 for the trailing ten years ended in Mar. 2026.

During the past 12 months, CIB Marine Bancshares's average Cyclically Adjusted Book Growth Rate was 12.60% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 14.90% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 14.40% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was -0.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of CIB Marine Bancshares was 16.80% per year. The lowest was -15.00% per year. And the median was -6.40% per year.

As of today (2026-09-17), CIB Marine Bancshares's current stock price is $44.25. CIB Marine Bancshares's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $65.53. CIB Marine Bancshares's Cyclically Adjusted PB Ratio of today is 0.68.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of CIB Marine Bancshares was 1.12. The lowest was 0.32. And the median was 0.60.


CIB Marine Bancshares  (OTCPK:CIBH) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

CIB Marine Bancshares's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=44.25/65.532
=0.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of CIB Marine Bancshares was 1.12. The lowest was 0.32. And the median was 0.60.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


CIB Marine Bancshares Cyclically Adjusted Book per Share Related Terms


CIB Marine Bancshares Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for CIB Marine Bancshares's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CIB Marine Bancshares Cyclically Adjusted Book per Share Chart

CIB Marine Bancshares Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.08 33.13 38.81 43.80 48.96

CIB Marine Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 59.31 60.85 62.31 65.53 67.29

CIBH vs NIDB, FFWC, DENI: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, CIB Marine Bancshares's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CIB Marine Bancshares Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, CIB Marine Bancshares's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where CIB Marine Bancshares's Cyclically Adjusted PB Ratio falls into.


CIBH
53GF Score
CIB Marine Bancshares Inc CIBH
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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CIB Marine Bancshares Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, CIB Marine Bancshares's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=61.101/330.2130*330.2130
=61.101

Current CPI (Mar. 2026) = 330.2130.

CIB Marine Bancshares Quarterly Data

Book Value per Share CPI Adj_Book
201512 12.064 236.525 16.843
201606 15.108 241.018 20.699
201609 15.793 241.428 21.601
201612 15.321 241.432 20.955
201703 16.393 243.801 22.203
201706 17.564 244.955 23.677
201709 18.618 246.819 24.909
201712 38.023 246.524 50.931
201803 38.305 249.554 50.686
201806 80.490 251.989 105.476
201809 73.609 252.439 96.287
201812 42.466 251.233 55.816
201903 43.676 254.202 56.736
201906 44.932 256.143 57.925
201909 77.817 256.759 100.079
201912 44.953 256.974 57.765
202003 79.273 258.115 101.416
202006 76.736 257.797 98.291
202009 79.848 260.280 101.302
202012 52.350 260.474 66.366
202103 82.456 264.877 102.795
202106 83.324 271.696 101.270
202109 56.198 274.310 67.651
202112 56.490 278.802 66.907
202203 69.574 287.504 79.909
202206 71.684 296.311 79.886
202209 52.285 296.808 58.170
202212 53.225 296.797 59.218
202303 68.073 301.836 74.473
202306 68.286 305.109 73.904
202309 67.827 307.789 72.769
202312 53.372 306.746 57.455
202403 69.275 312.332 73.241
202406 72.464 314.175 76.163
202409 75.191 315.301 78.747
202412 57.384 315.605 60.040
202503 58.377 319.799 60.278
202506 59.349 322.561 60.757
202509 60.305 324.800 61.310
202603 61.101 330.213 61.101

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $65.53 mean?
CIB Marine Bancshares (CIBH) has a Cyclically Adjusted Book per Share of $65.53 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on CIB Marine Bancshares and its competitors.
Is CIB Marine Bancshares' Cyclically Adjusted Book per Share too high?
CIB Marine Bancshares' current Cyclically Adjusted Book per Share is $65.53. Overall, CIB Marine Bancshares has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CIB Marine Bancshares' Cyclically Adjusted Book per Share compare to NIDB and FFWC?
CIB Marine Bancshares' Cyclically Adjusted Book per Share of $65.53 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on CIB Marine Bancshares and its competitors. CIB Marine Bancshares's current Cyclically Adjusted Book per Share is $65.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIB Marine Bancshares stock overvalued right now?
Based on GuruFocus' analysis, CIB Marine Bancshares (CIBH) is currently considered Significantly Overvalued. The stock's GF Value™ is $29.55, compared to a current price of $44.25 — trading 49.7% above its estimated fair value. The current Cyclically Adjusted Book per Share is $65.53. CIB Marine Bancshares' overall GF Score™ is 53/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For CIB Marine Bancshares (CIBH), the current Cyclically Adjusted Book per Share is $65.53 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CIB Marine Bancshares (CIBH) Overvalued in 2026?

Based on GuruFocus' analysis, CIB Marine Bancshares stock appears to be overvalued. The current stock price of $44.25 is trading 49.7% above its estimated GF Value™ of $29.55. GuruFocus considers CIB Marine Bancshares to be Significantly Overvalued.

Key valuation signals for CIBH:

  • Cyclically Adjusted Book per Share: $65.53
  • GF Value™: $29.55 vs. price of $44.25 (49.7% above fair value)
  • GF Score™: 53/100 with 7 warning signs

No single metric tells the full story. See the CIBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CIB Marine Bancshares Business Description

Address 19601 West Bluemound Road, Brookfield, WI, USA, 53045
CIB Marine Bancshares Inc is a financial service holding company. It provides a full range of banking and related services through its banking subsidiary. The primary sources of revenue are predominantly from loans to small and middle-market business customers, investments in securities, and mortgage banking activity. The Bank also offers a range of deposits and other financial products to its customers. Its offices and, generally, customers are in the central and northeastern Illinois, Milwaukee, and Indianapolis markets.
53GF Score

Get the complete analysis for CIBH

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$44.25
Price
$29.55
GF Value