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CIB Marine BancsharesCIBH -0.79%40 Owner Earnings per Share (TTM) is 0.00 as of Jun. 2026. GuruFocus rates CIBH with a GF Score™ of 40/100. The stock has 7 warning signs investors should review. Among 1,041 Banks companies, CIB Marine Bancshares ranks worse than 96061.38% on this metric.
"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."
CIB Marine Bancshares does not have enough data to calculate Owner Earnings per Share (TTM), so as Price-to-Owner-Earnings ratio.
The historical rank and industry rank for CIB Marine Bancshares's Owner Earnings per Share (TTM) or its related term are showing as below:
CIBH's Price-to-Owner-Earnings is not ranked *
in the Banks industry.
Industry Median: 10.58 * Ranked among companies with meaningful Price-to-Owner-Earnings only.
Assumption: Companies usually do not report maintenance capital expenditures and growth capital expenditures separately. Here we use estimated numbers and average them over 5 years. The method to estimate maintenance capital expenditures can be found in above part 4.
Note: GuruFocus' Change In Working Capital is provided by Morningstar. It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement from original financial report. And it includes non-current parts of assets and liabilities.
CIB Marine Bancshares Owner Earnings per Share (TTM) Related Terms
CIB Marine Bancshares Owner Earnings per Share (TTM) Historical Data
* Premium members only.
The historical data trend for CIB Marine Bancshares's Owner Earnings per Share (TTM) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CIB Marine Bancshares Owner Earnings per Share (TTM) Chart
CIBH vs BBBK, NIDB, INFT: Owner Earnings per Share (TTM) Comparison
For the Banks - Regional subindustry, CIB Marine Bancshares's Price-to-Owner-Earnings, along with its competitors' market caps and Price-to-Owner-Earnings data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CIB Marine Bancshares Price-to-Owner-Earnings vs Banks Industry
For the Banks industry and Financial Services sector, CIB Marine Bancshares's Price-to-Owner-Earnings distribution charts can be found below:
* The bar in red indicates where CIB Marine Bancshares's Price-to-Owner-Earnings falls into.
"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume. (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."
What does a Owner Earnings per Share (TTM) of 0.00 mean?
CIB Marine Bancshares (CIBH) has a Owner Earnings per Share (TTM) of 0.00 as of Jun. 2026. Warren Buffett defined owner earnings as reported earnings plus depreciation less average maintenance capital expenditure. View historical data on CIB Marine Bancshares. Over the past decade, CIB Marine Bancshares' Owner Earnings per Share (TTM) has ranged from 1.02 to 48.29. According to the industry distribution chart, CIB Marine Bancshares ranks #999999 out of 1041 companies in the Banks industry.
Is CIB Marine Bancshares' Owner Earnings per Share (TTM) too high?
CIB Marine Bancshares' current Owner Earnings per Share (TTM) is 0.00. Over the past 10 years, this metric has ranged from a low of 1.02 to a high of 48.29. Based on the distribution chart, CIB Marine Bancshares ranks #999999 out of 1041 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, CIB Marine Bancshares has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does CIB Marine Bancshares' Owner Earnings per Share (TTM) compare to BBBK and NIDB?
According to the Banks industry distribution chart, CIB Marine Bancshares ranks #999999 out of 1041 companies for Owner Earnings per Share (TTM). This places CIB Marine Bancshares in the lower half of its industry. The industry median Owner Earnings per Share (TTM) is 10.58. Historically, CIB Marine Bancshares' own Owner Earnings per Share (TTM) has ranged from 1.02 to 48.29 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Owner Earnings per Share (TTM) for a Banks company?
The median Owner Earnings per Share (TTM) among Banks companies is 10.58, based on 1,041 companies in the industry. Companies in the top quartile (top 25%) have a Owner Earnings per Share (TTM) significantly above this median, while those in the bottom quartile fall well below. However, Owner Earnings per Share (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Owner Earnings per Share (TTM) mean?
A high Owner Earnings per Share (TTM) can signal that a stock is expensive relative to its fundamentals. Warren Buffett defined owner earnings as reported earnings plus depreciation less average maintenance capital expenditure. View historical data on CIB Marine Bancshares. For the Banks industry, the median Owner Earnings per Share (TTM) is 10.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CIB Marine Bancshares's current Owner Earnings per Share (TTM) is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIB Marine Bancshares stock overvalued right now?
CIB Marine Bancshares (CIBH) has a current Owner Earnings per Share (TTM) of 0.00. The current Owner Earnings per Share (TTM) is 0.00. CIB Marine Bancshares' overall GF Score™ is 40/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Owner Earnings per Share (TTM) calculated?
Owner Earnings per Share (TTM) is calculated from a company's financial statements. For CIB Marine Bancshares (CIBH), the current Owner Earnings per Share (TTM) is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
CIB Marine Bancshares Inc is a financial service holding company. It provides a full range of banking and related services through its banking subsidiary. The primary sources of revenue are predominantly from loans to small and middle-market business customers, investments in securities, and mortgage banking activity. The Bank also offers a range of deposits and other financial products to its customers. Its offices and, generally, customers are in the central and northeastern Illinois, Milwaukee, and Indianapolis markets.
40GF Score
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