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During the past 12 months, CIB Marine Bancshares's average EPS without NRI Growth Rate was -46.40% per year.
During the past 3 years, the average EPS without NRI Growth Rate was -4.70% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 2.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of CIB Marine Bancshares was 322.70% per year. The lowest was -53.90% per year. And the median was 17.10% per year.
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
CIB Marine Bancshares 3-Year EPS without NRI Growth Rate Related Terms
CIBH vs NIDB, FFWC, DENI: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, CIB Marine Bancshares's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CIB Marine Bancshares 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, CIB Marine Bancshares's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where CIB Marine Bancshares's 3-Year EPS without NRI Growth Rate falls into.
CIB Marine Bancshares 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of -4.70% mean?
CIB Marine Bancshares (CIBH) has a 3-Year EPS without NRI Growth Rate of -4.70% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for CIB Marine Bancshares and its competitors. According to the industry distribution chart, CIB Marine Bancshares ranks #1127 out of 1401 companies in the Banks industry, placing it in the top 80.4%.
Is CIB Marine Bancshares' 3-Year EPS without NRI Growth Rate too high?
CIB Marine Bancshares' current 3-Year EPS without NRI Growth Rate is -4.70%. Based on the distribution chart, CIB Marine Bancshares ranks #1127 out of 1401 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, CIB Marine Bancshares has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CIB Marine Bancshares' 3-Year EPS without NRI Growth Rate compare to NIDB and FFWC?
According to the Banks industry distribution chart, CIB Marine Bancshares ranks #1127 out of 1401 companies for 3-Year EPS without NRI Growth Rate. This places CIB Marine Bancshares in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.60, based on 1,401 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for CIB Marine Bancshares and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CIB Marine Bancshares's current 3-Year EPS without NRI Growth Rate is -4.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIB Marine Bancshares stock overvalued right now?
Based on GuruFocus' analysis, CIB Marine Bancshares (CIBH) is currently considered Significantly Overvalued. The stock's GF Value™ is $32.87, compared to a current price of $44.76 — trading 36.2% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is -4.70%. CIB Marine Bancshares' overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For CIB Marine Bancshares (CIBH), the current 3-Year EPS without NRI Growth Rate is -4.70% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CIB Marine Bancshares (CIBH) Overvalued in 2026?
Based on GuruFocus' analysis, CIB Marine Bancshares stock appears to be overvalued.
The current stock price of $44.76 is trading 36.2% above its estimated GF Value™ of $32.87.
GuruFocus considers CIB Marine Bancshares to be Significantly Overvalued.
Key valuation signals for CIBH:
3-Year EPS without NRI Growth Rate: -4.70%
GF Value™: $32.87 vs. price of $44.76 (36.2% above fair value)
No single metric tells the full story. See the CIBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CIB Marine Bancshares Inc. is a bank holding company headquartered in Illinois that operates through its subsidiary, CIBM Bank. The company provides commercial and retail banking services, including commercial loans, commercial real estate lending, residential mortgage loans, and consumer banking products, along with a range of deposit accounts such as checking, savings, money market, and certificates of deposit. It serves small and middle-market businesses, professionals, and individual customers. The company operates through Banking and Mortgage Banking segments, with the Banking segment generating the majority of revenue. Its primary revenue sources are net interest income from loans and securities investments, along with fee income from mortgage banking activities. Its branches and customers are concentrated in central and northeastern Illinois, the Milwaukee area, and the Indianapolis market.
55GF Score
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