DCOM (Dime Commercial Bancshares) Cyclically Adjusted Book per Share: $27.29 (As of Jun. 2026)

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DCOM Dime Commercial Bancshares Inc DCOM
58 GF Score
Price $41.09
GF Value $36.46
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Dime Commercial Bancshares Cyclically Adjusted Book per Share?

Dime Commercial Bancshares DCOM -1.06% 58 Cyclically Adjusted Book per Share is $27.29 as of Jun. 2026. GuruFocus rates DCOM with a GF Score™ of 58/100 and a GF Value™ of $36.46 (Modestly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Dime Commercial Bancshares's adjusted book value per share for the three months ended in Jun. 2026 was $31.792. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $27.29 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Dime Commercial Bancshares's average Cyclically Adjusted Book Growth Rate was 8.40% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 8.80% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 11.20% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 10.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Dime Commercial Bancshares was 13.40% per year. The lowest was 4.00% per year. And the median was 5.80% per year.

As of today (2026-08-07), Dime Commercial Bancshares's current stock price is $41.09. Dime Commercial Bancshares's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was $27.29. Dime Commercial Bancshares's Cyclically Adjusted PB Ratio of today is 1.51.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Dime Commercial Bancshares was 3.45. The lowest was 0.76. And the median was 1.74.


Dime Commercial Bancshares  (NYSE:DCOM) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Dime Commercial Bancshares's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=41.09/27.29
=1.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Dime Commercial Bancshares was 3.45. The lowest was 0.76. And the median was 1.74.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Dime Commercial Bancshares Cyclically Adjusted Book per Share Related Terms


Dime Commercial Bancshares Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Dime Commercial Bancshares's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dime Commercial Bancshares Cyclically Adjusted Book per Share Chart

Dime Commercial Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.66 20.10 22.08 24.01 25.92

Dime Commercial Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.17 25.66 25.92 26.70 27.29

DCOM vs BY, HOPE, OCFC: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Dime Commercial Bancshares's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dime Commercial Bancshares Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Dime Commercial Bancshares's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Dime Commercial Bancshares's Cyclically Adjusted PB Ratio falls into.


DCOM
58GF Score
Dime Commercial Bancshares Inc DCOM
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dime Commercial Bancshares Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Dime Commercial Bancshares's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=31.792/333.9520*333.9520
=31.792

Current CPI (Jun. 2026) = 333.9520.

Dime Commercial Bancshares Quarterly Data

Book Value per Share CPI Adj_Book
201609 14.790 241.428 20.458
201612 15.112 241.432 20.903
201703 15.258 243.801 20.900
201706 15.407 244.955 21.005
201709 15.660 246.819 21.188
201712 15.996 246.524 21.669
201803 16.219 249.554 21.704
201806 16.374 251.989 21.700
201809 16.486 252.439 21.809
201812 16.687 251.233 22.181
201903 16.832 254.202 22.113
201906 16.962 256.143 22.115
201909 16.937 256.759 22.029
201912 16.975 256.974 22.060
202003 16.928 258.115 21.902
202006 17.074 257.797 22.118
202009 17.476 260.280 22.423
202012 29.605 260.474 37.956
202103 25.430 264.877 32.062
202106 26.426 271.696 32.481
202109 26.638 274.310 32.430
202112 26.984 278.802 32.322
202203 26.323 287.504 30.576
202206 26.412 296.311 29.767
202209 26.554 296.808 29.877
202212 27.299 296.797 30.716
202303 27.695 301.836 30.642
202306 27.986 305.109 30.632
202309 28.027 307.789 30.409
202312 28.582 306.746 31.117
202403 28.840 312.332 30.836
202406 28.968 314.175 30.792
202409 29.305 315.301 31.038
202412 29.342 315.605 31.048
202503 29.577 319.799 30.886
202506 29.949 322.561 31.007
202509 30.435 324.800 31.293
202512 30.988 324.054 31.935
202603 31.332 330.213 31.687
202606 31.792 333.952 31.792

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $27.29 mean?
Dime Commercial Bancshares (DCOM) has a Cyclically Adjusted Book per Share of $27.29 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Dime Commercial Bancshares and its competitors.
Is Dime Commercial Bancshares' Cyclically Adjusted Book per Share too high?
Dime Commercial Bancshares' current Cyclically Adjusted Book per Share is $27.29. Overall, Dime Commercial Bancshares has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dime Commercial Bancshares' Cyclically Adjusted Book per Share compare to BY and HOPE?
Dime Commercial Bancshares' Cyclically Adjusted Book per Share of $27.29 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Dime Commercial Bancshares and its competitors. Dime Commercial Bancshares's current Cyclically Adjusted Book per Share is $27.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dime Commercial Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Dime Commercial Bancshares (DCOM) is currently considered Modestly Overvalued. The stock's GF Value™ is $36.46, compared to a current price of $41.09 — trading 12.7% above its estimated fair value. The current Cyclically Adjusted Book per Share is $27.29. Dime Commercial Bancshares' overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Dime Commercial Bancshares (DCOM), the current Cyclically Adjusted Book per Share is $27.29 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dime Commercial Bancshares (DCOM) Overvalued in 2026?

Based on GuruFocus' analysis, Dime Commercial Bancshares stock appears to be overvalued. The current stock price of $41.09 is trading 12.7% above its estimated GF Value™ of $36.46. GuruFocus considers Dime Commercial Bancshares to be Modestly Overvalued.

Key valuation signals for DCOM:

  • Cyclically Adjusted Book per Share: $27.29
  • GF Value™: $36.46 vs. price of $41.09 (12.7% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the DCOM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dime Commercial Bancshares Business Description

Other Exchanges DCOMp.PFD:USA
Address 898 Veterans Memorial Highway, Suite 560, Hauppauge, NY, USA, 11788
Dime Commercial Bancshares Inc is the holding company for Dime Commercial Bank, a New York State-chartered trust company with approximately $15 billion in assets and the number one deposit market share on Greater Long Island.
58GF Score

Get the complete analysis for DCOM

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.09
Price
$36.46
GF Value