DCOM (Dime Commercial Bancshares) Margin of Safety % (DCF Dividends Based): N/A (As of Aug. 07, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DCOM Dime Commercial Bancshares Inc DCOM
58 GF Score
Price $41.09
GF Value $36.46
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Dime Commercial Bancshares Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

Dime Commercial Bancshares's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Dividends Based) is not calculated.

DCOM vs BY, HOPE, OCFC: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, Dime Commercial Bancshares's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Dime Commercial Bancshares Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Dime Commercial Bancshares's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Dime Commercial Bancshares's Margin of Safety % (DCF Dividends Based) falls into.


DCOM
58GF Score
Dime Commercial Bancshares Inc DCOM
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Dime Commercial Bancshares (DCOM) Overvalued in 2026?

Based on GuruFocus' analysis, Dime Commercial Bancshares stock appears to be overvalued. The current stock price of $41.09 is trading 12.7% above its estimated GF Value™ of $36.46. GuruFocus considers Dime Commercial Bancshares to be Modestly Overvalued.

Key valuation signals for DCOM:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: $36.46 vs. price of $41.09 (12.7% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the DCOM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Dime Commercial Bancshares Business Description

Other Exchanges DCOMp.PFD:USA
Address 898 Veterans Memorial Highway, Suite 560, Hauppauge, NY, USA, 11788
Dime Commercial Bancshares Inc is the holding company for Dime Commercial Bank, a New York State-chartered trust company with approximately $15 billion in assets and the number one deposit market share on Greater Long Island.
58GF Score

Get the complete analysis for DCOM

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.09
Price
$36.46
GF Value