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Dime Commercial BancsharesDCOM -0.78%59 OCF Margin % is 44.33% as of Jun. 2026, which is 30% above its 10-year median of 34.08. GuruFocus rates DCOM with a GF Score™ of 59/100 and a GF Value™ of $36.46 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,496 Banks companies, Dime Commercial Bancshares ranks better than 67.31% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Dime Commercial Bancshares's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dime Commercial Bancshares OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Dime Commercial Bancshares's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Dime Commercial Bancshares's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dime Commercial Bancshares (DCOM) has a OCF Margin % of 44.33% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Dime Commercial Bancshares and its competitors. This is 30% above median its historical median of 34.08. Over the past decade, Dime Commercial Bancshares' OCF Margin % has ranged from 13.26 to 70.61. According to the industry distribution chart, Dime Commercial Bancshares ranks #489 out of 1496 companies in the Banks industry, placing it in the top 32.7%.
Is Dime Commercial Bancshares' OCF Margin % too high?
Dime Commercial Bancshares' current OCF Margin % of 44.33% is 30% above median its 10-year median of 34.08. Over the past 10 years, this metric has ranged from a low of 13.26 to a high of 70.61. The Banks industry median OCF Margin % is 29.64. Dime Commercial Bancshares' value of 44.33% is 49.6% above this industry median. Based on the distribution chart, Dime Commercial Bancshares ranks #489 out of 1496 companies in the Banks industry, which is above the industry midpoint. Overall, Dime Commercial Bancshares has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dime Commercial Bancshares' OCF Margin % compare to BY and HOPE?
According to the Banks industry distribution chart, Dime Commercial Bancshares ranks #489 out of 1496 companies for OCF Margin %. This puts Dime Commercial Bancshares in the upper half of its industry. The industry median OCF Margin % is 29.64. Dime Commercial Bancshares' value of 44.33% is 49.6% above this benchmark. Historically, Dime Commercial Bancshares' own OCF Margin % has ranged from 13.26 to 70.61 over the past decade. While the company's 10-year median is 34.08 vs. the industry median of 29.64, Dime Commercial Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.64, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dime Commercial Bancshares's current OCF Margin % of 44.33% is 49.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Dime Commercial Bancshares and its competitors. For the Banks industry, the median OCF Margin % is 29.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dime Commercial Bancshares's current OCF Margin % is 44.33%, which is 30% above median its own 10-year median of 34.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dime Commercial Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Dime Commercial Bancshares (DCOM) is currently considered Modestly Overvalued. The stock's GF Value™ is $36.46, compared to a current price of $40.77 — trading 11.8% above its estimated fair value. The current OCF Margin % is 44.33%, which is 30% above median its 10-year median of 34.08 and 49.6% above the Banks industry median of 29.64. Dime Commercial Bancshares' overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Dime Commercial Bancshares (DCOM), the current OCF Margin % is 44.33% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dime Commercial Bancshares (DCOM) Overvalued in 2026?
Based on GuruFocus' analysis, Dime Commercial Bancshares stock appears to be overvalued.
The current stock price of $40.77 is trading 11.8% above its estimated GF Value™ of $36.46.
GuruFocus considers Dime Commercial Bancshares to be Modestly Overvalued.
Key valuation signals for DCOM:
OCF Margin %: 44.33% (30% above median its 10-year median of 34.08)
GF Value™: $36.46 vs. price of $40.77 (11.8% above fair value)
Industry Position: 49.6% above the Banks median (#489 of 1496)
No single metric tells the full story. See the DCOM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dime Commercial Bancshares Inc is the holding company for Dime Commercial Bank, a New York State-chartered trust company with approximately $15 billion in assets and the number one deposit market share on Greater Long Island.
59GF Score
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