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Dime Commercial BancsharesDCOM +0.95%61 EV-to-OCF is 3.05 as of Aug. 20, 2026, which is 85% below its 10-year median of 19.73. GuruFocus rates DCOM with a GF Score™ of 61/100 and a GF Value™ of $36.44 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,496 Banks companies, Dime Commercial Bancshares ranks better than 54.48% on this metric.
The historical rank and industry rank for Dime Commercial Bancshares's EV-to-OCF or its related term are showing as below:
DCOM'
s EV-to-OCF Range Over the Past 10 Years
Min: -57.19 Med: 19.73 Max: 185.04
Current: 3.05
During the past 13 years, the highest EV-to-OCF of Dime Commercial Bancshares was 185.04. The lowest was -57.19. And the median was 19.73.
DCOM's EV-to-OCF is ranked better than 54.48% of 1496
companies
in the Banks industry
Industry Median: 3.885
vs DCOM: 3.05
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Dime Commercial Bancshares's PE Ratio (TTM) for today is calculated as:
Dime Commercial Bancshares's share price for today is $40.30.
Dime Commercial Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.770.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Dime Commercial Bancshares EV-to-OCF Related Terms
Dime Commercial Bancshares EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Dime Commercial Bancshares's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dime Commercial Bancshares EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Dime Commercial Bancshares's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Dime Commercial Bancshares's EV-to-OCF falls into.
Dime Commercial Bancshares's current Enterprise Value is $617.3 Mil.
Dime Commercial Bancshares's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $202.1 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dime Commercial Bancshares (DCOM) has a EV-to-OCF of 3.05 as of Aug. 20, 2026. This is 85% below median its historical median of 19.73. According to the industry distribution chart, Dime Commercial Bancshares ranks #681 out of 1496 companies in the Banks industry, placing it in the top 45.5%.
Is Dime Commercial Bancshares' EV-to-OCF too high?
Dime Commercial Bancshares' current EV-to-OCF of 3.05 is 85% below median its 10-year median of 19.73. The Banks industry median EV-to-OCF is 3.89. Dime Commercial Bancshares' value of 3.05 is 21.5% below this industry median. Based on the distribution chart, Dime Commercial Bancshares ranks #681 out of 1496 companies in the Banks industry, which is above the industry midpoint. Overall, Dime Commercial Bancshares has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dime Commercial Bancshares' EV-to-OCF compare to BY and HOPE?
According to the Banks industry distribution chart, Dime Commercial Bancshares ranks #681 out of 1496 companies for EV-to-OCF. This puts Dime Commercial Bancshares in the upper half of its industry. The industry median EV-to-OCF is 3.89. Dime Commercial Bancshares' value of 3.05 is 21.5% below this benchmark. While the company's 10-year median is 19.73 vs. the industry median of 3.89, Dime Commercial Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.89, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dime Commercial Bancshares's current EV-to-OCF of 3.05 is 21.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dime Commercial Bancshares's current EV-to-OCF is 3.05, which is 85% below median its own 10-year median of 19.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dime Commercial Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Dime Commercial Bancshares (DCOM) is currently considered Modestly Overvalued. The stock's GF Value™ is $36.44, compared to a current price of $40.30 — trading 10.6% above its estimated fair value. The current EV-to-OCF is 3.05, which is 85% below median its 10-year median of 19.73 and 21.5% below the Banks industry median of 3.89. Dime Commercial Bancshares' overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Dime Commercial Bancshares (DCOM), the current EV-to-OCF is 3.05 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dime Commercial Bancshares (DCOM) Overvalued in 2026?
Based on GuruFocus' analysis, Dime Commercial Bancshares stock appears to be overvalued.
The current stock price of $40.30 is trading 10.6% above its estimated GF Value™ of $36.44.
GuruFocus considers Dime Commercial Bancshares to be Modestly Overvalued.
Key valuation signals for DCOM:
EV-to-OCF: 3.05 (85% below median its 10-year median of 19.73)
GF Value™: $36.44 vs. price of $40.30 (10.6% above fair value)
Industry Position: 21.5% below the Banks median (#681 of 1496)
No single metric tells the full story. See the DCOM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dime Commercial Bancshares Inc is the holding company for Dime Commercial Bank, a New York State-chartered trust company with approximately $15 billion in assets and the number one deposit market share on Greater Long Island.
61GF Score
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