PT Bank Victoria International Tbk (ISX:BVIC) Cyclically Adjusted Book per Share: Rp330.97 (As of Jun. 2026)

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ISX:BVIC PT Bank Victoria International Tbk ISX:BVIC
55 GF Score
Price Rp92.00
GF Value Rp100.33
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is PT Bank Victoria International Tbk Cyclically Adjusted Book per Share?

PT Bank Victoria International Tbk ISX:BVIC +1.10% 55 Cyclically Adjusted Book per Share is Rp330.97 as of Jun. 2026. GuruFocus rates ISX:BVIC with a GF Score™ of 55/100 and a GF Value™ of Rp100.33 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

PT Bank Victoria International Tbk's adjusted book value per share for the three months ended in Jun. 2026 was Rp235.015. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is Rp330.97 for the trailing ten years ended in Jun. 2026.

During the past 12 months, PT Bank Victoria International Tbk's average Cyclically Adjusted Book Growth Rate was -1.40% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was -0.80% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 0.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of PT Bank Victoria International Tbk was 1.80% per year. The lowest was -0.80% per year. And the median was 0.90% per year.

As of today (2026-08-27), PT Bank Victoria International Tbk's current stock price is Rp92.00. PT Bank Victoria International Tbk's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was Rp330.97. PT Bank Victoria International Tbk's Cyclically Adjusted PB Ratio of today is 0.28.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PT Bank Victoria International Tbk was 0.95. The lowest was 0.18. And the median was 0.30.


PT Bank Victoria International Tbk  (ISX:BVIC) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

PT Bank Victoria International Tbk's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=92.00/330.97
=0.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PT Bank Victoria International Tbk was 0.95. The lowest was 0.18. And the median was 0.30.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


PT Bank Victoria International Tbk Cyclically Adjusted Book per Share Related Terms


PT Bank Victoria International Tbk Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for PT Bank Victoria International Tbk's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Victoria International Tbk Cyclically Adjusted Book per Share Chart

PT Bank Victoria International Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 326.69 341.04 340.66 335.88 332.90

PT Bank Victoria International Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 335.60 333.08 332.90 331.80 330.97

PT Bank Victoria International Tbk Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, PT Bank Victoria International Tbk's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Victoria International Tbk Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Victoria International Tbk's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Victoria International Tbk's Cyclically Adjusted PB Ratio falls into.


ISX:BVIC
55GF Score
PT Bank Victoria International Tbk ISX:BVIC
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Victoria International Tbk Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank Victoria International Tbk's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=235.015/137.6954*137.6954
=235.015

Current CPI (Jun. 2026) = 137.6954.

PT Bank Victoria International Tbk Quarterly Data

Book Value per Share CPI Adj_Book
201609 314.005 104.142 415.172
201612 332.831 105.222 435.549
201703 314.809 106.476 407.113
201706 322.737 107.722 412.540
201709 332.535 108.020 423.888
201712 328.257 109.017 414.610
201803 331.216 110.097 414.245
201806 321.853 111.085 398.954
201809 319.788 111.135 396.217
201812 323.607 112.430 396.329
201903 330.660 112.829 403.536
201906 346.677 114.730 416.070
201909 336.205 114.905 402.890
201912 333.608 115.486 397.765
202003 295.409 116.252 349.898
202006 308.996 116.630 364.807
202009 305.438 116.397 361.328
202012 295.395 117.318 346.703
202103 278.667 117.840 325.621
202106 300.154 118.184 349.708
202109 283.963 118.262 330.626
202112 287.439 119.516 331.161
202203 285.041 120.948 324.509
202206 310.604 123.322 346.804
202209 256.129 125.298 281.470
202212 233.494 126.098 254.969
202303 236.958 126.953 257.010
202306 240.409 127.663 259.302
202309 241.737 128.151 259.740
202312 241.338 129.395 256.820
202403 245.827 130.607 259.169
202406 245.106 130.792 258.044
202409 249.863 130.361 263.921
202412 248.195 131.432 260.024
202503 250.797 131.948 261.720
202506 236.502 133.241 244.409
202509 237.547 133.819 244.428
202512 237.191 135.271 241.442
202603 233.304 136.539 235.280
202606 235.015 137.695 235.015

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of Rp330.97 mean?
PT Bank Victoria International Tbk (ISX:BVIC) has a Cyclically Adjusted Book per Share of Rp330.97 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Bank Victoria International Tbk and its competitors.
Is PT Bank Victoria International Tbk's Cyclically Adjusted Book per Share too high?
PT Bank Victoria International Tbk's current Cyclically Adjusted Book per Share is Rp330.97. Overall, PT Bank Victoria International Tbk has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Victoria International Tbk's Cyclically Adjusted Book per Share compare to competitors?
PT Bank Victoria International Tbk's Cyclically Adjusted Book per Share of Rp330.97 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Bank Victoria International Tbk and its competitors. PT Bank Victoria International Tbk's current Cyclically Adjusted Book per Share is Rp330.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Victoria International Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Victoria International Tbk (ISX:BVIC) is currently considered Fairly Valued. The stock's GF Value™ is Rp100.33, compared to a current price of Rp92.00 — trading 8.3% below its estimated fair value. The current Cyclically Adjusted Book per Share is Rp330.97. PT Bank Victoria International Tbk's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For PT Bank Victoria International Tbk (ISX:BVIC), the current Cyclically Adjusted Book per Share is Rp330.97 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Victoria International Tbk (ISX:BVIC) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Victoria International Tbk stock appears to be undervalued. The current stock price of Rp92.00 is trading 8.3% below its estimated GF Value™ of Rp100.33. GuruFocus considers PT Bank Victoria International Tbk to be Fairly Valued.

Key valuation signals for ISX:BVIC:

  • Cyclically Adjusted Book per Share: Rp330.97
  • GF Value™: Rp100.33 vs. price of Rp92.00 (8.3% below fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the ISX:BVIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Victoria International Tbk Business Description

Address Jalan Gatot Subroto Kav. 23, Gedung Graha BIP, Lantai 10, Kel. Karet Semanggi, Kec. Setiabudi, Jakarta Selatan, Jakarta, IDN, 12930
PT Bank Victoria International Tbk is an Indonesian-based commercial banking firm. It provides general banking services like collecting deposits, granting loans and advances, clearing and collection services, RTGS, bill payment, investment products, and many others. The majority of the company's revenue is generated in the form of interest income. Geographically, it operates across different regions in Indonesia, such as Jadetabek, West Java, Central Java and East Java, and Non Java.
55GF Score

Get the complete analysis for ISX:BVIC

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp92.00
Price
Rp100.33
GF Value