PT Bank Victoria International Tbk (ISX:BVIC) Cyclically Adjusted FCF per Share: Rp-32.41 (As of Mar. 2026)

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ISX:BVIC PT Bank Victoria International Tbk ISX:BVIC
53 GF Score
Price Rp92.00
GF Value Rp102.41
Valuation Modestly Undervalued
! 2 Warning Signs
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What is PT Bank Victoria International Tbk Cyclically Adjusted FCF per Share?

PT Bank Victoria International Tbk ISX:BVIC 53 Cyclically Adjusted FCF per Share is Rp-32.41 as of Mar. 2026. GuruFocus rates ISX:BVIC with a GF Score™ of 53/100 and a GF Value™ of Rp102.41 (Modestly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

PT Bank Victoria International Tbk's adjusted free cash flow per share for the three months ended in Mar. 2026 was Rp-67.903. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is Rp-32.41 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of PT Bank Victoria International Tbk was -25.30% per year. The lowest was -25.30% per year. And the median was -25.30% per year.

As of today (2026-07-27), PT Bank Victoria International Tbk's current stock price is Rp92.00. PT Bank Victoria International Tbk's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was Rp-32.41. PT Bank Victoria International Tbk's Cyclically Adjusted Price-to-FCF of today is .

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Bank Victoria International Tbk was 18.25. The lowest was 2.39. And the median was 5.58.


PT Bank Victoria International Tbk  (ISX:BVIC) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Bank Victoria International Tbk was 18.25. The lowest was 2.39. And the median was 5.58.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


PT Bank Victoria International Tbk Cyclically Adjusted FCF per Share Related Terms


PT Bank Victoria International Tbk Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for PT Bank Victoria International Tbk's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Victoria International Tbk Cyclically Adjusted FCF per Share Chart

PT Bank Victoria International Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.36 19.55 11.92 -9.13 -8.92

PT Bank Victoria International Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -9.13 15.82 -3.16 -8.92 -32.41

PT Bank Victoria International Tbk Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, PT Bank Victoria International Tbk's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Victoria International Tbk Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Victoria International Tbk's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Bank Victoria International Tbk's Cyclically Adjusted Price-to-FCF falls into.


ISX:BVIC
53GF Score
PT Bank Victoria International Tbk ISX:BVIC
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Victoria International Tbk Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank Victoria International Tbk's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-67.903/136.5387*136.5387
=-67.903

Current CPI (Mar. 2026) = 136.5387.

PT Bank Victoria International Tbk Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -21.633 103.212 -28.618
201609 -218.672 104.142 -286.696
201612 230.756 105.222 299.435
201703 170.763 106.476 218.977
201706 -80.693 107.722 -102.280
201709 -161.658 108.020 -204.337
201712 232.559 109.017 291.270
201803 -87.040 110.097 -107.945
201806 -28.651 111.085 -35.216
201809 -176.599 111.135 -216.968
201812 133.495 112.430 162.121
201903 -114.203 112.829 -138.202
201906 0.872 114.730 1.038
201909 80.584 114.905 95.756
201912 -100.680 115.486 -119.034
202003 -98.578 116.252 -115.780
202006 -193.205 116.630 -226.185
202009 76.212 116.397 89.400
202012 216.904 117.318 252.440
202103 -130.681 117.840 -151.418
202106 -17.366 118.184 -20.063
202109 9.553 118.262 11.029
202112 -102.488 119.516 -117.085
202203 105.740 120.948 119.370
202206 -115.964 123.322 -128.392
202209 61.133 125.298 66.617
202212 32.677 126.098 35.383
202303 -32.559 126.953 -35.018
202306 26.689 127.663 28.545
202309 5.385 128.151 5.737
202312 69.518 129.395 73.356
202403 -22.106 130.607 -23.110
202406 -54.364 130.792 -56.753
202409 -46.441 130.361 -48.642
202412 61.833 131.432 64.236
202503 46.344 131.948 47.956
202506 12.370 133.241 12.676
202509 -6.949 133.819 -7.090
202512 36.921 135.271 37.267
202603 -67.903 136.539 -67.903

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of Rp-32.41 mean?
PT Bank Victoria International Tbk (ISX:BVIC) has a Cyclically Adjusted FCF per Share of Rp-32.41 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Bank Victoria International Tbk and its competitors.
Is PT Bank Victoria International Tbk's Cyclically Adjusted FCF per Share too high?
PT Bank Victoria International Tbk's current Cyclically Adjusted FCF per Share is Rp-32.41. Overall, PT Bank Victoria International Tbk has a GF Score™ of 53/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Victoria International Tbk's Cyclically Adjusted FCF per Share compare to competitors?
PT Bank Victoria International Tbk's Cyclically Adjusted FCF per Share of Rp-32.41 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Bank Victoria International Tbk and its competitors. PT Bank Victoria International Tbk's current Cyclically Adjusted FCF per Share is Rp-32.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Victoria International Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Victoria International Tbk (ISX:BVIC) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp102.41, compared to a current price of Rp92.00 — trading 10.2% below its estimated fair value. The current Cyclically Adjusted FCF per Share is Rp-32.41. PT Bank Victoria International Tbk's overall GF Score™ is 53/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For PT Bank Victoria International Tbk (ISX:BVIC), the current Cyclically Adjusted FCF per Share is Rp-32.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Victoria International Tbk (ISX:BVIC) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Victoria International Tbk stock appears to be undervalued. The current stock price of Rp92.00 is trading 10.2% below its estimated GF Value™ of Rp102.41. GuruFocus considers PT Bank Victoria International Tbk to be Modestly Undervalued.

Key valuation signals for ISX:BVIC:

  • Cyclically Adjusted FCF per Share: Rp-32.41
  • GF Value™: Rp102.41 vs. price of Rp92.00 (10.2% below fair value)
  • GF Score™: 53/100 with 2 warning signs

No single metric tells the full story. See the ISX:BVIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Victoria International Tbk Business Description

Address Jalan Gatot Subroto Kav. 23, Gedung Graha BIP, Lantai 10, Kel. Karet Semanggi, Kec. Setiabudi, Jakarta Selatan, Jakarta, IDN, 12930
PT Bank Victoria International Tbk is an Indonesian-based commercial banking firm. It provides general banking services like collecting deposits, granting loans and advances, clearing and collection services, RTGS, bill payment, investment products, and many others. The majority of the company's revenue is generated in the form of interest income. Geographically, it operates across different regions in Indonesia, such as Jadetabek, West Java, Central Java and East Java, and Non Java.
53GF Score

Get the complete analysis for ISX:BVIC

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp92.00
Price
Rp102.41
GF Value