PT Bank Victoria International Tbk (ISX:BVIC) FCF Margin %: 359.60% (As of Jun. 2026) — 459% Above Median

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ISX:BVIC PT Bank Victoria International Tbk ISX:BVIC
55 GF Score
Price Rp92.00
GF Value Rp100.33
Valuation Fairly Valued
! 3 Warning Signs
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What is PT Bank Victoria International Tbk FCF Margin %?

PT Bank Victoria International Tbk ISX:BVIC +1.10% 55 FCF Margin % is 359.60% as of Jun. 2026, which is 459% above its 10-year median of 64.38. GuruFocus rates ISX:BVIC with a GF Score™ of 55/100 and a GF Value™ of Rp100.33 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,496 Banks companies, PT Bank Victoria International Tbk ranks better than 65.71% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. PT Bank Victoria International Tbk's Free Cash Flow for the three months ended in Jun. 2026 was Rp847,872 Mil. PT Bank Victoria International Tbk's Revenue for the three months ended in Jun. 2026 was Rp235,784 Mil. Therefore, PT Bank Victoria International Tbk's FCF Margin % for the quarter that ended in Jun. 2026 was 359.60%.

As of today, PT Bank Victoria International Tbk's current FCF Yield % is 19.86%.

The historical rank and industry rank for PT Bank Victoria International Tbk's FCF Margin % or its related term are showing as below:

ISX:BVIC' s FCF Margin % Range Over the Past 10 Years
Min: -389.33   Med: 64.38   Max: 201.45
Current: 37.62


During the past 13 years, the highest FCF Margin % of PT Bank Victoria International Tbk was 201.45%. The lowest was -389.33%. And the median was 64.38%.

ISX:BVIC's FCF Margin % is ranked better than
65.71% of 1496 companies
in the Banks industry
Industry Median: 27.17 vs ISX:BVIC: 37.62


PT Bank Victoria International Tbk FCF Margin % Related Terms


PT Bank Victoria International Tbk FCF Margin % Historical Data

* Premium members only.

The historical data trend for PT Bank Victoria International Tbk's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Victoria International Tbk FCF Margin % Chart

PT Bank Victoria International Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -389.33 139.39 191.99 -174.81 201.45

PT Bank Victoria International Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 104.74 -64.45 297.03 -558.36 359.60

PT Bank Victoria International Tbk FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Victoria International Tbk's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Victoria International Tbk FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Victoria International Tbk's FCF Margin % distribution charts can be found below:

* The bar in red indicates where PT Bank Victoria International Tbk's FCF Margin % falls into.


ISX:BVIC
55GF Score
PT Bank Victoria International Tbk ISX:BVIC
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Victoria International Tbk FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

PT Bank Victoria International Tbk's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1733413.888/860479.981
=201.45 %

PT Bank Victoria International Tbk's FCF Margin for the quarter that ended in Jun. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=847872.14/235783.606
=359.60 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 359.60% mean?
PT Bank Victoria International Tbk (ISX:BVIC) has a FCF Margin % of 359.60% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Victoria International Tbk and its competitors. This is 459% above median its historical median of 64.38. According to the industry distribution chart, PT Bank Victoria International Tbk ranks #513 out of 1496 companies in the Banks industry, placing it in the top 34.3%.
Is PT Bank Victoria International Tbk's FCF Margin % too high?
PT Bank Victoria International Tbk's current FCF Margin % of 359.60% is 459% above median its 10-year median of 64.38. The Banks industry median FCF Margin % is 27.17. PT Bank Victoria International Tbk's value of 359.60% is 1223.5% above this industry median. Based on the distribution chart, PT Bank Victoria International Tbk ranks #513 out of 1496 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Victoria International Tbk has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Victoria International Tbk's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank Victoria International Tbk ranks #513 out of 1496 companies for FCF Margin %. This puts PT Bank Victoria International Tbk in the upper half of its industry. The industry median FCF Margin % is 27.17. PT Bank Victoria International Tbk's value of 359.60% is 1223.5% above this benchmark. While the company's 10-year median is 64.38 vs. the industry median of 27.17, PT Bank Victoria International Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.17, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Victoria International Tbk's current FCF Margin % of 359.60% is 1223.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Victoria International Tbk and its competitors. For the Banks industry, the median FCF Margin % is 27.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Victoria International Tbk's current FCF Margin % is 359.60%, which is 459% above median its own 10-year median of 64.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Victoria International Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Victoria International Tbk (ISX:BVIC) is currently considered Fairly Valued. The stock's GF Value™ is Rp100.33, compared to a current price of Rp92.00 — trading 8.3% below its estimated fair value. The current FCF Margin % is 359.60%, which is 459% above median its 10-year median of 64.38 and 1223.5% above the Banks industry median of 27.17. PT Bank Victoria International Tbk's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PT Bank Victoria International Tbk (ISX:BVIC), the current FCF Margin % is 359.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Victoria International Tbk (ISX:BVIC) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Victoria International Tbk stock appears to be undervalued. The current stock price of Rp92.00 is trading 8.3% below its estimated GF Value™ of Rp100.33. GuruFocus considers PT Bank Victoria International Tbk to be Fairly Valued.

Key valuation signals for ISX:BVIC:

  • FCF Margin %: 359.60% (459% above median its 10-year median of 64.38)
  • GF Value™: Rp100.33 vs. price of Rp92.00 (8.3% below fair value)
  • GF Score™: 55/100 with 3 warning signs
  • Industry Position: 1223.5% above the Banks median (#513 of 1496)

No single metric tells the full story. See the ISX:BVIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Victoria International Tbk Business Description

Address Jalan Gatot Subroto Kav. 23, Gedung Graha BIP, Lantai 10, Kel. Karet Semanggi, Kec. Setiabudi, Jakarta Selatan, Jakarta, IDN, 12930
PT Bank Victoria International Tbk is an Indonesian-based commercial banking firm. It provides general banking services like collecting deposits, granting loans and advances, clearing and collection services, RTGS, bill payment, investment products, and many others. The majority of the company's revenue is generated in the form of interest income. Geographically, it operates across different regions in Indonesia, such as Jadetabek, West Java, Central Java and East Java, and Non Java.
55GF Score

Get the complete analysis for ISX:BVIC

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp92.00
Price
Rp100.33
GF Value